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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply. Expired

+190 Deal Score
1,020,540 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select Apply Now to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 29, 2025 at 09:18 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard]. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select Apply Now to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+190
1,020,540 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

982 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined May 2017
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KetoTonic
06-15-2024 at 04:35 AM.
06-15-2024 at 04:35 AM.
Genuinely want to know, if one does not have rent payments, is this card still worth applying for and worth keeping?
Reply
Joined Nov 2016
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> bubble2 550 Posts
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amazigh
06-15-2024 at 08:23 AM.
06-15-2024 at 08:23 AM.
Quote from erol View quoted comment :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

How can you find the companies that accept it? Wouldn't this be considered a regular credit card by any rental company and the fees are reimbursed by the credit card company itself?
Reply
Joined Sep 2007
L3: Novice
> bubble2 115 Posts
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masjcler7517
06-15-2024 at 10:05 AM.
06-15-2024 at 10:05 AM.
Quote from KetoTonic View quoted comment :
Genuinely want to know, if one does not have rent payments, is this card still worth applying for and worth keeping?

Pay ur mortgage. Search the thread, tons of us been doing this no issue
1
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Joined Sep 2007
L3: Novice
> bubble2 115 Posts
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masjcler7517
06-15-2024 at 10:06 AM.
06-15-2024 at 10:06 AM.
Quote from dgrabber View quoted comment :
Yes, you can

They give you a routing number and a checking number. So pretty much anyone can be paid that accepts ACH
Reply
Joined Sep 2007
L3: Novice
> bubble2 115 Posts
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masjcler7517
06-15-2024 at 10:08 AM.
06-15-2024 at 10:08 AM.
Quote from lavangbay View quoted comment :
I have a home mobile rental unit, that i have to pay space rent (they accept check only or through their own online payment portal which take ACH) for. Is it possible for me to pay that space rent using Bilt to get point? If so, does anyone know how?

Thanks

Bilt gives you a routing number and a checking number. This 100% will work
Reply
Joined Mar 2005
L5: Journeyman
> bubble2 545 Posts
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lavangbay
06-15-2024 at 11:21 AM.
06-15-2024 at 11:21 AM.
Quote from masjcler7517 View quoted comment :
Bilt gives you a routing number and a checking number. This 100% will work
so basically, i'd need to sign up for Bilt credit card account. Then they will provide me a routing & checking #, which i can use for that space rent payment. Then i'll just pay the Bilt credit card back? and banking those points?
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Joined May 2017
L4: Apprentice
> bubble2 470 Posts
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KetoTonic
06-15-2024 at 11:48 AM.
06-15-2024 at 11:48 AM.
Quote from masjcler7517 View quoted comment :
Pay ur mortgage. Search the thread, tons of us been doing this no issue

oh cool, thank you so much, didn't know there's a way to do that, I'll get the card and give it a shot.
Reply

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Joined Jun 2015
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Vic121
06-15-2024 at 11:24 PM.
06-15-2024 at 11:24 PM.
Well if you live in Portland, OR, this should pay for itself. I do know that they have been running an Alaska air mileage promo and I was like if you live in Oregon, Washighton, and California with the rent prices so high here no doubt at least 3 free round trips per year can be earned.
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Joined May 2009
L2: Beginner
> bubble2 95 Posts
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bluejem
06-16-2024 at 04:47 AM.
06-16-2024 at 04:47 AM.
Looking for priority pass for airport launch access Smilie
Reply
Joined Oct 2009
If It's Free, It's for Me
> bubble2 3,921 Posts
1,333 Reputation
pr1nyc1
06-16-2024 at 05:55 AM.
06-16-2024 at 05:55 AM.
Enjoy the card while it last.

Wells Fargo Bet on a Flashy Rent Credit Card. It Is Costing the Bank Dearly. https://www.wsj.com/articles/well...s-8e380852
Reply
Joined Sep 2011
Price Compare, Always
> bubble2 20,569 Posts
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This user is an Expert in Tech & Electronics
bluekiwi
06-16-2024 at 07:44 AM.

Our community has rated this post as helpful. If you agree, why not thank bluekiwi

06-16-2024 at 07:44 AM.
Quote from pr1nyc1 View quoted comment :
Enjoy the card while it last.

Wells Fargo Bet on a Flashy Rent Credit Card. It Is Costing the Bank Dearly. https://www.wsj.com/articles/well...s-8e380852

2029 at the earliest and here is a non-paywalled link
https://archive.is/Uto4T
1
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Joined May 2021
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ImagineNoReligion
06-16-2024 at 04:27 PM.
06-16-2024 at 04:27 PM.
Quote from jrlcopy View quoted comment :
Potentially? You could use bilt's rent portal to mail yourself a check at a different address to a different name in order to get the points? It's a bill pay portal similar to your online bank. I imagine it would get flagged if you mailed a check to your same address and made it out to yourself. So if you have an SO with a different last name, make it out to them and mail it to their work?

And to get around the 'you need 5 transactions a month to earn points', I just buy 5 x $1 amazon gift cards each month.
False. Read up on Big Data and how credit card companies are using deep learning to do away with travel notifications. They know when your card is being misused in your own city or legitimately used in a foreign country. Recognizing fake landlords should be a piece of cake by comparison.
Reply
Last edited by ImagineNoReligion June 16, 2024 at 04:35 PM.
Joined Oct 2009
If It's Free, It's for Me
> bubble2 3,921 Posts
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pr1nyc1
06-16-2024 at 08:34 PM.
06-16-2024 at 08:34 PM.
Quote from bluekiwi View quoted comment :
2029 at the earliest and here is a non-paywalled link
https://archive.is/Uto4T

Thanks for sharing the archive trick. Didn't know that.
Reply
Joined Sep 2011
Price Compare, Always
> bubble2 20,569 Posts
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bluekiwi
06-16-2024 at 10:27 PM.
06-16-2024 at 10:27 PM.
Quote from pr1nyc1 View quoted comment :
Thanks for sharing the archive trick. Didn't know that.
It comes in handy especially for paywalled sites
Reply

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Joined Nov 2010
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slickdude1234
06-16-2024 at 10:29 PM.
06-16-2024 at 10:29 PM.
Wells loosing 10 mil per month on this card
2
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