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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+190 Deal Score
971,712 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
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Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
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+190
971,712 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

976 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Jul 2013
L3: Novice
> bubble2 152 Posts
50 Reputation
meteorite123
05-27-2023 at 11:05 AM.
05-27-2023 at 11:05 AM.
How to get the doordash credit mentioned in OP?
Reply
Joined Sep 2013
L1: Learner
> bubble2 17 Posts
10 Reputation
shawarma
05-27-2023 at 01:32 PM.
05-27-2023 at 01:32 PM.
Be careful. This is not a normal finance company or bank. They are shady. Bare minimum customer service (if you can reach them). I hear sad stories about missed payments and penalty fees.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,317 Posts
4,334 Reputation
Knightshade
05-28-2023 at 07:10 AM.
05-28-2023 at 07:10 AM.
Quote from meteorite123 :
How to get the doordash credit mentioned in OP?


It's a benefit of all of world and world elite Mastercards, not just this one, it's described below:
https://www.biltrewards.com/terms...d-benefits
Quote :
DoorDash credits

DashPass Trial: Free three-month trial for eligible Mastercard World and World Elite cardholders for 90 days from the day on which it is initiated. Offer valid from 1 October 2022 to 30 September 2023 or while supplies last. This offer may be amended or canceled at any time without notice. AFTER DASHPASS TRIAL PERIOD ENDS, YOU WILL AUTOMATICALLY BE CHARGED $9.99/MONTH, PLUS ANY APPLICABLE FEES. SEE FULL DASH PASSTERMS AND CONDITIONS AT www.doordash.com/terms. To cancel at any time, go to "Manage DashPass" in your DoorDash account and select "End Subscription." DashPass order benefits are only applicable on orders with a minimum subtotal of $12 or above, excluding alcohol, taxes, and fees. Other fees (including service fee), taxes, and gratuity still apply.

$5 Off First Delivery: Valid on first order every month for eligible Mastercard World and World Elite Limit DashPass subscribers. From April 11, 2022 to March 30, 2024 or while supplies last. This offer may be amended or canceled at any time without notice. If the full $5 value is not used on a single order, the remaining value will be forfeited. Not valid for the purchase of alcohol. Fees, taxes, and gratuity still apply.
Reply
Joined Feb 2012
L2: Beginner
> bubble2 83 Posts
91 Reputation
Ross1987
05-28-2023 at 02:32 PM.
05-28-2023 at 02:32 PM.
Quote from jrlcopy :
7143 Bilt Points = $50 Amazon GC.

I have this card, I love it, I also have a CSR card, it uses the same expedia portal, but at 1.25 vs my CSR which is 1.50.

You can game this card really well to just amass a ton of points and for those of us that pay $$$ in rent, it's basically a free $700 each year. They do a 'rent day' each month on the 1st where there's a 4x and 6x multiplier on most transactions for points.

I don't carry a balance, so I'm def a bad customer for them.
Do you earn 1 Bilt Point per Dollar spent at "1X points reward" ?

So If my rent is $2,000/month, I earn 2000 Bilt points a month? == $167/year in amazon GC.

How the fark are you earning $700 = 100,000 Bilt points per year "for those of us that pay $$ in rent"...are you for real spending $100,000/year on farking rent?

Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,317 Posts
4,334 Reputation
Knightshade
05-28-2023 at 04:08 PM.
05-28-2023 at 04:08 PM.
Presumably they're doing that by buying stuff in 4x and 6x categories on rent day if they're taking the horrendously poor value of amazon GCs to cash the points out--- rather than use em for travel where you can get much higher values.
Reply
Joined Dec 2022
L3: Novice
> bubble2 269 Posts
14 Reputation
HonestSink770
05-28-2023 at 08:18 PM.
05-28-2023 at 08:18 PM.
Anyone using this to send a physical check to the landlord? How reliable is this method? Do the checks ever get misplaced. Anyone missed rent because of Bilt? Thanks.
Reply
Joined May 2017
L2: Beginner
> bubble2 43 Posts
14 Reputation
DannyC1964
05-29-2023 at 05:20 PM.
05-29-2023 at 05:20 PM.
Quote from HonestSink770 :
Anyone using this to send a physical check to the landlord? How reliable is this method? Do the checks ever get misplaced. Anyone missed rent because of Bilt? Thanks.
My landlord lives outside of the country, so I have the check mailed to my address then deposit to landlord's account at a local branch. It typically takes 3-5 days for the check to arrive and I haven't had any issues in the year or so that I've had the card.
Reply

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Joined Dec 2007
L10: Grand Master
> bubble2 6,854 Posts
1,062 Reputation
ELofLA
05-29-2023 at 08:36 PM.
05-29-2023 at 08:36 PM.
…. rent payments without the transaction fe….
What's the catch?!?
Reply
Joined Dec 2007
L10: Grand Master
> bubble2 6,854 Posts
1,062 Reputation
ELofLA
05-29-2023 at 08:38 PM.
05-29-2023 at 08:38 PM.
Quote from Ross1987 :
Do you earn 1 Bilt Point per Dollar spent at "1X points reward" ?

So If my rent is $2,000/month, I earn 2000 Bilt points a month? == $167/year in amazon GC.

How the fark are you earning $700 = 100,000 Bilt points per year "for those of us that pay $$ in rent"...are you for real spending $100,000/year on farking rent?
Manufactured spending .
Reply
Joined Dec 2011
L2: Beginner
> bubble2 46 Posts
12 Reputation
ostadbehzad
05-29-2023 at 08:38 PM.
05-29-2023 at 08:38 PM.
They have limited the number of rent payments to 1 payment per month since May 2023! I used to pay my home and office rent with the card.
Please consider that in application for the card.
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 8,346 Posts
4,296 Reputation
fbueller
05-29-2023 at 08:54 PM.
05-29-2023 at 08:54 PM.
Quote from shawarma :
Be careful. This is not a normal finance company or bank. They are shady. Bare minimum customer service (if you can reach them). I hear sad stories about missed payments and penalty fees.
Yeah, Wells Fargo is super obscure. Never heard of them before I got this card. So true!
1
Reply
Joined Jan 2018
Shopper
> bubble2 32 Posts
14 Reputation
gerard2020
05-30-2023 at 12:25 AM.
05-30-2023 at 12:25 AM.
There same rules that you need to be aware with this card. I have this card, and I received this email from Bilt after I paid the rent using the card:

Friendly reminder, you need to use your card 5 times within each statement period in order to keep the points you've been earning this month.
Your statement period ends in 7 days, so you still have a little time to use your card and keep those points.
Remember: with the Bilt Mastercard you earn 1x points on every dollar of rent, 2x points on travel, and 3x points on dining. Plus, gain higher status in the Bilt Rewards Program by continuing to earn points.
Feel free to reach out to [email protected] if you have any questions.
Reply
Joined Aug 2020
L2: Beginner
> bubble2 96 Posts
Vinviral
05-30-2023 at 05:52 AM.
05-30-2023 at 05:52 AM.
Quote from Knightshade :
It's a benefit of all of world and world elite Mastercards, not just this one, it's described below:
https://www.biltrewards.com/terms...d-benefits

I have free Dash pass through Chase Sapphire reserve. When I added BILT as payment to my existing account, 5$ off never kicked in. Same issue with Lyft credit. I think it's Mastercard issue, not BILT
Reply
Joined Aug 2020
L2: Beginner
> bubble2 96 Posts
Vinviral
05-30-2023 at 05:54 AM.
05-30-2023 at 05:54 AM.
Quote from Spurts06_june :
Mini data point: if you sign up for the Bilt card through a referral link, you won't be able for the 5x boost/within 5 days of receiving the card bonus. I learnt the hard way.

Not true. You receive an email for 5X as soon as you activate card. I used referral from friend and got 5X last month.
Reply

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Joined Aug 2020
L2: Beginner
> bubble2 96 Posts
Vinviral
05-30-2023 at 05:57 AM.
05-30-2023 at 05:57 AM.
Quote from Snakeyes77 :
If you can't pay your mortgage with it, why would you think you could pay it off with it?

You could but why? Rent points are capped at 100K/year. So it only make sense to pay with BILT if your pay off amount is below 100K.
Reply
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