Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Popular Advertiser Disclosure

Up to $1000 Bonus for new Capital One 360 saving account

+87 Deal Score
173,519 Views
Open a capital one savings account by 12/24 and fund the account in 15 days and have a party. You have to hold the fund for 90 days. APY 2.35% as we speak.
I guess this is similar to Ally bank doing 1% bonus deal, but Capital one has physical banks in North East and customer service is better than Ally Bank
Up to $1000 bonus based on your deposit amount.


https://www.capitalone.com/bank/fall22/
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+87
173,519 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

317 Comments

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2005
L11: World Champion
> bubble2 740 Posts
54 Reputation
_DonkeyKong_
10-22-2022 at 12:47 AM.
10-22-2022 at 12:47 AM.
Dumb question but I already have a capitalone360, can I get in on this promo at all? Willing to put in more money.
Reply
Joined May 2004
Commie
> bubble2 14,301 Posts
2,893 Reputation
BalkiBartokomous
10-22-2022 at 12:57 AM.
10-22-2022 at 12:57 AM.
Quote from lonesurvivor9 :
THE MORE YOU SAVE, THE MORE YOU EARN.
See how much you'll earn with your bonus.
DEPOSIT EARN
$10,000+ $100
$50,000+ $500
$100,000+ $1,000
Thanks. I'll drop some in.
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
607 Reputation
dtmamg
10-22-2022 at 01:07 AM.
10-22-2022 at 01:07 AM.
Quote from SlickGatsby :
Dumb question but I already have a capitalone360, can I get in on this promo at all? Willing to put in more money.

If you have the sav, you will not.

Heck, I do not have the sav, only chk, they still denied me nvm, plenty of banks out there
Reply
Joined Nov 2014
L3: Novice
> bubble2 115 Posts
62 Reputation
orangeisblack
10-22-2022 at 01:29 AM.
10-22-2022 at 01:29 AM.
Quote from Intelslacker :
I'm getting 4% APY from Treasury Bills. I stopped playing the APY rate chasing game with banks; if you don't need liquidity just buy 3 month Treasury Bills and get much better return.

How do you buy them
1
Reply
Joined Jul 2016
REP ME!
> bubble2 653 Posts
81 Reputation
0nth3sp3ctrum
10-22-2022 at 02:11 AM.
10-22-2022 at 02:11 AM.
If you have a 360 checking, are you eligible for the bonus if you open a 360 savings?
Reply
Joined Mar 2007
L6: Expert
> bubble2 1,337 Posts
153 Reputation
Intelslacker
10-22-2022 at 02:19 AM.
10-22-2022 at 02:19 AM.
Quote from orangeisblack :
How do you buy them
1) treasurydirect.gov/
2) Your stock broker.
3) Your 401k provider.
4) Google will tell you
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,270 Posts
641 Reputation
Truth-Serum
10-22-2022 at 02:43 AM.
10-22-2022 at 02:43 AM.
Did the 360 checking and closed it February of 2021. Am I eligible for this one?


All I see is the mention of savings

If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus.
Reply
Last edited by Truth-Serum October 22, 2022 at 02:45 AM.

Sign up for a Slickdeals account to remove this ad.

Joined Jun 2006
L10: Grand Master
> bubble2 26,496 Posts
3,393 Reputation
namlook
10-22-2022 at 02:44 AM.
10-22-2022 at 02:44 AM.
Quote from Jiivi :
Not eligible for account open and closed after 2019. Any data points for user who got again in the past
Language is slightly different than what you stated. Closing an account isn't a trigger. Just having had one of these open at any time after 2019 does. And if you opened it before 2019 you are still ineligible unless you closed it before 2019.

"If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus."
Reply
Last edited by namlook October 22, 2022 at 03:05 AM.
Joined Aug 2010
B!tch Please
> bubble2 6,270 Posts
641 Reputation
Truth-Serum
10-22-2022 at 02:51 AM.
10-22-2022 at 02:51 AM.
Quote from jrtait :
Buy things now that could be traded with neighbors later? Dude, civilization's not coming to an end in the next couple of years.

I doubt people are going to ask nicely to trade if civilization is coming to an end. They are coming with guns and with force laugh out loud
Reply
Joined Jun 2006
L10: Grand Master
> bubble2 26,496 Posts
3,393 Reputation
namlook
10-22-2022 at 02:54 AM.
10-22-2022 at 02:54 AM.
Quote from Intelslacker :
I'm getting 4% APY from Treasury Bills. I stopped playing the APY rate chasing game with banks; if you don't need liquidity just buy 3 month Treasury Bills and get much better return.
What am I missing? Is it really a much better return? For example the Ally deal gives you $793 on $50k over three months. (2.35% APY in addition to 1% return of what you deposited for three months.) 4% treasury is $500 on $50k for three months.
Reply
Last edited by namlook October 22, 2022 at 03:04 AM.
Joined Nov 2008
L6: Expert
> bubble2 1,480 Posts
728 Reputation
RPdeals26
10-22-2022 at 04:18 AM.
10-22-2022 at 04:18 AM.
What's wrong with ally's customer service? Also who needs branches anymore…
Reply
Joined Oct 2013
L2: Beginner
> bubble2 95 Posts
46 Reputation
MatthewM5463
10-22-2022 at 06:45 AM.
10-22-2022 at 06:45 AM.
So can I just long term leave my money in the new account and earn 2.35%? For me it seems like a win win because my current capitol one account is only earning .8 right now
Reply
Joined Dec 2014
L2: Beginner
> bubble2 74 Posts
22 Reputation
cshubm
10-22-2022 at 07:33 AM.
10-22-2022 at 07:33 AM.
Quote from beephy :
This is a pretty incredible short-term investment to preserve your capital with the inflation that we are seeing.

I know of a guaranteed rate of return of over 8% with one of the safest investment vehicles. Everyone that reads this look up "I bonds" through the treasurydirect.gov website (government) and recent videos on YouTube. It's based off of the CPI inflation number. Caveat is you have to hold the funds for 12 months before you can withdraw and the government is only allowing $10,000 per person invested. But anyone with a social security number including your kids can invest 10K. Also learn about the gift box loophole.

Just YouTube "I bonds". I just found out about them a few days ago. Just make sure you invest before the end of the month so you lock in the 9.62% interest rate on the bond. You will get that for 6 months and then I believe 6.4% for the following because they have already announced the inflation number. It's a government bond You can purchase in like 5 or 10 minutes on the government website. Kind of like treasuries.

This is not spam. Just trying to help everyone protect themselves from the devaluing dollar. Although banks seem safe, anything can happen with a commercial bank. We just have never lived through it. Almost with Lehman Brothers and Bear Stearns in the last global financial collapse. This is a government-backed bond with a incredibly high interest rate. The only guaranteed investment right now. Just make sure it's only the cash that you were intending to park and not use for 12 months.

Batten down the hatches. Eventually when this all plays out, it is going to be a wild one. Sorry to sound grim. I study this stuff.

This is what I recently did as well and it's true the website does seem like it was designed 20 years ago but it's a great way to get a decent ROI if you pay attention to the caveats regarding cashing out. If you withdraw after 12 months but before 5 years you will forfeit 3 months of interest. Personally, for me this is where I've parked a bit of cash that I may need in a year because I can live with the 3 month interest penalty if I do need to withdraw the funds before the 5 year mark since this currently beats any savings APY by a fair margin.
Reply
Joined May 2022
L3: Novice
> bubble2 187 Posts
18 Reputation
2Adude
10-22-2022 at 07:51 AM.
10-22-2022 at 07:51 AM.
Quote from nevergoodenough :
how can I get this if I already have 2 savings accounts with them? Can I open a new one to get this bonus or what? Can I use the same funds already in my capital one accounts? please advise

Stop being lazy, reach out to customer service
1
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Sep 2012
Convexity
> bubble2 315 Posts
BondTrader
10-22-2022 at 08:39 AM.
10-22-2022 at 08:39 AM.
Quote from lonesurvivor9 :
THE MORE YOU SAVE, THE MORE YOU EARN.
See how much you'll earn with your bonus.
DEPOSIT EARN
$10,000+ $100
$50,000+ $500
$100,000+ $1,000
Annualized Yield = 100 / 10000 * (365/90) * 100 = 4.06%

You're better off buying 6M US treasuries at 4.423% and get a better return. Who in the world falls for this stuff? Smart move on the bank to arbitrage returns. Brilliant.
3
Reply
Page 3 of 22
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.