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Slickdeals Forums Deal Talk Kick-start your savings with a $150 or $450 with Discover when you deposit $15000 to $35,000

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Kick-start your savings with a $150 or $450 with Discover when you deposit $15000 to $35,000

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Discover bank is offering $150 - $450 First-time savings customers when you deposit $15,000 to $35,000

*To get your $150 or $450 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code BONUS1022E when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $35,000 to earn a $450 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $450.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 11/8/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice.

https://www.discover.com/online-b...k_loc=BODY

Kick-start your savings with a $150 or $450 with Discover when you deposit $15000 to $35,000

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jwcalla

Joined Oct 2011

L3: Novice

212 Posts

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jwcalla

10-26-2022 at 10:43 AM.

Quote from wellcum

I was looking for that, no retention requirement at all?

I can't say for sure but that seems to be the consensus. Somebody said they called a customer service rep and they confirmed no holding period, but you never know I guess.

wellcum

Joined Jan 2007

L6: Expert

1,144 Posts

1,311 Reputation

wellcum

10-26-2022 at 03:21 PM.

Quote from cyclops13

Man I already have discover bank accounts since very long ago. Is it not available at all for existing customers?

"Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. "

Sounds like not valid even you have had closed account

Last edited by wellcum October 26, 2022 at 03:24 PM.

wellcum

Joined Jan 2007

L6: Expert

1,144 Posts

1,311 Reputation

wellcum

10-26-2022 at 03:22 PM.

Quote from jwcalla

I can't say for sure but that seems to be the consensus. Somebody said they called a customer service rep and they confirmed no holding period, but you never know I guess.

Thanks, probably just going to leave money in there to pay credit card, unless they significantly underperform the market.

CoralRose466

Joined Oct 2022

L2: Beginner

65 Posts

18 Reputation

CoralRose466

10-27-2022 at 05:16 AM.

Quote from jmandawg

Rule #1 of slickdeals, never call.

So, then you wants to call when they dont post the bonus?
Great investment philosophy.

CoralRose466

Joined Oct 2022

L2: Beginner

65 Posts

18 Reputation

CoralRose466

10-27-2022 at 05:20 AM.

Quote from Boz1

Yeah. This is a big problem. I also called, and was told having an IRA does NOT disqualify me from getting the $450 bonus on a new $35,000 savings account! But I don't want to go to the trouble of opening an account if I won't get the $450.

I wish the CSRs knew better what they are talking about, or at the very least don't give different answers to the same questions.

I agree. That's why I opted out. However, most banks offers 2.35% as of today, so if $35k sitting in another bank earning 2.35% APY, then there is no harm transferring into Discover to earn the same 2.35% APY, but based on unclear information from them you may get $450 bonus. Its a gamble.

CoralRose466

Joined Oct 2022

L2: Beginner

65 Posts

18 Reputation

CoralRose466

10-27-2022 at 05:26 AM.

Quote from SoapOpera

Account opened 10/24. Pushed $35k from Citi on 10/25, Bonus $450 posted today 10/26. Easiest bonus offer ever.

You're so right. I opened one for spouse, and forgot about it thinking it will take month to post bonus. After seeing your post I logged into our account, and saw that $450 bonus was already posted. Thank you for alerting.

HotDeals101

Joined Sep 2007

L5: Journeyman

517 Posts

112 Reputation

HotDeals101

10-27-2022 at 05:50 AM.

I have a Discover savings account already, can I open an account under my wife's name to receive this bonus offer?

Thanks

CoralRose466

Joined Oct 2022

L2: Beginner

65 Posts

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CoralRose466

10-27-2022 at 07:05 PM.

Quote from HotDeals101

I have a Discover savings account already, can I open an account under my wife's name to receive this bonus offer?

Thanks

Yes you can. If she's not a joint account holder in your existing account.

pgsd12

Joined Oct 2013

L2: Beginner

56 Posts

187 Reputation

pgsd12

10-28-2022 at 06:29 AM.

Another data point -
Account opened on 10/24, pushed $35k from Chase on 10/27, $450 bonus appeared on 10/28.

badger1440

Joined Jun 2015

L4: Apprentice

408 Posts

141 Reputation

badger1440

10-28-2022 at 10:05 AM.

My account ach cleared on 10/25 from Ally Bank to Doscover

Discover added the bonus $450 on 10-26

I will pull it back to Ally, and then take a swing at another bonus from Discover for my wife.

Maybe make it a double play for $900

modaho

Joined Jun 2008

L6: Expert

1,521 Posts

672 Reputation

modaho

10-28-2022 at 10:29 AM.

Does Discover pull from Equifax only? I need to lift my credit freeze.

NeedBargain

Joined Feb 2011

L5: Journeyman

568 Posts

273 Reputation

NeedBargain

10-28-2022 at 12:19 PM.

I was trying to open a joint account with wife as the primary acct holder. It didn't even give me a choice to do that then asked me to call in. The rep put me on hold then came back and told me I would need to get a document notarized and a copy of her driver license LOL. He said that's what the system told him. I then told the rep to cancel the application.

CaptialOne did ask me for a copy of driver license but none of them have ever asked me to go to a notary and I have accts with Vio Bank, CapitalOne and Amex.

Come to think of it I did apply for a saving acct with Discover a long time ago and something about the process that pissed me off causing me to cancel the application.

confusedpal

Joined Apr 2006

L5: Journeyman

950 Posts

534 Reputation

confusedpal

10-29-2022 at 12:05 PM.

Fyi - bonus posted 1 day after my $35k deposit but they emailed saying funds won't be available for withdrawal for 30 days. So while there might not be a holding period requirement for the deal, they'll do a hold probably since it's a new account.