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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
971,892 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Add Comment
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+191
971,892 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Nov 2012
L2: Beginner
> bubble2 51 Posts
41 Reputation
iderekk
05-25-2023 at 06:48 PM.
05-25-2023 at 06:48 PM.
Do anyone know how fast ACH is with Bilt? How far in advance will I need to submit to make rent on time? By doing this, would my rent just be charged on my Bilt account and then I pay it off monthly like a regular credit card?
Reply
Joined Nov 2019
VIP Member
> bubble2 14,544 Posts
720 Reputation
Lilyly
05-25-2023 at 06:52 PM.
05-25-2023 at 06:52 PM.
Quote from abhaya_jaiswal :
I have been using Bilt since August 2023. Based on my usage, I would recommend to check how approachable are their customer care before you sign-up for this, as for all practical purpose, they are not reachable on phone and their email support is also of very poor quality.
its only may 2023 now
1
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
1,365 Reputation
kensteele
05-25-2023 at 07:02 PM.
05-25-2023 at 07:02 PM.
Quote from iderekk :
Do anyone know how fast ACH is with Bilt? How far in advance will I need to submit to make rent on time? By doing this, would my rent just be charged on my Bilt account and then I pay it off monthly like a regular credit card?
Someone else may have to answer you because the way my rent is paid thru the portal, I select a date is give the landlord permission to trigger the transaction and he only has 1st, 2nd, and 3rd to choose from. After that, it's not my problem how the system works or how long it takes. The few times I have actually checked on this, depending on teh day of the week, I use the 3rd in my rent portal and the Chase debit transaction is completed on the 5th out of my checking account.

You can choose to have your rent payment charged to your Bilt MC credit card account and you pay it off between you and Bilt according to your terms or you can have the ACH debited directly from your checking account like I do. For me, there's too much risk with Bilt MC credit card rejecting a credit card charge because my Bilt MC is frozen or whatever games they play.
Reply
Joined May 2015
New User
> bubble2 19 Posts
10 Reputation
Garwald
05-26-2023 at 09:59 AM.
05-26-2023 at 09:59 AM.
Quote from bluekiwi :
You can use the Bilt Mastercard and earn rewards on rent at any property where you can pay by (i) online payment portal (e.g. ClickPay®, etc.), (ii) Venmo or Paypal or (iii) physical check.
Sorry, I'm new and having trouble confirming. So if I pay rent via venmo to my landlord, I can earn points using this?
1
Reply
Joined Nov 2014
New User
> bubble2 10 Posts
10 Reputation
Hrrish7
05-26-2023 at 06:31 PM.
05-26-2023 at 06:31 PM.
Best card. No other card pays you for rent. Spent thousands of dollars on rent all these years without a dime in return.
Reply
Joined Apr 2014
New User
> bubble2 1 Posts
10 Reputation
shawng479
05-26-2023 at 08:50 PM.
05-26-2023 at 08:50 PM.
Quote from iderekk :
Do anyone know how fast ACH is with Bilt? How far in advance will I need to submit to make rent on time? By doing this, would my rent just be charged on my Bilt account and then I pay it off monthly like a regular credit card?
that all depends on how fast your landlord takes to process ACH payments. Yes your rent will show as rent transaction on your account and you can pay it off like a regular credit card.
Reply
Joined Dec 2022
L3: Novice
> bubble2 269 Posts
14 Reputation
HonestSink770
05-26-2023 at 11:09 PM.
05-26-2023 at 11:09 PM.
Does Bilt reimburse the ACH fees by landlord for rent payments? My landlord website charges $3.50 for ACH payment. Will Bilt refund this?
2
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Joined Jul 2006
L10: Grand Master
> bubble2 8,346 Posts
4,296 Reputation
fbueller
05-26-2023 at 11:11 PM.
05-26-2023 at 11:11 PM.
Quote from HonestSink770 :
Does Bilt reimburse the ACH fees by landlord for rent payments? My landlord website charges $3.50 for ACH payment. Will Bilt refund this?
Hahahaha. No.
1
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 8,346 Posts
4,296 Reputation
fbueller
05-26-2023 at 11:14 PM.
05-26-2023 at 11:14 PM.
Quote from abhaya_jaiswal :
I have been using Bilt since August 2023. Based on my usage, I would recommend to check how approachable are their customer care before you sign-up for this, as for all practical purpose, they are not reachable on phone and their email support is also of very poor quality.
It's a Wells Fargo card. You're saying that Wells Fargo isn't reachable via phone? User error, not them.
1
Reply
Joined Nov 2021
New User
> bubble2 7 Posts
10 Reputation
MellowBike8466
05-26-2023 at 11:27 PM.
05-26-2023 at 11:27 PM.
Quote from lwang9 :
Can I use it to pay for my car loan?

It's a credit card so likely not
Reply
Joined Nov 2021
New User
> bubble2 7 Posts
10 Reputation
MellowBike8466
05-27-2023 at 12:41 AM.
05-27-2023 at 12:41 AM.
I have a lot of different credit cards...as a renter ....this absolutely my favorite! Now if I was not a renter...it would likely be Amex Gold.
Reply
Joined Jan 2013
L6: Expert
> bubble2 1,284 Posts
151 Reputation
Snakeyes77
05-27-2023 at 02:45 AM.
05-27-2023 at 02:45 AM.
Quote from mikenam26 :
Could a person use this to pay off their mortgage?

If you can't pay your mortgage with it, why would you think you could pay it off with it?
Reply
Joined Nov 2006
L7: Teacher
> bubble2 2,072 Posts
2,320 Reputation
JohnInNYC
05-27-2023 at 03:18 AM.
05-27-2023 at 03:18 AM.
I use Clickpay to pay for my monthly rent. If I signed up for BILT, is the rent payment triggered only when I want it to or is it triggered automatically every single month?
Reply
Last edited by JohnInNYC May 27, 2023 at 03:40 AM.
Joined Sep 2009
L10: Grand Master
> bubble2 15,318 Posts
4,338 Reputation
Knightshade
05-27-2023 at 06:28 AM.
05-27-2023 at 06:28 AM.
Quote from fbueller :
It's a Wells Fargo card. You're saying that Wells Fargo isn't reachable via phone? User error, not them.

SOME aspects of the program are through WF.

SOME aspects are through Bilt.

Depending what your issue is changes which you need to contact.

For example because Bilts rent payment (no, not even the ACH bank account they offer) system does not work with Zillow rent payments, I have to email Bilt every month (since it's the only way to reach them) to manually credit me points each month after I otherwise pay the rent via another route.

They used to respond and credit the points within 24-48 hours and one email.

Now since the cuts to service I routinely have to email them 2-3 times following up over the course of a couple of weeks.

WF can't help you at all with that situation since they have nothing to do with the rewards program- they just service the credit card part.
Reply

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Joined Nov 2010
L5: Journeyman
> bubble2 783 Posts
260 Reputation
Spurts06_june
05-27-2023 at 10:58 AM.
05-27-2023 at 10:58 AM.
Mini data point: if you sign up for the Bilt card through a referral link, you won't be able for the 5x boost/within 5 days of receiving the card bonus. I learnt the hard way.
1
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