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expired Posted by bethi • Aug 8, 2022
expired Posted by bethi • Aug 8, 2022

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

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Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

Community Voting

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Top Comments

firstrival
1471 Posts
401 Reputation
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
fivenue
2611 Posts
1365 Reputation
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
iSDeals
951 Posts
114 Reputation
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

266 Comments

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Expert
This user is an Expert in Tech & Electronics
Sep 25, 2022
18,074 Posts
Joined Sep 2011
Sep 25, 2022
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Sep 25, 2022
18,074 Posts
Anyone get the bonus yet or do we have to file a CFPB complaint?
Sep 25, 2022
951 Posts
Joined Apr 2017
Sep 25, 2022
iSDeals
Sep 25, 2022
951 Posts
Quote from iSDeals :
I should meet the 2 deposit requirement by tomorrow. Will update on bonus
Was this supposed to come with statement closure?

I qualified on 22nd, no bonus yet. But my statement (qualified on upcoming 3rd) will close next month 10th.
Banking is limiting with them, don't want to stay a customer
Sep 28, 2022
2,195 Posts
Joined Oct 2008
Sep 28, 2022
flightxxx
Sep 28, 2022
2,195 Posts
Quote from iSDeals :
Was this supposed to come with statement closure?

I qualified on 22nd, no bonus yet. But my statement (qualified on upcoming 3rd) will close next month 10th.
Banking is limiting with them, don't want to stay a customer
i was told within 60 days after stmt closure
Sep 28, 2022
951 Posts
Joined Apr 2017
Sep 28, 2022
iSDeals
Sep 28, 2022
951 Posts
Quote from flightxxx :
i was told within 60 days after stmt closure
Okay will wait 15 more days. Let's see
Sep 29, 2022
149 Posts
Joined Jan 2020
Sep 29, 2022
TenderLinen384
Sep 29, 2022
149 Posts
Quote from bluekiwi :
Anyone get the bonus yet or do we have to file a CFPB complaint?
Nothing yet
Sep 30, 2022
6 Posts
Joined Feb 2022
Sep 30, 2022
FabulousAlpaca9860
Sep 30, 2022
6 Posts
I just talked to them on the phone, they said I had to keep $1500 or more to qualify from this promo, and then they hang up 🤦 ♂️ Never U.S bank again...
Oct 4, 2022
1,974 Posts
Joined Mar 2013
Oct 4, 2022
BondT
Oct 4, 2022
1,974 Posts
there's no where in the T&c says that the balance has to maintain at $1500! i opened the account since July and still nothing!

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Oct 4, 2022
256 Posts
Joined Sep 2013
Oct 4, 2022
Gabbarr
Oct 4, 2022
256 Posts
True. In the same boat, met the requirements about 20 days ago, and still nothing.
Nowhere does it say that we had to maintain $1500 balance.
Oct 6, 2022
5 Posts
Joined Aug 2006
Oct 6, 2022
joyce732
Oct 6, 2022
5 Posts
Same here!
I online chatted with the customer service agent and she told me the promotion only valid thru 8/8/2022, and my account was opened after that date. I then told her the JUL2022 promo was extended to 9/2/2022. She said she can't find anything on her end. Ugh....

Then she said if the promo was truly extended and I am truly qualified, I need to wait 90 days after the 2nd direct deposit was done to get the bonus, which for me will be mid December!!!

Does anyone keep a screenshot with the offer term when opening the account? Possible to share?
Oct 6, 2022
4,130 Posts
Joined Jul 2005
Oct 6, 2022
badboy2man
Oct 6, 2022
4,130 Posts
Quote from joyce732 :
Same here!
I online chatted with the customer service agent and she told me the promotion only valid thru 8/8/2022, and my account was opened after that date. I then told her the JUL2022 promo was extended to 9/2/2022. She said she can't find anything on her end. Ugh....

Then she said if the promo was truly extended and I am truly qualified, I need to wait 90 days after the 2nd direct deposit was done to get the bonus, which for me will be mid December!!!

Does anyone keep a screenshot with the offer term when opening the account? Possible to share?
Got no screen shot. But check out this webpage [bankdealguy.com]
Oct 6, 2022
370 Posts
Joined May 2016
Oct 6, 2022
dealseeker50
Oct 6, 2022
370 Posts
I had to call US Bank to have them add the promo code even though I put the promo code into my application originally. They claim I should receive the $400 in 1-2 business days. Shitty company, pain in the ass. Chase, Wells Fargo, Sofi have all paid out their account bonuses without me having to call them.
Expert
This user is an Expert in Tech & Electronics
Oct 7, 2022
18,074 Posts
Joined Sep 2011
Oct 7, 2022
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Oct 7, 2022
18,074 Posts
Quote from dealseeker50 :
I had to call US Bank to have them add the promo code even though I put the promo code into my application originally. They claim I should receive the $400 in 1-2 business days. Shitty company, pain in the ass. Chase, Wells Fargo, Sofi have all paid out their account bonuses without me having to call them.
What did you tell them to add it? Also post if you get the bonus or not within the 2 business days.
Oct 8, 2022
1,010 Posts
Joined Nov 2008
Oct 8, 2022
techy2
Oct 8, 2022
1,010 Posts
Quote from joyce732 :
Same here!
I online chatted with the customer service agent and she told me the promotion only valid thru 8/8/2022, and my account was opened after that date. I then told her the JUL2022 promo was extended to 9/2/2022. She said she can't find anything on her end. Ugh....

Then she said if the promo was truly extended and I am truly qualified, I need to wait 90 days after the 2nd direct deposit was done to get the bonus, which for me will be mid December!!!

Does anyone keep a screenshot with the offer term when opening the account? Possible to share?
here u go
Oct 11, 2022
256 Posts
Joined Sep 2013
Oct 11, 2022
Gabbarr
Oct 11, 2022
256 Posts
Bonus just hit the account today

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Oct 11, 2022
8 Posts
Joined Oct 2021
Oct 11, 2022
bruno1991
Oct 11, 2022
8 Posts
I just got my $400 bonus. Glad didn't listen to the naysayers. Sorry for bumping.

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