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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
973,441 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


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Original Post

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Edited October 7, 2024 at 09:35 AM by
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Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Jan 2009
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> bubble2 79 Posts
26 Reputation
odavid
01-19-2023 at 10:16 PM.
01-19-2023 at 10:16 PM.
WellsFargo distributes this credit card and I got .99 cent fraud charges just last week. I think WellsFargo or the distributor for Bilt card is hacked. I had to get a replacement number a few days ago and was on hold for 2 hours for the fraud department. Check Reddit posts for the same fraud charges. WF is not worth the hack experience!
1
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Joined Sep 2011
L3: Novice
> bubble2 168 Posts
38 Reputation
TheCrownedking
01-19-2023 at 10:45 PM.
01-19-2023 at 10:45 PM.
when will this allow mortgage Payments
1
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Joined Jul 2006
L10: Grand Master
> bubble2 8,350 Posts
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fbueller
01-19-2023 at 10:59 PM.
01-19-2023 at 10:59 PM.
Quote from ostadbehzad :
I have been trying it since 3/2022.
I keep getting the points but 100 points is no longer equal to 1$. They are around 50c.
Just wanted to let you guys know that as well.
You're doing it wrong.
Reply
Joined Jul 2013
L4: Apprentice
> bubble2 303 Posts
343 Reputation
muskmelon
01-20-2023 at 04:58 AM.
01-20-2023 at 04:58 AM.
Quote from Ticalisoul :
I just went through this process, and this will not affect your rent payments if you set up the ACH transfer using the dummy routing/checking numbers, since these numbers don't change even when your account number is changed after a fraud alert. The time between reporting the fraud and getting/activating the new card is tricky though because any transactions will not go through, so if your rent payment falls within that time period, best bet is to find another way to pay rent for that month.
Thanks for sharing your experience. That helps alleviate some concerns.
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Joined Jul 2003
L8: Grand Teacher
> bubble2 3,321 Posts
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Pro
edrock200
01-20-2023 at 05:47 AM.
01-20-2023 at 05:47 AM.
Quote from MomoLove :
Used it and they sent my rent payment in late. Poor customer service
If they give an ACH/routing # isn't it on your management company to initiate the debit on a date they desire?
Reply
Joined Aug 2008
L5: Journeyman
> bubble2 1,360 Posts
550 Reputation
Krish009
01-20-2023 at 05:52 AM.
01-20-2023 at 05:52 AM.
Quote from edrock200 :
If they give an ACH/routing # isn't it on your management company to initiate the debit on a date they desire?

I have a option to pay onetime or additional payments as needed in addition to autopay setting (rent payment site from my rental company), so probably there are options to do so. I did tried test payment like $50 to make sure the setup works and don't get penalty.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,512 Posts
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kensteele
01-20-2023 at 07:36 AM.
01-20-2023 at 07:36 AM.
email from bilt

"Friendly reminder, you need to use your card 5 times within each statement period in order to keep the points you've been earning this month.

Your statement period ends in 7 days, so you still have a little time to use your card and keep those points.

Remember: with the Bilt Mastercard you earn 1x points on every dollar of rent, 2x points on travel, and 3x points on dining. Plus, gain higher status in the Bilt Rewards Program by continuing to earn points."
Reply

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Joined Dec 2005
L8: Grand Teacher
> bubble2 3,820 Posts
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ms2000
01-20-2023 at 11:43 AM.
01-20-2023 at 11:43 AM.
Quote from kensteele :
i use this. building up a bunch of points that can be used on amazon so it's better than nothing. you have to make 5 small charges a month to keep it going....
What can u redeem if u have 20k points? Only on Amazon?
So you need to make 5 purchases every month to qualify for points?

Is the rental points are promotional and will disappear after a while?
How to get the checks to make rental payments?
Reply
Last edited by ms2000 January 20, 2023 at 11:46 AM.
Joined Dec 2005
L8: Grand Teacher
> bubble2 3,820 Posts
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ms2000
01-20-2023 at 11:49 AM.
01-20-2023 at 11:49 AM.
Quote from bluekiwi :
You can use the Bilt Mastercard and earn rewards on rent at any property where you can pay by (i) online payment portal (e.g. ClickPay®, etc.), (ii) Venmo or Paypal or (iii) physical check.
How to do the physical check - they will give one?
Reply
Joined Dec 2005
L8: Grand Teacher
> bubble2 3,820 Posts
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ms2000
01-20-2023 at 11:57 AM.
01-20-2023 at 11:57 AM.
Quote from jrlcopy :
I think if anything, they'd probably rather have it be recatagorized as a cash advance on the credit card, i.e. higher interest rates.

But yeah, I love it, my rent is high since I live in a major city, so I come pretty close to that 50k max points each year, for basically doing nothing different and having one more open credit line on my account.

Overall my only gripe is how long it takes for my rent to actually appear on the credit card side:
On the 1st, I'll pay my rent via the online bill portal RentCafe, I'm happy, landlord is happy.
But it won't actually get posted on Bilt until the 6th or 7th.
They day it gets posted I then pay the Bilt CC bill, so 0 interest gets charged to me.
Did u have to pay interest for rent payment?
Reply
Joined Dec 2005
L8: Grand Teacher
> bubble2 3,820 Posts
115 Reputation
ms2000
01-20-2023 at 12:04 PM.
01-20-2023 at 12:04 PM.
Quote from MomoLove :
Used it and they sent my rent payment in late. Poor customer service
Rent checks are mailed via USPS - wild card here + late payment!
IDK
Either they give rent checks so you can eliminate USPS.
You will never have a receipt for rent checks - worries me!
Reply
Joined Nov 2019
VIP Member
> bubble2 14,567 Posts
724 Reputation
Lilyly
01-20-2023 at 01:05 PM.
01-20-2023 at 01:05 PM.
Quote from ms2000 :
Did u have to pay interest for rent payment?
who offers no interest on anything?
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,512 Posts
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kensteele
01-20-2023 at 02:08 PM.
01-20-2023 at 02:08 PM.
Quote from ms2000 :
Did u have to pay interest for rent payment?
Quote from Lilyly :
who offers no interest on anything?
it is like any other credit card, pay the balance in full and by the date and there is no interest. otherwise, like pretty much everything else in the world, there is interest.
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 8,350 Posts
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fbueller
01-20-2023 at 02:23 PM.
01-20-2023 at 02:23 PM.
Quote from edrock200 :
If they give an ACH/routing # isn't it on your management company to initiate the debit on a date they desire?
That's my question - is there any way to initiate a rent payment from my side to my landlord's routing/account info?
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Joined Dec 2008
L8: Grand Teacher
> bubble2 3,408 Posts
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Spider210
01-21-2023 at 07:49 AM.
01-21-2023 at 07:49 AM.
If they give your a routing and account number can you get checks made using those so you can give check rent payments?
Reply
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