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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+190 Deal Score
971,712 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Add Comment
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+190
971,712 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Jul 2023
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> bubble2 39 Posts
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OceanBeachBoy
05-10-2025 at 10:53 AM.
05-10-2025 at 10:53 AM.
Quote from bluekiwi :
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments

Can you imagine if they did allow mortgage payments, rental business owners would be wracking in huge points per year
Reply
Joined Sep 2011
Price Compare, Always
> bubble2 17,979 Posts
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This user is an Expert in Tech & Electronics
bluekiwi
05-10-2025 at 10:57 AM.
05-10-2025 at 10:57 AM.
Quote from OceanBeachBoy :
Can you imagine if they did allow mortgage payments, rental business owners would be wracking in huge points per year

I am currently using it for my properties so they must have changed it to allow it
Reply
Joined Sep 2006
L5: Journeyman
> bubble2 585 Posts
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fengfang
05-11-2025 at 02:10 PM.
05-11-2025 at 02:10 PM.
For the 5 transactions per month requirement, if I use Bilt Mastercard to pay monthly dues (gym, Netflix, Spotify, and etc.), do those transactions count? Also, does my monthly rent payment also count into the 5?
Reply
Joined Mar 2025
New User
> bubble2 11 Posts
18 Reputation
queych
05-11-2025 at 02:43 PM.
05-11-2025 at 02:43 PM.
I pay the rent (1) and I make 4 .25 cent payments to my dish account for the past 2 years
Reply
Joined Sep 2006
L5: Journeyman
> bubble2 585 Posts
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fengfang
05-11-2025 at 03:01 PM.
05-11-2025 at 03:01 PM.
Quote from queych :
I pay the rent (1) and I make 4 .25 cent payments to my dish account for the past 2 years
For the four 0.25 cents payments you made, did you pay it on your dish webpage and use Bilt as a checking account (with routing/account numbers) or as a credit card, or you pay it on your Bilt webpage? Just wondering how you set up four recurring payments for the same service/account each month.
Reply
Joined Oct 2007
L5: Journeyman
> bubble2 613 Posts
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badfishlbc
05-11-2025 at 03:12 PM.
05-11-2025 at 03:12 PM.
Quote from OceanBeachBoy :
Can you imagine if they did allow mortgage payments, rental business owners would be wracking in huge points per year
It does work, might be less of an issue if you have a WF home loan. I max it out to 100k points a year.
1
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Joined Mar 2012
L5: Journeyman
> bubble2 614 Posts
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nutsaboutgolf
05-12-2025 at 06:57 AM.
05-12-2025 at 06:57 AM.
Quote from OceanBeachBoy :
Can you imagine if they did allow mortgage payments, rental business owners would be wracking in huge points per year
It would actually be a brilliant marketing idea if they allowed mortgage payment point accruals for those with a Wells Fargo/Bilt mortgage only
Reply

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Joined Mar 2012
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> bubble2 614 Posts
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nutsaboutgolf
05-12-2025 at 07:00 AM.
05-12-2025 at 07:00 AM.
What a lot of us point brahs do is buy ourselves a $5.00, $5.01, $5.02, $5.03 and $5.04 Amazon eGift card from Amazon
Reply
Joined Sep 2006
L5: Journeyman
> bubble2 585 Posts
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fengfang
05-12-2025 at 07:12 PM.
05-12-2025 at 07:12 PM.
Quote from nutsaboutgolf :
What a lot of us point brahs do is buy ourselves a $5.00, $5.01, $5.02, $5.03 and $5.04 Amazon eGift card from Amazon
Manually do it every month? Is there au automated way to do this?
Reply
Joined Oct 2007
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> bubble2 613 Posts
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badfishlbc
05-12-2025 at 07:17 PM.
05-12-2025 at 07:17 PM.
Quote from nutsaboutgolf :
It would actually be a brilliant marketing idea if they allowed mortgage payment point accruals for those with a Wells Fargo/Bilt mortgage only
You can do this, they just don't market it as such but lots of us are earning points on mortages, not just WF.
Reply
Joined Sep 2011
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> bubble2 17,979 Posts
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bluekiwi
05-12-2025 at 07:51 PM.
05-12-2025 at 07:51 PM.
Does anyone know where to find the account number/routing number. It seems they changed the option to view it. I saw it once in the app/online a while ago but cannot find it now

I sent myself a check so that I can see the numbers if nobody knows
Reply
Joined Nov 2017
New User
> bubble2 14 Posts
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wnhmasterchief
05-12-2025 at 08:00 PM.
05-12-2025 at 08:00 PM.
Quote from badfishlbc :
You can do this, they just don't market it as such but lots of us are earning points on mortages, not just WF.

Any guide on how to set that up with the new system?
Reply
Joined Oct 2007
L5: Journeyman
> bubble2 613 Posts
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badfishlbc
05-12-2025 at 10:31 PM.
05-12-2025 at 10:31 PM.
Quote from wnhmasterchief :
Any guide on how to set that up with the new system?
Once you get the Bilt card then it's easy to figure out. It gives you a bank and routing number. You set your mortgage up with that information. But prior to doing all that, it's going to do some test deposits and you have to patiently wait before you set up the account. I kept finding datapoints where people were using it for their mortgage but no one explained how to do it.

You can earn a max of 100k points on rent and who knows how long this lasts for. So I think this is an important card to have early in your card churning career and you maximize your payments. In the end you'll have a bunch of points and pay your mortgage off faster. I love that the points can transfer to Alaska, especially valuable since that Amex conversion to Alaska points will be going away end of June.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
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kensteele
05-13-2025 at 06:45 PM.
05-13-2025 at 06:45 PM.
I got lucky and everything continued to work over the transitional period for the first month. I'm on auto pay so if everything works out fine for month #2, then I'm satisfied. Kinda sucks to hear about the numerous other issues that are happening,
Reply

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Joined Dec 2015
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henare
05-19-2025 at 04:18 AM.
05-19-2025 at 04:18 AM.
Quote from fengfang :
For the 5 transactions per month requirement, if I use Bilt Mastercard to pay monthly dues (gym, Netflix, Spotify, and etc.), do those transactions count? Also, does my monthly rent payment also count into the 5?

yup. I use vending machine purchases and a magazine subscription to do this.
1
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