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Up to $1000 Bonus for new Capital One 360 saving account
Open a capital one savings account by 12/24 and fund the account in 15 days and have a party. You have to hold the fund for 90 days. APY 2.35% as we speak.
I guess this is similar to Ally bank doing 1% bonus deal, but Capital one has physical banks in North East and customer service is better than Ally Bank
Up to $1000 bonus based on your deposit amount.
https://www.capitalone.
I guess this is similar to Ally bank doing 1% bonus deal, but Capital one has physical banks in North East and customer service is better than Ally Bank
Up to $1000 bonus based on your deposit amount.
https://www.capitalone.
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By getting this deal... really it only makes you a few buck... less then $120 with $50k and you will need to switch banks after 3 months to the higher interest bank.
It really is a tough call... but I usually switch for AT LEAST $500 in REAL savings.... not $100ish.
It is for first time accounts only
Where did you find this deal? I just opened a discover account a couple days ago and the max they offered was $200 bonus. Can't find anything on Google.
As banks begin to struggle for capital, they will raise their CD rates.
But he said there is no landing page, so you have to type in the code . He also noted that one should take screen shots just to be safe
I m on the same boat as I just opened one for the regular promo
And once inflation drops, I will put it like everyone else... but then you will not get your 9%... it will be paying like 2%. Ibond is a freebie for the rich.... definitely jump on this. I have had one for almost a year.
I have already done I-bond for me and my wife for 20k.I have also bought I-bond as gift for her and held in my gift box( earning 9.2% interest) which I will give her as a gift when the bond rate would have dropped to the point it will not make worth my time to buy I bond anymore. The year I gift her the I-bond, it will fulfill the 10K limit for that year, but will have earned the interest all these years. She has done the same for me too, bought 10k I-bond as gift and holding it in her gift box.
This is not to compare I-bonds to this savings account. This is on top of my I-bond to park liquid cash for emergency fund. I had 12 months of expense saved for emergency cash and was getting 0.05% interest in my checking account which I am moving to savings with Capital One.
We can discuss hours and hours on different places to invest cash, but this is not an investment. This is liquid cash which I can pull out anytime without losing its principal value.
So please stick to the point. Suggest me some good HYSA with no catch( SOFI wants DD with their checking account) and also has physical branches and also offering such a great rate and I will be game !
This is not to compare I-bonds to this savings account. This is on top of my I-bond to park liquid cash for emergency fund. I had 12 months of expense saved for emergency cash and was getting 0.05% interest in my checking account which I am moving to savings with Capital One.
We can discuss hours and hours on different places to invest cash, but this is not an investment. This is liquid cash which I can pull out anytime without losing its principal value.
So please stick to the point. Suggest me some good HYSA with no catch( SOFI wants DD with their checking account) and also has physical branches and also offering such a great rate and I will be game !
So you did total of $40k in ibond?
By getting this deal... really it only makes you a few buck... less then $120 with $50k and you will need to switch banks after 3 months to the higher interest bank.
It really is a tough call... but I usually switch for AT LEAST $500 in REAL savings.... not $100ish.
The places that are offering 2.85-3.11% are either have no bonus or have less than stellar customer service. Cit bank, Lending club etc have 2.85-3.11% APY, but I prefer a bigger bank with some physical presence, with ATM facility( with a checking account added), not ask me to jump hoops( like asking for 3 DD per month) etc etc etc
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So you did total of $40k in ibond?
Yes. 20K as I-bond purchase. You can also buy 10K each as gift for future gift and hold it in your gift box. The gift will earn the interest the day you bought. You can only give this gift to the person for whom you bought the gift for and it will count towards their quota limit of 10K on the year you give the gift to them.
Check treasurydirect.gov for more details. There is a long thread from 2020 on this topic on Boglehead https://www.bogleheads.
This is not a financial advise of any means as I don't have any credentials to advise anyone. This is for your education and entertainment only
That's stops me cold. This would have been great.
Check treasurydirect.gov for more details.
This is not a financial advise of any means as I don't have any credentials to advise anyone. This is for your education and entertainment only
But he said there is no landing page, so you have to type in the code . He also noted that one should take screen shots just to be safe
I m on the same boat as I just opened one for the regular promo
Dang. Really wish I would have seen that. I signed up on Wednesday and already got my $200 bonus, so it's likely too late for me.
Either way, at least Discover gives you the money immediately instead of waiting 90+ days.
Either way, at least Discover gives you the money immediately instead of waiting 90+ days.
Like all SD, you gain some and lose some.
Yes, but they traded to get those guns. Some of them only started with a paper clip.
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