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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
971,892 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Add Comment
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+191
971,892 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

976 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Apr 2019
L2: Beginner
> bubble2 47 Posts
18 Reputation
BlueFog8547
07-09-2023 at 10:10 AM.
07-09-2023 at 10:10 AM.
It seems this card provides Primary Car Rental damage waiver. Can anyone confirm ?
Thats a huge benefit for a no fee card..
Reply
Joined Jun 2018
L3: Novice
> bubble2 219 Posts
110 Reputation
UberAlec
07-09-2023 at 12:48 PM.
07-09-2023 at 12:48 PM.
Does this work for daycares?
Reply
Joined Jun 2018
L2: Beginner
> bubble2 65 Posts
16 Reputation
NervousCorn4470
07-09-2023 at 12:53 PM.
07-09-2023 at 12:53 PM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

They give you a virtual routing number for those that aren't partners and have an online portal.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,318 Posts
4,338 Reputation
Knightshade
07-09-2023 at 12:56 PM.
07-09-2023 at 12:56 PM.
Quote from NervousCorn4470 :
They give you a virtual routing number for those that aren't partners and have an online portal.

Though that still does not work with every payment portal (Zillow for example you can't use it)
Reply
Joined Jan 2012
L3: Novice
> bubble2 3,771 Posts
509 Reputation
RedElmo
07-09-2023 at 07:53 PM.
07-09-2023 at 07:53 PM.
Quote from UberAlec :
Does this work for daycares?

Ya sure. Use it.
1
Reply
Joined Sep 2014
New User
> bubble2 3 Posts
14 Reputation
rortiz88
07-09-2023 at 11:12 PM.
07-09-2023 at 11:12 PM.
I've been using mine to pay my mortgage for almost a year now and I do get the points. I just make sure I use the card 5 + times a month to get all the points. I pay with rocket mortgage
Reply
Joined Jul 2013
L4: Apprentice
> bubble2 303 Posts
343 Reputation
muskmelon
07-10-2023 at 07:27 PM.
07-10-2023 at 07:27 PM.
Quote from dealdude750 :
Can I pay HOA fee and still qualify for 'rent' points?
This is where all you can use the ACH account -

HOA Fees

Security Deposit

Electric Bill

Gas Bill

Water Bill

Condo Fees

College Living/University Housing (not paid as part of tuition)

Internet

Cell Phone Payment

Application Fee

Use of the Bilt Rent Account is subject to terms and conditions.
Reply

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Joined May 2011
L3: Novice
> bubble2 111 Posts
26 Reputation
jitheshm
07-17-2023 at 09:23 AM.
07-17-2023 at 09:23 AM.
Does the Cell phone protection applies to prepaid plans as well ?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,318 Posts
4,338 Reputation
Knightshade
07-17-2023 at 10:34 AM.
07-17-2023 at 10:34 AM.
Quote from muskmelon :
This is where all you can use the ACH account -

HOA Fees

Security Deposit

Electric Bill

Gas Bill

Water Bill

Condo Fees

College Living/University Housing (not paid as part of tuition)

Internet

Cell Phone Payment

Application Fee

Use of the Bilt Rent Account is subject to terms and conditions.

Bilt recently changed terms of service specifically to narrow use to JUST rent (and fees directly associated with paying rent)

https://www.doctorofcredit.com/bi...ay-period/
Reply
Joined Dec 2005
L8: Grand Teacher
> bubble2 3,817 Posts
115 Reputation
ms2000
07-18-2023 at 04:13 PM.
07-18-2023 at 04:13 PM.
Quote from rortiz88 :
I've been using mine to pay my mortgage for almost a year now and I do get the points. I just make sure I use the card 5 + times a month to get all the points. I pay with rocket mortgage
I am newbie and could you explain it a bit more:
- my landloard only accepts checks - they will have to mail it - how do I ensure that they mail it on time?
- Some people say only those listed landlords are qualified - how others are successful getting points?
- Is the rent/mortgage is counted as one of the 5 transactions
- what can be done to ensure 5 transactions?
- how do u make payments to the Bilt? Auto-payments work?

Can u get customer service by going into a WF branch?
Reply
Last edited by ms2000 July 18, 2023 at 04:58 PM.
Joined Oct 2008
L2: Beginner
> bubble2 28 Posts
10 Reputation
lek1
07-18-2023 at 05:47 PM.
07-18-2023 at 05:47 PM.
How many perks are we looking at here, say my rent is $4000 a month?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,318 Posts
4,338 Reputation
Knightshade
07-18-2023 at 06:02 PM.
07-18-2023 at 06:02 PM.
Quote from lek1 :
How many perks are we looking at here, say my rent is $4000 a month?

Then you'd get 4000 points a month, plus whatever else spend you put on the card (which other than ON rent day is usually not worth doing in any significant amount- many just do several small amazon reloads to hit the 5 per month including rent requirement for transactions- though if you don't have a CSR then using it for Lyft ain't bad at 5x points plus $5 credit after 3 rides in a month).

Which is at least 4005 fee-free points a month more than you earn NOW, so that's the main perk.
Reply
Last edited by Knightshade July 18, 2023 at 06:14 PM.
Joined Dec 2008
L7: Teacher
> bubble2 2,067 Posts
1,230 Reputation
JuJu83
07-18-2023 at 06:07 PM.
07-18-2023 at 06:07 PM.
Quote from ms2000 :
I am newbie and could you explain it a bit more:
- my landloard only accepts checks - they will have to mail it - how do I ensure that they mail it on time?
In the app, it's recommended you to give at least 7 business days to allow the check to be delivered on time. For example, you can setup autopayment to have rent check to be mailed every 20th of the month.
Inside the BILT app, it will provide you the 'partial' tracking because it will track the check for you once it reaches to the local USPS sorting facility only.
Once the rent check is cashed, it will show on BILT app as well as you will receive the confirmation in email.

- Some people say only those listed landlords are qualified - how others are successful getting points?
My apartment is not part of the listed landlords and I have earned points with my rent payment.

- Is the rent/mortgage is counted as one of the 5 transactions
No.

- what can be done to ensure 5 transactions?
Make usual credit card purchases: e.g. fast food, drinks, grocery, gas, and etc.

- how do u make payments to the Bilt? Auto-payments work?
This is my first bill. I pay via bank at the moment. I haven't setup autopay or paperless yet. There is an option inside BILT app to setup autopay as well.

Can u get customer service by going into a WF branch?
For rent related question, you will need to contact CS via BILT app. WF won't assist with any rent payment questions. I have submitted 2 rent questions so far and got responses the next day via email.
Reply
Joined Jan 2009
L2: Beginner
> bubble2 79 Posts
26 Reputation
odavid
07-18-2023 at 09:53 PM.
07-18-2023 at 09:53 PM.
Gotta say I got this card in November 2022. Paid ach rent with it. The card got hacked unauthorized Uber charges in December. Reissued. Hacked again Feb. left it un activated since then but ACH is still on for rent. No hacks since then but only paying ach rent at this point. I do not trust Wells Fargo or BILT for this card.
Reply

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Joined May 2022
L6: Expert
> bubble2 1,575 Posts
90 Reputation
1453191819231991
07-19-2023 at 12:47 AM.
07-19-2023 at 12:47 AM.
Do you apply for it like a regular credit card?
Reply
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