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US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn Expired

$400 Bonus
+51 Deal Score
115,927 Views
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance
Good Deal?

Original Post

Written by
Edited August 9, 2022 at 07:59 AM by
Earn $400 when you open a new eligible U.S. Bank checking account and complete required activities.1, 2
Offer valid through September 2.

Earn your reward.
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account in a branch, online or over the phone:1

Enroll in online banking or the U.S. Bank Mobile App.
Complete two or more direct deposits totaling $4,000 or more.

To have the promo code automatically entered for you in the application process, use the Apply buttons below. If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL

https://www.usbank.com/splash/che...offer.html
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Deal
Score
+51
115,927 Views
$400 Bonus

Community Wiki

Last Edited by bluekiwi October 11, 2022 at 06:18 PM
$400 bonus starting to hit accounts today (10/11/2022)

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Featured Comments

US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

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Joined Apr 2017
L5: Journeyman
> bubble2 860 Posts
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iSDeals
09-23-2022 at 11:18 AM.
09-23-2022 at 11:18 AM.
Quote from Rookies1000 :
I can't figure out how to transfer out of this bank account to other bank. Their limits are a joke. There is a daily limit of $1,000 and weekly limit of $2,000. And it says wire transfer fee is $30? Checkbook also costs money to order. I see they have Zelle. I might have to set that up. Will be closing this account as soon as the bonus posts.

Same here, daily limit 1000, monthly 3000
But I got another off pop-ip to do 2 zelle transactions and getting $5.
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> bubble2 6 Posts
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FabulousAlpaca9860
09-23-2022 at 11:44 AM.
09-23-2022 at 11:44 AM.
Quote from secretninja :
same here. first statement closed, no bonus yet, seems my statement also closes on the 19th. I will be closing this account as soon as the credit post, I will probably go to local branch to ensure no other fees, I will update once it post. IDK if its good or bad others are in similar situation..lol

Let us know if there is any fees please
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Joined Feb 2006
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> bubble2 475 Posts
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secretninja
09-23-2022 at 06:38 PM.
09-23-2022 at 06:38 PM.
no fees. well it was charged then waived, not sure if its due to the minimum balance of $1,500
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Joined Sep 2011
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> bubble2 16,690 Posts
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bluekiwi
09-25-2022 at 01:52 AM.
09-25-2022 at 01:52 AM.
Anyone get the bonus yet or do we have to file a CFPB complaint?
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Joined Apr 2017
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> bubble2 860 Posts
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iSDeals
09-25-2022 at 04:28 PM.
09-25-2022 at 04:28 PM.
Quote from iSDeals :
I should meet the 2 deposit requirement by tomorrow. Will update on bonus

Was this supposed to come with statement closure?

I qualified on 22nd, no bonus yet. But my statement (qualified on upcoming 3rd) will close next month 10th.
Banking is limiting with them, don't want to stay a customer
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Joined Oct 2008
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> bubble2 1,919 Posts
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flightxxx
09-27-2022 at 05:36 PM.
09-27-2022 at 05:36 PM.
Quote from iSDeals :
Was this supposed to come with statement closure?

I qualified on 22nd, no bonus yet. But my statement (qualified on upcoming 3rd) will close next month 10th.
Banking is limiting with them, don't want to stay a customer
i was told within 60 days after stmt closure
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Joined Apr 2017
L5: Journeyman
> bubble2 860 Posts
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iSDeals
09-27-2022 at 07:44 PM.
09-27-2022 at 07:44 PM.
Quote from flightxxx :
i was told within 60 days after stmt closure

Okay will wait 15 more days. Let's see
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Joined Jan 2020
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> bubble2 144 Posts
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TenderLinen384
09-29-2022 at 07:03 AM.
09-29-2022 at 07:03 AM.
Quote from bluekiwi :
Anyone get the bonus yet or do we have to file a CFPB complaint?

Nothing yet
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Joined Feb 2022
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> bubble2 6 Posts
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FabulousAlpaca9860
09-30-2022 at 03:59 PM.
09-30-2022 at 03:59 PM.
I just talked to them on the phone, they said I had to keep $1500 or more to qualify from this promo, and then they hang up 🤦 ♂️ Never U.S bank again...
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Joined Mar 2013
L6: Expert
> bubble2 1,833 Posts
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BondT
10-03-2022 at 06:07 PM.
10-03-2022 at 06:07 PM.
there's no where in the T&c says that the balance has to maintain at $1500! i opened the account since July and still nothing!
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Joined Sep 2013
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> bubble2 244 Posts
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Gabbarr
10-04-2022 at 10:07 AM.
10-04-2022 at 10:07 AM.
True. In the same boat, met the requirements about 20 days ago, and still nothing.
Nowhere does it say that we had to maintain $1500 balance.
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Joined Aug 2006
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joyce732
10-06-2022 at 03:37 PM.
10-06-2022 at 03:37 PM.
Same here!
I online chatted with the customer service agent and she told me the promotion only valid thru 8/8/2022, and my account was opened after that date. I then told her the JUL2022 promo was extended to 9/2/2022. She said she can't find anything on her end. Ugh....

Then she said if the promo was truly extended and I am truly qualified, I need to wait 90 days after the 2nd direct deposit was done to get the bonus, which for me will be mid December!!!

Does anyone keep a screenshot with the offer term when opening the account? Possible to share?
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Joined Jul 2005
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> bubble2 4,090 Posts
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badboy2man
10-06-2022 at 04:28 PM.
10-06-2022 at 04:28 PM.
Quote from joyce732 :
Same here!
I online chatted with the customer service agent and she told me the promotion only valid thru 8/8/2022, and my account was opened after that date. I then told her the JUL2022 promo was extended to 9/2/2022. She said she can't find anything on her end. Ugh....

Then she said if the promo was truly extended and I am truly qualified, I need to wait 90 days after the 2nd direct deposit was done to get the bonus, which for me will be mid December!!!

Does anyone keep a screenshot with the offer term when opening the account? Possible to share?
Got no screen shot. But check out this webpage [bankdealguy.com]
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Joined May 2016
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> bubble2 324 Posts
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dealseeker50
10-06-2022 at 04:55 PM.
10-06-2022 at 04:55 PM.
I had to call US Bank to have them add the promo code even though I put the promo code into my application originally. They claim I should receive the $400 in 1-2 business days. Shitty company, pain in the ass. Chase, Wells Fargo, Sofi have all paid out their account bonuses without me having to call them.
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Joined Sep 2011
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> bubble2 16,690 Posts
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bluekiwi
10-07-2022 at 06:32 AM.
10-07-2022 at 06:32 AM.
Quote from dealseeker50 :
I had to call US Bank to have them add the promo code even though I put the promo code into my application originally. They claim I should receive the $400 in 1-2 business days. Shitty company, pain in the ass. Chase, Wells Fargo, Sofi have all paid out their account bonuses without me having to call them.
What did you tell them to add it? Also post if you get the bonus or not within the 2 business days.
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