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Ink Business Unlimited® Credit Card Expired

$900 Bonus Cash Back
w/ $6K Spent in First 3 Months
+138 Deal Score
335,619 Views
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.

Thanks to Community Member Metconnect for sharing this deal.

Card Details:


Slickdeals may be compensated by Chase.

Original Post

Written by
Edited March 20, 2023 at 08:44 AM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.

Card Details:
  • OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Slickdeals may be compensated by Chase.
Created 10-28-2022 at 07:51 AM by Metconnect
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Deal
Score
+138
335,619 Views
$900 Bonus Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

678 Comments

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Featured Comments

You could consider opening as a Sole Proprietor, in which case your SSN will be your tax ID.
LLC and TIN are not required.
Not true, I just did this ten minutes ago.
If you have chase reserve, you can move these points and redeem for travel at 1350$ value

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Joined Jul 2005
L4: Apprentice
> bubble2 318 Posts
34 Reputation
jigar183
01-06-2023 at 07:04 AM.
01-06-2023 at 07:04 AM.
I didn't qualify for 0% apr -- its unfortunate
Reply
Joined Aug 2005
L4: Apprentice
> bubble2 489 Posts
126 Reputation
Owhat
01-06-2023 at 11:43 AM.
01-06-2023 at 11:43 AM.
Quote from spvishw :
Can only business owners apply for this card?

No, non-business owners can, too. Just select "sole proprieter" and 0 employees during the application process.
Reply
Joined Sep 2008
L6: Expert
> bubble2 1,350 Posts
100 Reputation
qwertyuio
01-06-2023 at 02:00 PM.
01-06-2023 at 02:00 PM.
Quote from mcali786 :
Dang, good thoughts, but in my case it asked for both SSN and EIN number it wouldn't go without EIN being it a business card.

Now if I were to apply for these 2 cards again with just my EIN do you think it would work?

To others: were you able to apply with just one or the other? 1) ssn or 2) EIN?

You can apply with just your SSN or SSN & EIN. You can't apply with just the EIN.
Reply
Joined Nov 2015
not a custom user title
> bubble2 1,348 Posts
82 Reputation
qsub
01-06-2023 at 03:03 PM.
01-06-2023 at 03:03 PM.
Quote from L-ight :
You can churn 4 of these pretty easily. Especially if you big spending reoccurrences. You can use your social security number for both Ink Cash and Business Ink Unlimited and then a month later come back and reapply for them again with your EIN number instead of SS. You can create a EIN on the government website as well. So that is $3600 cash back if you can spend $36000 within 5 months.
Really? I always thought you needed EIN.

If you apply Sole Proprietorship/SSN, does it count towards 5/24 rule?
Reply
Last edited by qsub January 6, 2023 at 03:19 PM.
Joined May 2017
L3: Novice
> bubble2 244 Posts
42 Reputation
zimmyntrn
01-06-2023 at 06:36 PM.
01-06-2023 at 06:36 PM.
Quote from qsub :
Really? I always thought you needed EIN.

If you apply Sole Proprietorship/SSN, does it count towards 5/24 rule?

No - you need to be 4/24 or less to apply but it doesn't add to the count.
Reply
Joined May 2017
L3: Novice
> bubble2 244 Posts
42 Reputation
zimmyntrn
01-06-2023 at 06:40 PM.
01-06-2023 at 06:40 PM.
Quote from dealkk :
I have apply under sole with ssn. I have a business, do you think i can apply under business as well with ein and get same bonus. even apply for business, it still ask for ssn so not sure still qualify for bonus.

Yes - you can have one under sole prop and one under Ein.

Technically there is NO limit to the amount of Ink cards you can have….
Reply
Joined May 2017
L3: Novice
> bubble2 244 Posts
42 Reputation
zimmyntrn
01-06-2023 at 06:42 PM.
01-06-2023 at 06:42 PM.
Quote from kdash00 :
If I have two businesses, can I get signup bonuses for both of them? Like apply 1, spend $6k, get bonus, apply again and get bonus again under different business name?

Yes you can! 4 in total easily
Reply

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Joined May 2017
L3: Novice
> bubble2 244 Posts
42 Reputation
zimmyntrn
01-06-2023 at 06:43 PM.
01-06-2023 at 06:43 PM.
Quote from Flynt_Flossy :
I applied for Ink Businesss Cash yesterday and got approved. Used my ssn and as sole proprietor.

Are you saying I could also apply for the Ink Business Unlimited now and maybe get approval too? In this case I should still be able to apply the same way? (Use my SSN again for 2nd card?)

I have basically around 10k spending this year. I was looking at the Citi one with 80k TYP but I keep reading horror stories of users being declined. I dont want to waste 1 hard pull on a decline.

Let me know what you guys think. I was initially thinking I would leave one of the Ink Business cards be left as an option down the road, I didn't think of applying for both.

You need to wait 31 days between chase business applications.
Reply
Joined Jan 2023
New User
> bubble2 1 Posts
10 Reputation
MagentaSnail832
01-06-2023 at 08:47 PM.
01-06-2023 at 08:47 PM.
We have the following Chase cards:
Sapphire Preferred - opened ​4/2/18 in my husband's name and I'm an authorized user
Ink Business Preferred - opened 3/6/20 in my name and he's an authorized user

My questions:
1) Does being an authorized user limit bonus eligibility?
2) Does having a different Chase card limit bonus eligibility (e.g. does my husband's 57-month-old Sapphire Preferred account preclude him from opening the Chase Business Unlimited
w/$900 bonus)?
Reply
Joined Oct 2008
Superuser
> bubble2 1,211 Posts
675 Reputation
California-Boy
01-06-2023 at 09:00 PM.
01-06-2023 at 09:00 PM.
Quote from Brent99 :
I was declined and sent an email the next morning saying too many accounts open with available balance. Log into chase account if you have one and look under statements and documents.. then it should be under "notices and letters". I called the reconsideration line to see if they would maybe transfer some available credit from other chase cards to this card… The rep dug deep asking all kinds of questions about my business I stated I owned but she ended up approving me! Just be prepared to answer questions like how long in business, annual gross income, employee amount, how you get your clientele, etc.
Thanks. This was the case. I saw the message only when checked. Only in the account - not emails or texts. I did upload some copies of the documents they requested. Hopefully it goes through.
Reply
Joined Nov 2017
L3: Novice
> bubble2 162 Posts
50 Reputation
SecretOneStar
01-07-2023 at 03:54 AM.
01-07-2023 at 03:54 AM.
Quote from Hope4Best :
Buy a product worth of 6000 on Amazon and return it and choose return as Amazon Credit

Couldn't you just reload your Amazon balance ? Not sure but not be in multiple transactions.. avoiding all the trouble of returning,...
Reply
Joined Nov 2018
L5: Journeyman
> bubble2 533 Posts
33 Reputation
Hope4Best
01-07-2023 at 04:01 AM.
01-07-2023 at 04:01 AM.
Quote from SecretOneStar :
Couldn't you just reload your Amazon balance ? Not sure but not be in multiple transactions.. avoiding all the trouble of returning,...

Yes. You can buy Amazon Credit and load it in to your account
Reply
Joined May 2006
L3: Novice
> bubble2 200 Posts
145 Reputation
shewood
01-07-2023 at 10:32 AM.
01-07-2023 at 10:32 AM.
Woohoo instant approval but only $3000 limit. That's ok I'll pay it as I go throughout the month. Thanks op!
Reply
Joined Jan 2006
L6: Expert
> bubble2 1,163 Posts
51 Reputation
4deals
01-07-2023 at 10:35 AM.
01-07-2023 at 10:35 AM.
Sorry... if its mentioned : Does this have a hard credit pull even though its a business card ? already have 2 Chase personal card, couldn't see in my portal on this card
Reply

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Joined May 2006
L3: Novice
> bubble2 200 Posts
145 Reputation
shewood
01-07-2023 at 12:18 PM.
01-07-2023 at 12:18 PM.
Quote from 4deals :
Sorry... if its mentioned : Does this have a hard credit pull even though its a business card ? already have 2 Chase personal card, couldn't see in my portal on this card

Yes always hard pull when applying for credit using social
Reply
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