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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
971,892 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
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Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Mar 2005
Crazy Hip Guy
> bubble2 1,524 Posts
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jrlcopy
12-21-2022 at 05:50 AM.

Our community has rated this post as helpful. If you agree, why not thank jrlcopy

12-21-2022 at 05:50 AM.
Quote from yashav :
This is a terrible deal! Don't people realize paying by credit card means they charge the landlord 3-4% merchant/management fee and the difference just gets passed on to you to cover the landlords costs of using the service. You would be better of asking the landlord to give you the 3-4% of the monthly rent paying him directly and you would be saving way more than this garbage! No offense to the OP just not down with this
This is NOT true. ^^ This user hasn't read any of this thread and is making guesses that it's the same as other credit cards.

Bilt will mail the landlord a check, OR you can add an account number and routing number to your landlords bill pay platform. Neither YOU or your landlord pay the fee.

The 'fee' is being absorbed by BILT/VC's/WellsFargo in the hope they will trick you into carrying a balance on the credit card and you'll eventually 'pay more in interest'.

Pay your rent and then pay off your credit card as soon as the charge hits and you end up with 0% interest rate and points.
2
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Joined Mar 2005
Crazy Hip Guy
> bubble2 1,524 Posts
532 Reputation
jrlcopy
12-21-2022 at 05:52 AM.
12-21-2022 at 05:52 AM.
Quote from egkr :
can i ask you please - how much points do you get for example $1000 rent ?
how much are those points worth , in terms of dollar value?
It's a 1.25 multiplier, so $1000 = 1000 points, and then is worth roughly $12.50'ish. They do other deals that can extend the spend further, but that's roughly it.

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Joined Feb 2011
L6: Expert
> bubble2 1,633 Posts
357 Reputation
egkr
12-21-2022 at 06:02 AM.
12-21-2022 at 06:02 AM.
Quote from jrlcopy :
This is NOT true. ^^ This user hasn't read any of this thread and is making guesses that it's the same as other credit cards.

Bilt will mail the landlord a check, OR you can add an account number and routing number to your landlords bill pay platform. Neither YOU or your landlord pay the fee.

The 'fee' is being absorbed by BILT/VC's/WellsFargo in the hope they will trick you into carrying a balance on the credit card and you'll eventually 'pay more in interest'.

Pay your rent and then pay off your credit card as soon as the charge hits and you end up with 0% interest rate and points.

Quick question please - I am currently paying through zelle to my landlord..so I just need to get an account number and routing number of my landlord and I can pay to it , correct?
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Joined Feb 2005
L3: Novice
> bubble2 124 Posts
18 Reputation
adfx
12-21-2022 at 06:53 AM.
12-21-2022 at 06:53 AM.
Quote from egkr :
Quick question please - I am currently paying through zelle to my landlord..so I just need to get an account number and routing number of my landlord and I can pay to it , correct?
What you'd do for this is fill in your landlord's address on the Bilt app, then a paper check is automatically sent every month to your landlord.
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Joined Nov 2010
L3: Novice
> bubble2 200 Posts
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nwdave
12-21-2022 at 02:58 PM.

Our community has rated this post as helpful. If you agree, why not thank nwdave

12-21-2022 at 02:58 PM.
I looked into this a bit but I don't travel much so for my situation, the rewards came down to $0.007 on Amazon per $1 of rent. About $110 a year, not worth the pull for me.

Bilt can either cut a check to your landlord or they will give you a bank account and routing number you can use through a rental portal. Pretty straightforward.

I like that there is finally a product you can gain some benefit on rent payments with. For people who travel, it's a nice variety of programs you can transfer the points to. TPG values Bilt points at 1.8 cents per.
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Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
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kensteele
12-21-2022 at 03:29 PM.
12-21-2022 at 03:29 PM.
Quote from jrlcopy :
This is NOT true. ^^ This user hasn't read any of this thread and is making guesses that it's the same as other credit cards.

Bilt will mail the landlord a check, OR you can add an account number and routing number to your landlords bill pay platform. Neither YOU or your landlord pay the fee.

The 'fee' is being absorbed by BILT/VC's/WellsFargo in the hope they will trick you into carrying a balance on the credit card and you'll eventually 'pay more in interest'.

Pay your rent and then pay off your credit card as soon as the charge hits and you end up with 0% interest rate and points.
i have my wells fargo paid in full on auto pay so there's never any interest.

just like when paying rent the old fashion way (auto check), you should never have to do anything, it should all be done automatically. the only little annoyance for this is having to make 5 transactions.
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Joined Nov 2013
New User
> bubble2 1 Posts
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DimaP4062
12-23-2022 at 09:26 AM.
12-23-2022 at 09:26 AM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

This is not correct. They accept all renters. Look on their website.
2
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Joined Apr 2014
L5: Journeyman
> bubble2 501 Posts
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SAIGA-Genesis
12-23-2022 at 12:53 PM.
12-23-2022 at 12:53 PM.
Quote from egkr :
can i ask you please - how much points do you get for example $1000 rent ?
how much are those points worth , in terms of dollar value?
https://thepointsguy.com/guide/bi...rds-guide/
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Joined Mar 2010
L5: Journeyman
> bubble2 582 Posts
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bhanson
12-23-2022 at 09:26 PM.
12-23-2022 at 09:26 PM.
Is anyone paying more than one mortgage? Or is it a one per month type of thing?

This is the first time I may regret not using escrow. Probably not possible to pay property taxes with it, eh.
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Joined May 2016
New User
> bubble2 262 Posts
41 Reputation
KingLuka
12-24-2022 at 05:03 AM.
12-24-2022 at 05:03 AM.
Quote from jrlcopy :
Not true at all.
You get a routing number and an account number and can either mail a check to your rental company, or provide the rounting/account number like a check to your online bill pay system.

I got a bilt card in April, so feel free to ask me any questions, def worth it for all the free points, and I got a bunch of referrals, so got a bonus 50k points too.

I just won't carry a balance on it.
If this card can be used to pay rent through routing number and account number it is worth considering. I earn rewards points using my credit card but if I pay rent with it they charge me a credit card processing fee which would cancel out any reward points, which would make this a good option (Unless it's processed as a cash advance instead of a purchase).
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Joined Mar 2005
Crazy Hip Guy
> bubble2 1,524 Posts
532 Reputation
jrlcopy
12-24-2022 at 06:14 AM.
12-24-2022 at 06:14 AM.
Quote from KingLuka :
If this card can be used to pay rent through routing number and account number it is worth considering. I earn rewards points using my credit card but if I pay rent with it they charge me a credit card processing fee which would cancel out any reward points, which would make this a good option (Unless it's processed as a cash advance instead of a purchase).
Yep! It can. And is processed as a normal CC transaction, NOT a cash advance. No processing fee, it's all absorbed by bilt, It's pretty awesome for those of us that do have $$$$ rent payments each month.
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Joined Aug 2016
New User
> bubble2 2 Posts
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Zencann
12-25-2022 at 12:28 PM.
12-25-2022 at 12:28 PM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

Even if you rent outside of the Bilt Rewards Alliance, you can still use Bilt to earn points on rent with the Bilt Mastercard®. Earn 1x on Rent (up to 50,000 points annually), 2x on travel, 3x on dining, and 1x on all other spend with the card. As long as your landlord uses an online payment portal or accepts checks, you can use Bilt with no transaction fees!
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Joined Mar 2005
L9: Master
> bubble2 4,672 Posts
1jzgte
12-25-2022 at 12:47 PM.
12-25-2022 at 12:47 PM.
Quote from yashav :
This is a terrible deal! Don't people realize paying by credit card means they charge the landlord 3-4% merchant/management fee and the difference just gets passed on to you to cover the landlords costs of using the service. You would be better of asking the landlord to give you the 3-4% of the monthly rent paying him directly and you would be saving way more than this garbage! No offense to the OP just not down with this

Hahah laughable. Asking a landlord fot a discount. Like that's gonna work.
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