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forum thread Posted by TJ & ME • Oct 15, 2022
forum thread Posted by TJ & ME • Oct 15, 2022

Earn up to $500 when you open a new eligible U.S. Bank Smartly™ Checking account

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Looks like this offer started back up a few days ago. Except it up to $500 for 6K now. Must have not had a checking account with them for the last 2 yrs. Valid 10/11/22 - 11/21/22.

https://www.usbank.com/splash/che...offer.html
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About the Poster
Looks like this offer started back up a few days ago. Except it up to $500 for 6K now. Must have not had a checking account with them for the last 2 yrs. Valid 10/11/22 - 11/21/22.

https://www.usbank.com/splash/che...offer.html

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28 Comments

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Oct 16, 2022
2,007 Posts
Joined Aug 2011
Oct 16, 2022
electrobento
Oct 16, 2022
2,007 Posts
US Bank is almost as bad as Wells Fargo.
2
Oct 16, 2022
160 Posts
Joined Sep 2015
Oct 16, 2022
jaderxiii
Oct 16, 2022
160 Posts
Quote from electrobento :
US Bank is almost as bad as Wells Fargo.
you can just get the bonus and dont use it again lol
Oct 16, 2022
2,007 Posts
Joined Aug 2011
Oct 16, 2022
electrobento
Oct 16, 2022
2,007 Posts
Quote from jaderxiii :
you can just get the bonus and dont use it again lol
US Bank is known for a lot of random fees. I wouldn't count on this being so simple.
2
Oct 16, 2022
1 Posts
Joined May 2015
Oct 16, 2022
jjjjjfun
Oct 16, 2022
1 Posts
Yep stay away not worth the time and effort.
Oct 16, 2022
1,831 Posts
Joined Mar 2007
Oct 16, 2022
anubis57
Oct 16, 2022
1,831 Posts
I've never had an issue with any USBank promotion.

Sorry to hear it didn't work out for someone.
Oct 16, 2022
12,601 Posts
Joined Nov 2006
Oct 16, 2022
poohbie
Oct 16, 2022
12,601 Posts
Ease depends on what actually counts as direct deposits, if you're not looking to switch your payroll over to this just for the promo.
Oct 16, 2022
367 Posts
Joined May 2016
Oct 16, 2022
dealseeker50
Oct 16, 2022
367 Posts
Had to call them because I never got promo. Rep "applied promo to my account" and I got the $400 bonus. I can't pull money out of the account, it won't let me. I have to login to my ally to pull money out. I don't trust US bank, canceling right away

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Oct 17, 2022
53 Posts
Joined Jul 2009
Oct 17, 2022
ChuggaChugga
Oct 17, 2022
53 Posts
I opened a US Bank checking account during the last promo and it took about 4 weeks after meeting the deposit criteria to get the bonus. Haven't had any issues with getting money in or out.
Oct 17, 2022
12,507 Posts
Joined Dec 2004
Oct 17, 2022
kensteele
Oct 17, 2022
12,507 Posts
checking my notes:

"USBank accounts opened on 7/31/2015 and both checking/saving closed on 1/11/2017 (reason: starting charging maintenance fees)"
Oct 17, 2022
3,221 Posts
Joined Sep 2013
Oct 17, 2022
PaulP6715
Oct 17, 2022
3,221 Posts
application denied. says they cannot verify I am who I say I am. Now I have to go in to a branch. grrrrr. nothing ever works properly.
Oct 17, 2022
662 Posts
Joined Jan 2007
Oct 17, 2022
cricketgeek
Oct 17, 2022
662 Posts
Thanks Op!! application approved
Oct 17, 2022
75 Posts
Joined Jan 2016
Oct 17, 2022
Judicare
Oct 17, 2022
75 Posts
Had to do some extra work last year because I am out of footprint (FL) - ended up opening a brokerage account first, which they are less fussy about. Still had to call customer service to get them to process the checking application. Bonus came through as expected, nice website and app, would do again if I were eligible. Maybe this one would be easier since the account is more online-oriented.
Oct 17, 2022
7,454 Posts
Joined Sep 2008
Oct 17, 2022
DogAndPony
Oct 17, 2022
7,454 Posts
I've heard bad things about US Bank and to get the $500 bonus you need to direct deposit at least $6,000 in 60 days. I'll pass. The $300 from Truist was a lot easier.
1
Oct 18, 2022
14 Posts
Joined Nov 2020
Oct 18, 2022
FairGazelle461
Oct 18, 2022
14 Posts
Application not approved, doesn't say why

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Oct 18, 2022
75 Posts
Joined Jan 2016
Oct 18, 2022
Judicare
Oct 18, 2022
75 Posts
Quote from EMBelanger :
Had to do some extra work last year because I am out of footprint (FL) - ended up opening a brokerage account first, which they are less fussy about. Still had to call customer service to get them to process the checking application. Bonus came through as expected, nice website and app, would do again if I were eligible. Maybe this one would be easier since the account is more online-oriented.
Decided to go ahead for the $500, seems to be the best one my wife is eligible for at the moment. I did have to jump through the same hoops as last year - FL residents not eligible unless you have an existing relationship. Easiest solution is to open a self-directed brokerage account, they don't care where you live for Investment accounts. No funding required, now you have established a relationship with the bank. Went back through the checking application again, goes even faster as an existing client, able to login to pre-fill most of the app, approved immediately. Happy churning!

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