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Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months Expired

+74 Deal Score
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Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Thanks to Deal Editor iconian for posting this deal.

Card Details: Slickdeals may be compensated by Chase.

Original Post

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Edited March 20, 2023 at 07:44 AM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Slickdeals may be compensated by Chase.
Created 10-28-2022 at 10:58 AM by iconian | Staff
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)

Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)

Remember the $900 comes back as points, not cash (but can be converted to cash).
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
No, they most certainly don't, and no, it's not income

I've got 7 figures of Chase UR points and 0 1099s.

It's not income.

The IRS agrees it's not income.

If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.



Here's a bunch of sources all telling you you're wrong

https://www.cnbc.com/select/are-c...%2Dtaxable.




https://www.cnet.com/personal-fin...s-taxable/





https://calibrecpa.com/tax-regula...k-rewards/





I could list 20 more- they'd all say the same.



The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus


Like a referral.

And ONLY if those add up to more than $600 in a year.

NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued


Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.


But credit card spend required signups? Not income. No 1099.

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Joined Jul 2006
L9: Master
> bubble2 4,494 Posts
548 Reputation
Commentary
01-04-2023 at 07:26 PM.
01-04-2023 at 07:26 PM.
Quote from ppbbround :
I just got my card in too and I don't see anything about the $900 bonus in the paperwork or while signed into the account. I did have to call the reconsideration line, maybe that removed the bonus? Or it might not mention the bonus in the paperwork since it's just a one time thing and not a card perk. Does anyone have mention of the bonus in their paperwork?
You can call their customer service and ask to speak to the group which handles bonus and credit card terms. The rep can tell you what is your bonus. Make sure they tell you the last date for transactions to post that qualifies for the bonus.
Reply
Joined Jan 2023
New User
> bubble2 1 Posts
14 Reputation
9space
01-04-2023 at 07:39 PM.
01-04-2023 at 07:39 PM.
Chase app shows the bonus offer attached to your account.
It shows your progress toward spending requirement and last day to meet it.
Reply
Joined Nov 2009
L1: Learner
> bubble2 3 Posts
10 Reputation
keys2rule
01-05-2023 at 09:44 AM.
01-05-2023 at 09:44 AM.
how long did it take you guys to receive your card? i got approved like 2 weeks ago and still nothing in the mail.
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 13,000 Posts
4,553 Reputation
575rider
01-05-2023 at 09:50 AM.
01-05-2023 at 09:50 AM.
Quote from keys2rule :
how long did it take you guys to receive your card? i got approved like 2 weeks ago and still nothing in the mail.
Mine arrives today after being approved just over a week ago. Wish I had asked them to overnight it.
Reply
Joined Nov 2009
L1: Learner
> bubble2 3 Posts
10 Reputation
keys2rule
01-05-2023 at 10:46 AM.
01-05-2023 at 10:46 AM.
Quote from 575rider :
Mine arrives today after being approved just over a week ago. Wish I had asked them to overnight it.
how did you check the status of the delivery? did you get a tracking number or something?
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 13,000 Posts
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575rider
01-05-2023 at 11:27 AM.
01-05-2023 at 11:27 AM.
Quote from keys2rule :
how did you check the status of the delivery? did you get a tracking number or something?

I get USPS Informed Delivery emails each day showing what is being delivered that day. Unfortunately, the Chase document I received was not the card. My approval over a week ago said I should get it in 3-5 days. Still waiting.
Reply
Joined Jul 2006
L9: Master
> bubble2 4,494 Posts
548 Reputation
Commentary
01-05-2023 at 01:10 PM.
01-05-2023 at 01:10 PM.
Quote from 575rider :
Mine arrives today after being approved just over a week ago. Wish I had asked them to overnight it.
They do not do overnight.
Reply

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Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,411 Posts
71 Reputation
mcali786
01-05-2023 at 01:44 PM.
01-05-2023 at 01:44 PM.
I don't think this question has come up, but in terms of redeeming the points for cash/statement credit or etc., is it best to redeem for statement credit as it's pretty much 1,000=100,000 points or something like that. I'm wondering if redeeming to bank account may incur any reporting or form from Chase?
Reply
Joined May 2007
One Step Ahead !
> bubble2 751 Posts
1,606 Reputation
SoapOpera
01-05-2023 at 02:13 PM.
01-05-2023 at 02:13 PM.
anyone know if paying verizon bill will fall under Phone services 5% category? I have a large $3k final bill from Verizon coming up, wondering if i can use this card and get 5%.
Reply
Joined Sep 2008
L6: Expert
> bubble2 1,348 Posts
100 Reputation
qwertyuio
01-05-2023 at 03:31 PM.
01-05-2023 at 03:31 PM.
Quote from 9space :
Chase app shows the bonus offer attached to your account.
It shows your progress toward spending requirement and last day to meet it.

Where in the app do you see that? Thanks.
Reply
Joined Sep 2008
L6: Expert
> bubble2 1,348 Posts
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qwertyuio
01-05-2023 at 03:32 PM.
01-05-2023 at 03:32 PM.
Quote from Commentary :
They do not do overnight.

Yes they do. You have to ask. I applied and got approved for the card on on 01/03. I received the card today, 01/05.
Reply
Joined Sep 2008
L6: Expert
> bubble2 1,348 Posts
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qwertyuio
01-05-2023 at 03:35 PM.
01-05-2023 at 03:35 PM.
Does anyone know when this offer will end? Thanks.
Reply
Joined Dec 2008
L6: Expert
> bubble2 1,763 Posts
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papoono
01-05-2023 at 03:43 PM.
01-05-2023 at 03:43 PM.
Quote from qwertyuio :
Where in the app do you see that? Thanks.
On the mobile app, click on the biz card. Scroll down to "rewards and benefits", click "see reward details and redeem". Scroll down into you see the "new account bonus" section.
Reply
Joined Dec 2008
L6: Expert
> bubble2 1,763 Posts
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papoono
01-05-2023 at 03:45 PM.
01-05-2023 at 03:45 PM.
Quote from mcali786 :
I don't think this question has come up, but in terms of redeeming the points for cash/statement credit or etc., is it best to redeem for statement credit as it's pretty much 1,000=100,000 points or something like that. I'm wondering if redeeming to bank account may incur any reporting or form from Chase?
The bonus is considered a rebate (you spent money to get money back), hence won't be reported.
Reply

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Joined May 2007
L3: Novice
> bubble2 261 Posts
23 Reputation
steelgtr
01-05-2023 at 04:28 PM.
01-05-2023 at 04:28 PM.
Quote from papoono :
On the mobile app, click on the biz card. Scroll down to "rewards and benefits", click "see reward details and redeem". Scroll down into you see the "new account bonus" section.
Can you do it web base?
Reply
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