Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.
Thanks to Community Member Metconnect for sharing this deal.
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.
Card Details:
OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
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Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
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You can churn 4 of these pretty easily. Especially if you big spending reoccurrences. You can use your social security number for both Ink Cash and Business Ink Unlimited and then a month later come back and reapply for them again with your EIN number instead of SS. You can create a EIN on the government website as well. So that is $3600 cash back if you can spend $36000 within 5 months.
Really? I always thought you needed EIN.
If you apply Sole Proprietorship/SSN, does it count towards 5/24 rule?
I have apply under sole with ssn. I have a business, do you think i can apply under business as well with ein and get same bonus. even apply for business, it still ask for ssn so not sure still qualify for bonus.
Yes - you can have one under sole prop and one under Ein.
Technically there is NO limit to the amount of Ink cards you can have….
If I have two businesses, can I get signup bonuses for both of them? Like apply 1, spend $6k, get bonus, apply again and get bonus again under different business name?
I applied for Ink Businesss Cash yesterday and got approved. Used my ssn and as sole proprietor.
Are you saying I could also apply for the Ink Business Unlimited now and maybe get approval too? In this case I should still be able to apply the same way? (Use my SSN again for 2nd card?)
I have basically around 10k spending this year. I was looking at the Citi one with 80k TYP but I keep reading horror stories of users being declined. I dont want to waste 1 hard pull on a decline.
Let me know what you guys think. I was initially thinking I would leave one of the Ink Business cards be left as an option down the road, I didn't think of applying for both.
You need to wait 31 days between chase business applications.
We have the following Chase cards:
Sapphire Preferred - opened 4/2/18 in my husband's name and I'm an authorized user
Ink Business Preferred - opened 3/6/20 in my name and he's an authorized user
My questions:
1) Does being an authorized user limit bonus eligibility?
2) Does having a different Chase card limit bonus eligibility (e.g. does my husband's 57-month-old Sapphire Preferred account preclude him from opening the Chase Business Unlimited
w/$900 bonus)?
I was declined and sent an email the next morning saying too many accounts open with available balance. Log into chase account if you have one and look under statements and documents.. then it should be under "notices and letters". I called the reconsideration line to see if they would maybe transfer some available credit from other chase cards to this card… The rep dug deep asking all kinds of questions about my business I stated I owned but she ended up approving me! Just be prepared to answer questions like how long in business, annual gross income, employee amount, how you get your clientele, etc.
Thanks. This was the case. I saw the message only when checked. Only in the account - not emails or texts. I did upload some copies of the documents they requested. Hopefully it goes through.
Sorry... if its mentioned : Does this have a hard credit pull even though its a business card ? already have 2 Chase personal card, couldn't see in my portal on this card
Sorry... if its mentioned : Does this have a hard credit pull even though its a business card ? already have 2 Chase personal card, couldn't see in my portal on this card
Yes always hard pull when applying for credit using social
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LLC and TIN are not required.
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No, non-business owners can, too. Just select "sole proprieter" and 0 employees during the application process.
Now if I were to apply for these 2 cards again with just my EIN do you think it would work?
To others: were you able to apply with just one or the other? 1) ssn or 2) EIN?
You can apply with just your SSN or SSN & EIN. You can't apply with just the EIN.
If you apply Sole Proprietorship/SSN, does it count towards 5/24 rule?
If you apply Sole Proprietorship/SSN, does it count towards 5/24 rule?
No - you need to be 4/24 or less to apply but it doesn't add to the count.
Yes - you can have one under sole prop and one under Ein.
Technically there is NO limit to the amount of Ink cards you can have….
Yes you can! 4 in total easily
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Are you saying I could also apply for the Ink Business Unlimited now and maybe get approval too? In this case I should still be able to apply the same way? (Use my SSN again for 2nd card?)
I have basically around 10k spending this year. I was looking at the Citi one with 80k TYP but I keep reading horror stories of users being declined. I dont want to waste 1 hard pull on a decline.
Let me know what you guys think. I was initially thinking I would leave one of the Ink Business cards be left as an option down the road, I didn't think of applying for both.
You need to wait 31 days between chase business applications.
Sapphire Preferred - opened 4/2/18 in my husband's name and I'm an authorized user
Ink Business Preferred - opened 3/6/20 in my name and he's an authorized user
My questions:
1) Does being an authorized user limit bonus eligibility?
2) Does having a different Chase card limit bonus eligibility (e.g. does my husband's 57-month-old Sapphire Preferred account preclude him from opening the Chase Business Unlimited
w/$900 bonus)?
Couldn't you just reload your Amazon balance ? Not sure but not be in multiple transactions.. avoiding all the trouble of returning,...
Yes. You can buy Amazon Credit and load it in to your account
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Yes always hard pull when applying for credit using social