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Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months Expired

+74 Deal Score
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Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Thanks to Deal Editor iconian for posting this deal.

Card Details: Slickdeals may be compensated by Chase.

Original Post

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Edited March 20, 2023 at 07:44 AM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Slickdeals may be compensated by Chase.
Created 10-28-2022 at 10:58 AM by iconian | Staff
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

390 Comments

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Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)

Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)

Remember the $900 comes back as points, not cash (but can be converted to cash).
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
No, they most certainly don't, and no, it's not income

I've got 7 figures of Chase UR points and 0 1099s.

It's not income.

The IRS agrees it's not income.

If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.



Here's a bunch of sources all telling you you're wrong

https://www.cnbc.com/select/are-c...%2Dtaxable.




https://www.cnet.com/personal-fin...s-taxable/





https://calibrecpa.com/tax-regula...k-rewards/





I could list 20 more- they'd all say the same.



The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus


Like a referral.

And ONLY if those add up to more than $600 in a year.

NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued


Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.


But credit card spend required signups? Not income. No 1099.

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Joined Dec 2019
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> bubble2 4 Posts
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couponwaifu
11-23-2022 at 04:54 PM.
11-23-2022 at 04:54 PM.
Quote from DANIELP8588 :
It was $750 when I got the card 2 months ago.
Still enjoying the card and getting tons of 5% reward points at office supply stores(GCs), cell phone and internet bills.
Once you get the points, you can transfer to your personal Sapphire cards for travel redemption at rates of 1.25x or 1.5x(Reserve)
You should request a match via SM. Got an extra 15K.
Reply
Joined Dec 2019
New User
> bubble2 4 Posts
10 Reputation
couponwaifu
11-23-2022 at 04:56 PM.
11-23-2022 at 04:56 PM.
Quote from DANIELP8588 :
It was $750 when I got the card 2 months ago.
Still enjoying the card and getting tons of 5% reward points at office supply stores(GCs), cell phone and internet bills.
Once you get the points, you can transfer to your personal Sapphire cards for travel redemption at rates of 1.25x or 1.5x(Reserve)
Send a SM and request a match. i got 15k successfully.
Reply
Joined Dec 2019
New User
> bubble2 4 Posts
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couponwaifu
11-23-2022 at 04:59 PM.
11-23-2022 at 04:59 PM.
Quote from abhi1y :
If I have ink preferred then can i downgrade and get the offer by spending 6K? Does anyone know?
different products, you can have both.
Reply
Joined Dec 2019
New User
> bubble2 4 Posts
10 Reputation
couponwaifu
11-23-2022 at 05:01 PM.
11-23-2022 at 05:01 PM.
Quote from okkhello :
I already got this card a year ago, will they give me another one if I apply?
yes. you can have multiple.
Reply
Joined Sep 2015
L3: Novice
> bubble2 184 Posts
26 Reputation
bxraze
11-24-2022 at 09:02 AM.
11-24-2022 at 09:02 AM.
Can you transfer cashback to Sapphire?
Reply
Joined May 2006
L4: Apprentice
> bubble2 418 Posts
167 Reputation
zyrst
11-24-2022 at 07:50 PM.
11-24-2022 at 07:50 PM.
I am trying to apply and saw this in last step.

"I certify, understand and agree that:
This is a business account which shall be used only for business purposes and not personal, family or household purposes."

How serious is this? Apparently $6000/3 months is too much for solely "business purposes".
Reply
Joined Nov 2007
L7: Teacher
> bubble2 2,331 Posts
205 Reputation
hollowpockets
11-25-2022 at 05:38 AM.
11-25-2022 at 05:38 AM.
Quote from bxraze :
Can you transfer cashback to Sapphire?

Yes cross transfers are possible and easy.

Last I checked spouse transfers to a single account were also possible, you just declare shared household.
Reply

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Joined Sep 2009
L10: Grand Master
> bubble2 15,327 Posts
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Knightshade
11-27-2022 at 09:23 AM.
11-27-2022 at 09:23 AM.
Quote from bxraze :
Can you transfer cashback to Sapphire?
You can transfer UR (which is what this, and most other first party chase cards, actually use as their reward currency). UR can be used as cash back though it's one of the less valuable uses for it.


Quote from zyrst :
I am trying to apply and saw this in last step.

"I certify, understand and agree that:
This is a business account which shall be used only for business purposes and not personal, family or household purposes."

How serious is this? Apparently $6000/3 months is too much for solely "business purposes".

Chase doesn't care what you use the card for- they have to say that because business cards don't' have the same consumer protections as personal cards.
Reply
Joined Sep 2009
L3: Novice
> bubble2 125 Posts
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bigbluu
11-27-2022 at 01:12 PM.
11-27-2022 at 01:12 PM.
Quote from NavyFlower111 :
This will be reported as taxable income by Chase to the IRS.
I have signed up for multiple credit card promo offers over the past 2 decades, mostly with Chase but also with Amex and others. I have NEVER received a 1099 from any of them for the bonus signup promos I earned. Are you speaking from actual experience, or just supposed logic?
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,223 Posts
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bru_that
11-27-2022 at 01:37 PM.
11-27-2022 at 01:37 PM.
Quote from bigbluu :
I have signed up for multiple credit card promo offers over the past 2 decades, mostly with Chase but also with Amex and others. I have NEVER received a 1099 from any of them for the bonus signup promos I earned. Are you speaking from actual experience, or just supposed logic?
You forgot the 3rd option: talking out of their ass for imaginary internet points.
2
Reply
Joined Feb 2011
L3: Novice
> bubble2 264 Posts
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flashburn2012
12-01-2022 at 03:10 PM.
12-01-2022 at 03:10 PM.
How are people transferring points to their Sapphire card? It seems like the business account is completely separate from everything else.
Reply
Joined Aug 2011
L4: Apprentice
> bubble2 343 Posts
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Pro
DelSerra
12-01-2022 at 04:34 PM.
12-01-2022 at 04:34 PM.
Quote from flashburn2012 :
How are people transferring points to their Sapphire card? It seems like the business account is completely separate from everything else.
Ultimate Rewards has a "Combine Points" tab and you can move points from business to personal accounts there. Makes this a truly Slick $1350 deal.

Just got $5K line, my second Chase Business line, will need to transfer some of the credit line from the existing card so I can pay my property taxes this month (the joy of living in Texa$ with its crazy high property taxes).
Reply
Last edited by DelSerra December 1, 2022 at 04:36 PM.
Joined Jun 2006
L∞: Superior Entity
> bubble2 1,421 Posts
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SlickBison55
12-03-2022 at 03:53 AM.
12-03-2022 at 03:53 AM.
We sure property tax payments count for this credit card bonus? Some credit cards don't allow it I think.
Reply
Joined Aug 2009
The Italian Stallion
> bubble2 1,510 Posts
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coolmann
12-03-2022 at 04:17 AM.
12-03-2022 at 04:17 AM.
So, we spend about $3k/month in groceries, kids' activities, medical bills, online purchases, etc. Do I need to only put business expenses on this card, or would it be okay to use it as our everyday card for a couple of months? Would they flag it and give me trouble for that?
Reply

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Joined Oct 2006
L7: Teacher
> bubble2 2,662 Posts
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desitoyota
12-03-2022 at 01:39 PM.
12-03-2022 at 01:39 PM.
I have couple of rental properties and I lease them through property management. Does it count as business to apply for this card?
And the combined rent on these two, I get around 48k/year. So shall I put the revenue as 48k? The net cash flow is less as I pay mortgage and taxes and fees on these.
Any help will be appreciated
Reply
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