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Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months Expired

+74 Deal Score
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Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Thanks to Deal Editor iconian for posting this deal.

Card Details: Slickdeals may be compensated by Chase.

Original Post

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Edited March 20, 2023 at 07:44 AM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Slickdeals may be compensated by Chase.
Created 10-28-2022 at 10:58 AM by iconian | Staff
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)

Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)

Remember the $900 comes back as points, not cash (but can be converted to cash).
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
No, they most certainly don't, and no, it's not income

I've got 7 figures of Chase UR points and 0 1099s.

It's not income.

The IRS agrees it's not income.

If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.



Here's a bunch of sources all telling you you're wrong

https://www.cnbc.com/select/are-c...%2Dtaxable.




https://www.cnet.com/personal-fin...s-taxable/





https://calibrecpa.com/tax-regula...k-rewards/





I could list 20 more- they'd all say the same.



The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus


Like a referral.

And ONLY if those add up to more than $600 in a year.

NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued


Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.


But credit card spend required signups? Not income. No 1099.

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Joined Aug 2016
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> bubble2 56 Posts
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KevinS4586
11-18-2022 at 08:42 AM.

Our community has rated this post as helpful. If you agree, why not thank KevinS4586

11-18-2022 at 08:42 AM.
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
3
1
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Joined Jul 2019
New User
> bubble2 6 Posts
10 Reputation
TealRecess967
11-18-2022 at 10:56 AM.
11-18-2022 at 10:56 AM.
Quote from ChoosyBeggar :
Grabbed this card a few years ago. Used it solely to get the cash back for my internet and cell phone bills, until Verizon offered a better discount using auto pay (direct withdrawal from my bank account). Now, I rarely use it except for infrequent purchases from Staples.
Side note: Chase will not allow you to merge business and personal credit card accounts onto a single website login. You'll need to have separate logins if you have both personal and business credit cards.

You can link them! I login with my business login and have access to both personal and business- just have to switch tabs.
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Joined Jun 2005
L3: Novice
> bubble2 250 Posts
97 Reputation
exbauer
11-18-2022 at 12:25 PM.
11-18-2022 at 12:25 PM.
Applied last night and have credit score of +800. Said will get back to you. Called the reconsideration line and they asked for proof of business. They asked for a utility bill, tax id, or some other things with it to process my application.
Reply
Joined Feb 2009
L1: Learner
> bubble2 74 Posts
69 Reputation
branson
11-18-2022 at 12:29 PM.
11-18-2022 at 12:29 PM.
Quote from exbauer :
Applied last night and have credit score of +800. Said will get back to you. Called the reconsideration line and they asked for proof of business. They asked for a utility bill, tax id, or some other things with it to process my application.

Surprised to hear that they're giving you so much trouble. I applied as a sole proprietor and didn't have to jump through any of those hoops. I do hang a long standing history with Chase, though.
Reply
Joined Jun 2005
L3: Novice
> bubble2 250 Posts
97 Reputation
exbauer
11-18-2022 at 01:40 PM.
11-18-2022 at 01:40 PM.
Quote from branson :
Surprised to hear that they're giving you so much trouble. I applied as a sole proprietor and didn't have to jump through any of those hoops. I do hang a long standing history with Chase, though.
I was surprised as well. I have had Chase cards since the 2000s. I had the SW Business card long time ago and calling in after applying did the trick. Not sure this time they want me to jump through hoops. Wasn't meant to be.
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Joined Jan 2018
L1: Learner
> bubble2 37 Posts
22 Reputation
DealWitch_68
11-18-2022 at 02:03 PM.
11-18-2022 at 02:03 PM.
Quote from exbauer :
I was surprised as well. I have had Chase cards since the 2000s. I had the SW Business card long time ago and calling in after applying did the trick. Not sure this time they want me to jump through hoops. Wasn't meant to be.
Same here. Longtime chase cardholder, with multiple cards and they wanted proof of business. Guess I don't have to find a reason to spend $6k in three months now.
Reply
Joined Jun 2021
L2: Beginner
> bubble2 51 Posts
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MemorableLadybug563
11-18-2022 at 05:08 PM.
11-18-2022 at 05:08 PM.
Quote from ChoosyBeggar :
Grabbed this card a few years ago. Used it solely to get the cash back for my internet and cell phone bills, until Verizon offered a better discount using auto pay (direct withdrawal from my bank account). Now, I rarely use it except for infrequent purchases from Staples.
Side note: Chase will not allow you to merge business and personal credit card accounts onto a single website login. You'll need to have separate logins if you have both personal and business credit cards.

Yes you can merge them. I'm only signing into my business profile to view both personal and business. In mobile, I have those 2 tabs I can easily switch from one to the other.
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Joined Sep 2009
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> bubble2 15,327 Posts
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Knightshade
11-19-2022 at 08:06 AM.
11-19-2022 at 08:06 AM.
Quote from DealWitch_68 :
Same here. Longtime chase cardholder, with multiple cards and they wanted proof of business. Guess I don't have to find a reason to spend $6k in three months now.

FWIW the one time they tried that with me I pointed out I already have a business card with them so obviously I've already shown them I have a business-- the recon person then checked that was the case and approved the card.

YMMV of course, and you can always HUCA.
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 680 Posts
132 Reputation
preacherzson
11-19-2022 at 09:02 AM.
11-19-2022 at 09:02 AM.
Quote from IndigoMask5703 :
Pay your property taxes or any other big ticket items.

That's a good word. Tax season is always a good churn this time of year.
Reply
Joined Sep 2013
L6: Expert
> bubble2 1,397 Posts
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okhello
11-19-2022 at 09:32 AM.
11-19-2022 at 09:32 AM.
I already got this card a year ago, will they give me another one if I apply?
Reply
Joined Jun 2005
L3: Novice
> bubble2 250 Posts
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exbauer
11-19-2022 at 02:37 PM.
11-19-2022 at 02:37 PM.
Quote from Knightshade :
FWIW the one time they tried that with me I pointed out I already have a business card with them so obviously I've already shown them I have a business-- the recon person then checked that was the case and approved the card.

YMMV of course, and you can always HUCA.
Called again and asked if it was the first time I called and said yes. He looked through the notes and said the business name needs to be verified. He said it's odd they didn't do that already. He said to hold and that he would look that info up in the Secretary of State and should come back with a decision. Came back on the phone and said with sole proprietor it doesn't always so. So, need to send something with my business name on there.
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Joined Feb 2011
L10: Grand Master
> bubble2 11,650 Posts
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mojohnnybravo
11-19-2022 at 07:14 PM.
11-19-2022 at 07:14 PM.
i already have this one, but often hear about people saying you can get multiple inks (more than the cash and unlimited, like 2 cash or 2 limited or something it sounds like). is that true and can i get this one even if i already have one?
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Joined Mar 2005
Renaissance Man
> bubble2 6,212 Posts
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PedroR
11-19-2022 at 07:18 PM.
11-19-2022 at 07:18 PM.
Quote from elite-fusion :

Any ideas?
Prepay your recurrings
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Joined Mar 2005
Renaissance Man
> bubble2 6,212 Posts
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PedroR
11-19-2022 at 07:19 PM.
11-19-2022 at 07:19 PM.
Quote from ChoosyBeggar :
You'll need to have separate logins if you have both personal and business credit cards.
False
1
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