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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
972,072 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
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Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Apr 2022
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> bubble2 9 Posts
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Xman97
04-23-2023 at 01:34 AM.
04-23-2023 at 01:34 AM.
Quote from SpinControl :
Does it really help increase credit?

I looked into this and I thought it was just their properties.

If it's an ACH, then one can pay a mortgage on it, too, I would assume.

Can't do mortgage! Only rental's at this time. They have people that monitors the charges and it'll get flagged if the charge shows as a mortgage payment.
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Joined Dec 2016
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anirudhkaja
04-29-2023 at 06:17 AM.
04-29-2023 at 06:17 AM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

Not true. It generates a routing and account number to pay any rent online.
1
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Joined Jan 2018
L3: Novice
> bubble2 134 Posts
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DexterM2022
04-30-2023 at 07:43 AM.
04-30-2023 at 07:43 AM.
My rental company does not take Rent using Credit card.It takes Money order and cheque.Can I use this to send them rent anyways.I believe they are not listed in bilt as preferred rental company.
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Joined May 2018
L2: Beginner
> bubble2 61 Posts
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kneeldeal
05-01-2023 at 12:21 AM.
05-01-2023 at 12:21 AM.
Quote from Kouskous44 :
So you make a rent "payment", then bilt cuts a check and sends to your landlord?

What prevents someone renting their own property as both renter and landlord?

Given the 50,000 point earning cap, the max amount you can earn cash back is $500/yr.
100k points max per year on RENT transactions:
Quote :
Rent: You'll earn 1 rewards point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of One Hundred Thousand (100,000) points each calendar year.
Plus I think that 100k points can be put to much better use for example xferring to AA and booking a QR Suite On Qatar Airways worth over $4,000 with miles to spare...
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Last edited by kneeldeal May 1, 2023 at 12:24 AM.
Joined May 2023
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> bubble2 8 Posts
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VH1domino
05-04-2023 at 08:23 AM.
05-04-2023 at 08:23 AM.
Anyone else having trouble with Rent Check Payments being late? My individual checks get issued on the 22nd of the month, which is the recommendation of Bilt just to be safe. But this month, it is still not here by the 4th. It says issued on the 22nd (Sat), mailed on the 24th (Mon), at the SF Post Office on the 27th, then not to the east coast until the 3rd, and still not arrived. It has first class mail, not really tracked, just a very basic lookup via the app. Landlord (who has been great) was concerned, as I don't miss rent checks, but c'mon, from the 22nd, and it is now the 4th??

Plus, I was previously able to call and talk to a live person, and now it is Chat-only and Create a Ticket. (Which still haven't heard back about). Is this more widespread, or part of cutbacks? I thought when I called in the past they said their checks were issued from SF or Ohio, but that's just from memory, can't confirm that.

Rewards are not worth screwing up a good landlord apartment situation. Just trying to find if others have experienced issues with checks. And what are the best uses of the rewards I have, if I do not value frequent flyer miles that highly?
Reply
Last edited by VH1domino May 4, 2023 at 08:39 AM.
Joined Sep 2009
L10: Grand Master
> bubble2 15,318 Posts
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Knightshade
05-04-2023 at 08:47 AM.
05-04-2023 at 08:47 AM.
Quote from VH1domino :
Anyone else having trouble with Rent Check Payments being late? My individual checks get issued on the 22nd of the month, which is the recommendation of Bilt just to be safe. But this month, it is still not here by the 4th. It says issued on the 22nd (Sat), mailed on the 24th (Mon), at the SF Post Office on the 27th, then not to the east coast until the 3rd, and still not arrived. It has first class mail, not really tracked, just a very basic lookup via the app. Landlord (who has been great) was concerned, as I don't miss rent checks, but c'mon, from the 22nd, and it is now the 4th??

Plus, I was previously able to call and talk to a live person, and now it is Chat-only and Create a Ticket. (Which still haven't heard back about). Is this more widespread, or part of cutbacks? I thought when I called in the past they said their checks were issued from SF or Ohio, but that's just from memory, can't confirm that.

Rewards are not worth screwing up a good landlord apartment situation. Just trying to find if others have experienced issues with checks. And what are the best uses of the rewards I have, if I do not value frequent flyer miles that highly?

I can't comment on the checks as I don't pay that way--- but I can confirm support has gotten a LOT slower than they used to be.


Since they don't support zillow for rent payments I have to email them first of every month showing them proof I paid the rent myself, and then they'd manually credit me the points.

For the first 4 months this was 1 email, and I got a reply within 24-48 hours stating credit had been done.

As of first of last month it was 24-48 hours before getting a notice they were escalaiting it to a team that handles this... then I followed up after a week and they were still looking into it, then had to follow up again a week later, it was the 17th of the month before they did the manual crediting of points.

May 1 same deal, I just today got the "we are escalating to team that handles" thing.
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Joined May 2023
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VH1domino
05-07-2023 at 07:29 AM.
05-07-2023 at 07:29 AM.
Update: The check did arrive on the 4th, so the 1st class mail tracking in the app is accurate. The new guidance from Bilt is 10 business days prior to rent day for mailed checks (which would have been the 17th of April). It isn't much difference to me to change the date earlier, I'd just prefer not to have the landlord receiving the check on the 20th or something. And I do NOT want it to be 4 days late.

Other bill payment systems often have a "date you'd like it to arrive" option for mailed payments, which helps if there are odd weekends or short months like February, let the payment provider handle that. But I don't see that with Bilt.

And each response to a question (via a ticket) came back in about 36 hours. Slow, but they did respond.
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abhaya_jaiswal
05-12-2023 at 03:01 AM.
05-12-2023 at 03:01 AM.
I have been using Bilt since August 2023. Based on my usage, I would recommend to check how approachable are their customer care before you sign-up for this, as for all practical purpose, they are not reachable on phone and their email support is also of very poor quality.
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Joined Dec 2007
L6: Expert
> bubble2 1,381 Posts
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tolatun
05-12-2023 at 04:08 AM.
05-12-2023 at 04:08 AM.
What's the redemption rate? Say for 50k points earned via rent payment
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Joined Sep 2009
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> bubble2 15,318 Posts
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Knightshade
05-12-2023 at 06:03 AM.
05-12-2023 at 06:03 AM.
Quote from tolatun :
What's the redemption rate? Say for 50k points earned via rent payment

Depend how you redeem. There's low value ways and high value ways.

The highest value will be transfers to airlines for premium tickets, where you can commonly get roughly 4-6 cents a point just like all other flex currencies like Chase or Amex points.
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Joined May 2023
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VH1domino
05-12-2023 at 09:30 AM.
05-12-2023 at 09:30 AM.
Quote from Knightshade :
Depend how you redeem. There's low value ways and high value ways.

The highest value will be transfers to airlines for premium tickets, where you can commonly get roughly 4-6 cents a point just like all other flex currencies like Chase or Amex points.
If I don't value travel points anywhere near that amount, what is a good use of the points? Is there a mid value way?
1
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Joined Sep 2009
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> bubble2 15,318 Posts
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Knightshade
05-12-2023 at 12:38 PM.
05-12-2023 at 12:38 PM.
Quote from VH1domino :
If I don't value travel points anywhere near that amount, what is a good use of the points? Is there a mid value way?

If not using for travel options are pretty limited...
https://www.biltrewards.com/edito...ilt-points
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Joined May 2022
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> bubble2 1,575 Posts
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1453191819231991
05-17-2023 at 10:52 AM.
05-17-2023 at 10:52 AM.
Does this card require a hard pull? What bureau do they use?
1
1
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Joined Nov 2008
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kris123berkeley
05-22-2023 at 01:18 PM.
05-22-2023 at 01:18 PM.
Couple of questions:
1) If my BILT card credit line if lower than my monthly rent, how am I supposed to pay rent and earn points?
2) Is there any way to get around the "total Five transactions per statement" to earn points? Like linking bank account and paying rent directly from it using BILT account?

thanks
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muskmelon
05-24-2023 at 06:19 AM.
05-24-2023 at 06:19 AM.
Quote from kris123berkeley :
Couple of questions:
1) If my BILT card credit line if lower than my monthly rent, how am I supposed to pay rent and earn points?
2) Is there any way to get around the "total Five transactions per statement" to earn points? Like linking bank account and paying rent directly from it using BILT account?

thanks
1) You should be able to pay rent using their BiltProtect service where the rent is pulled directly from your linked account and that does not count against your credit limit.
2) No, there is no way around the 5 transactions part. Please be aware that rent also counts as one of the 5 transactions. What I do is i split my grocery billing into 2 or 3 transactions at the store and that way in 1 or 2 trips to the store I am able to hit the required limit.
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