Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Heads up, this deal has expired. Want to create a deal alert for this item?
expired Posted by bethi • Aug 8, 2022
expired Posted by bethi • Aug 8, 2022

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

267 Comments 120,450 Views
Visit Retailer
Good Deal
Save
Share
Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

Community Voting

Deal Score
+51
Good Deal
Visit Retailer

Leave a Comment

Unregistered (You)

Top Comments

firstrival
1471 Posts
401 Reputation
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
fivenue
2611 Posts
1365 Reputation
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
iSDeals
951 Posts
114 Reputation
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

266 Comments

Sign up for a Slickdeals account to remove this ad.

Oct 13, 2022
59 Posts
Joined Sep 2011
Oct 13, 2022
jtxx12
Oct 13, 2022
59 Posts
Quote from spik3s :
I got mine as well.

Word of caution for those trying to close their US Bank accounts right away after receiving the bonus...the early account closure fee (within 180 days of opening) is $25.
Does that apply to any account? Curious to see their language in their terms if you have that on you. Thanks for the heads up!
Oct 13, 2022
107 Posts
Joined Jan 2007
Oct 13, 2022
oofrost
Oct 13, 2022
107 Posts
Quote from spik3s :
I got mine as well.

Word of caution for those trying to close their US Bank accounts right away after receiving the bonus...the early account closure fee (within 180 days of opening) is $25.
Just called. There is no fee to close account.
Oct 13, 2022
361 Posts
Joined May 2010
Oct 13, 2022
spik3s
Oct 13, 2022
361 Posts
Quote from oofrost :
Just called. There is no fee to close account.
Thanks for confirming. I was planning to call them as well to check.
Oct 15, 2022
475 Posts
Joined Feb 2006
Oct 15, 2022
secretninja
Oct 15, 2022
475 Posts
Got my bonus same day, everyone did. Next step is to close.. I'll wait a few. I have a branch close by work. Not sure if it's less hassle in person or by pound phone. I don't recall seeing anything on the terms about keeping it open..
Oct 19, 2022
608 Posts
Joined Dec 2010
Oct 19, 2022
invisib0lJiGG
Oct 19, 2022
608 Posts
https://www.usbank.com/customer-s...69533.html

Consumer checking/savings accounts:
Call us at 800-USBANKS (872-2657) and speak with a representative. We accept relay calls.

You can also submit a written request to close your account. Include your full account number and signature, then send to:

Customer Care Unit
PO Box 64991
Saint Paul, MN 55164-9505

There's not an option to close your account using our automated phone system. At the start of the call, don't enter any information or press any keys. The system will ask you three times to enter information. After the third time, remain on the line and it will automatically route your call to the next available representative.
Oct 29, 2022
2,420 Posts
Joined Jul 2003
Oct 29, 2022
kaabob
Oct 29, 2022
2,420 Posts
Haven't gotten mine yet… met the requirements w biweekly paycheck.

EDIT: 10/11/2022 Adjusted Interest $400

Not sure why they're listing it as interest
Last edited by kaabob October 28, 2022 at 08:06 PM.
Dec 9, 2022
473 Posts
Joined Jul 2008
Dec 9, 2022
saltinekracka20
Dec 9, 2022
473 Posts
Haven't gotten mine yet after several months. Qualified back in September. Had to call and go through multiple people so they could verify that I in fact did meet the criteria. Now they have to fill out some additional form to get me the $400. Now I have to wait for someone to maybe call me back next week if they have any questions for me before they grant it? I probably would not go through this again. This is a headache.

Sign up for a Slickdeals account to remove this ad.

May 24, 2023
7 Posts
Joined Nov 2022
May 24, 2023
atique
May 24, 2023
7 Posts
US Bank is a scam bank, they often deny checking sign up bonus promotions after customer is on board! Here's the copy of the letter they sent me when I inquired why I wasn't being credited with the bonus after 6 months of opening the account!
https://imgur.com/lIae4Nj

I replied their email, nothing resolved yet!
Hi Customer Care,
That's fine. However, as a customer, I deserve some transparency.

When I opened the checking account I confirmed the requirements with US Bank's Menlo Park Branch. I did the required direct deposits (2 3k deposits from my employer), maintained balance.

Few months ago, the branch confirmed that I completed all requirements (qualifying activities). They told me to wait 60 days. Then, 3 months passed and I contacted customer care online. The agent confirmed I completed the requirements, told me to wait a bit more and that it will be credited. I wasn't credited I contacted again, This time an agent named Karina opened a case (Ticket# 785937) and about two weeks passed since then. I got a paper mail that states that I don't qualify. I feel very much unwelcome.

If somehow this was communicated to me earlier I would very much appreciate it. I feel like I had been treated poorly over this promotional credit and that quite some of my valuable time has been wasted by the bank's agents, back office etc. My patience had been tested to its limits.

I extremely regret opening the account with your bank. Nobody, ever f'ing told me that the promo had fine prints like this that it has to be mailed to the customer while I visited the bank and when I talked to customer care. You guys cost me time. And, after 6 f'ing months you guys tell me that the promo had fineprints. What a scam bank!!!

I have attached the promotion flyer by the US Bank that I used to open the account for further verification.

Sincerely,
Deceived Customer (time wasted in vein)
Jul 23, 2023
608 Posts
Joined Dec 2010
Jul 23, 2023
invisib0lJiGG
Jul 23, 2023
608 Posts
Did you guys cancel your account already? Did you transfer money out and then cancel or cancel and have them send you a check?
Aug 17, 2023
111 Posts
Joined Aug 2018
Aug 17, 2023
OrangeGuide9558
Aug 17, 2023
111 Posts
Quote from kingburrito :
I did this earlier in the year and did get the bonus, but found US Bank to have the worst checking account I've used. They capped transfers at $1000 at a time - and to clarify, you could literally not start another until the first had cleared + an extra day or two - each took about a week. So it took close to the whole month to be permitted to transfer what I desired to my other account/brokerage each month. It also would not let me do any transfers via their app, where I'm accustomed to these things now - I had to go to my computer to do any banking. They couldn't fix any of these things when calling support or in the branch. I closed that account as soon as the bonus was safe!
How long did it take until they processed the bonus?

Leave a Comment

Unregistered (You)

Popular Deals

View All

Trending Deals

View All