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Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months Expired

+74 Deal Score
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Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Thanks to Deal Editor iconian for posting this deal.

Card Details: Slickdeals may be compensated by Chase.

Original Post

Written by
Edited March 20, 2023 at 08:44 AM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Slickdeals may be compensated by Chase.
Created 10-28-2022 at 11:58 AM by iconian | Staff
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Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

390 Comments

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Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)

Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)

Remember the $900 comes back as points, not cash (but can be converted to cash).
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
No, they most certainly don't, and no, it's not income

I've got 7 figures of Chase UR points and 0 1099s.

It's not income.

The IRS agrees it's not income.

If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.



Here's a bunch of sources all telling you you're wrong

https://www.cnbc.com/select/are-c...%2Dtaxable.




https://www.cnet.com/personal-fin...s-taxable/





https://calibrecpa.com/tax-regula...k-rewards/





I could list 20 more- they'd all say the same.



The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus


Like a referral.

And ONLY if those add up to more than $600 in a year.

NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued


Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.


But credit card spend required signups? Not income. No 1099.

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Joined Jul 2006
L9: Master
> bubble2 4,547 Posts
556 Reputation
Commentary
01-07-2023 at 08:12 AM.
01-07-2023 at 08:12 AM.
Quote from freeskier98 :
I do have a login. It I think they have since deactivated / closed it (since I closed the cards). Will check ! Thanks
My cards were closed for years. But the login still reactivate and even shows the accounts that were closed. If you do get the new card, you can link it to this login and not need to create another login.
Reply
Joined Jan 2014
New User
> bubble2 6 Posts
10 Reputation
LindaL5165
01-07-2023 at 04:30 PM.
01-07-2023 at 04:30 PM.
I applied for the chase business unlimited like 5 months ago, can I apply for the chase business cash? Will I be qualified for the promo?
Reply
Joined Oct 2022
New User
> bubble2 4 Posts
10 Reputation
SlickActivity996
01-08-2023 at 09:34 AM.
01-08-2023 at 09:34 AM.
I've applied this CC as sole proprietor. Now they want me to upload "proof of physical address for business". How can I pass this step?
Reply
Joined Oct 2018
New User
> bubble2 2 Posts
10 Reputation
ultimo0513
01-09-2023 at 08:56 AM.
01-09-2023 at 08:56 AM.
Quote from FreeBaGeL :
Do business apps count for the Chase 24/5 rule?
From my understanding none of the ink cards apply to your 5/24
Reply
Joined Oct 2008
L4: Apprentice
> bubble2 363 Posts
45 Reputation
slickdude99
01-10-2023 at 12:02 AM.
01-10-2023 at 12:02 AM.
Can I get this Cash card, get the $900, cancel and then apply for the Ink Business Unlimited and get the $900?
Reply
Joined Jun 2010
L4: Apprentice
> bubble2 383 Posts
437 Reputation
TxJDog
01-10-2023 at 12:12 AM.
01-10-2023 at 12:12 AM.
Quote from slickdude99 :
Can I get this Cash card, get the $900, cancel and then apply for the Ink Business Unlimited and get the $900?

Yes you can have both but I wouldn't cancel the card before a year is up. Also why not hold onto the cash card for at least a year? Has no annual fee.

Of course can't be above 5/24 for applications.
Reply
Joined Oct 2008
L4: Apprentice
> bubble2 363 Posts
45 Reputation
slickdude99
01-10-2023 at 10:08 AM.
01-10-2023 at 10:08 AM.
Quote from TxJDog :
Yes you can have both but I wouldn't cancel the card before a year is up. Also why not hold onto the cash card for at least a year? Has no annual fee.

Of course can't be above 5/24 for applications.

I might keep the Cash card for 5% category but I have cards better than the 1.5% Unlimited so don't think I'll be using the Unlimited after bonus
Reply

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Joined Dec 2007
L5: Journeyman
> bubble2 961 Posts
97 Reputation
Pro
ghettoroadster
01-10-2023 at 11:56 PM.
01-10-2023 at 11:56 PM.
Wth. Under 5/25, has legit ein and still the application went into review? What's going on chase?
Reply
Joined Jul 2009
L3: Novice
> bubble2 190 Posts
58 Reputation
hothothotdeals
01-11-2023 at 01:42 AM.
01-11-2023 at 01:42 AM.
Any idea if subscriptions like Netflix and Hulu come under the 5% cashback category?
Reply
Joined Apr 2004
L5: Journeyman
> bubble2 710 Posts
129 Reputation
kamakaze75
01-11-2023 at 07:40 AM.
01-11-2023 at 07:40 AM.
Quote from iconian :
this is not unlimited....

So does this mean I can apply for this and still qualify if I already have unlimited ?
Reply
Joined Jun 2010
L4: Apprentice
> bubble2 383 Posts
437 Reputation
TxJDog
01-11-2023 at 08:43 AM.
01-11-2023 at 08:43 AM.
Quote from MaroonHome2410 :
Why hold onto something that you'll never use? Just an extra item to track and increases risk of unauthorized use. If you don't need it cancel it and move on with life.

I meant don't cancel the card immediately after obtaining the bonus. It's good to at least hold a card for a year before canceling.

This card also has benefits of 5% back at office supply stores (ie giftcards) and internet/cable/phone services (do you have a card that offers better for this?)
Reply
Joined Mar 2007
L2: Beginner
> bubble2 88 Posts
28 Reputation
workoutexcite
01-11-2023 at 07:06 PM.
01-11-2023 at 07:06 PM.
Approved for $3000.
Went to Staples to get $1000 gift cards ($200 x 5) . How you guys redeem the gift cards?
My property tax has $3.95 debit card fees on website but if i use $200 at a time, then it does not make sense Frown
Please let me know. Will appreciate. Thanks.
Reply
Joined Nov 2015
L7: Teacher
> bubble2 2,049 Posts
698 Reputation
alexatie
01-12-2023 at 06:08 AM.
01-12-2023 at 06:08 AM.
Quote from workoutexcite :
Approved for $3000.
Went to Staples to get $1000 gift cards ($200 x 5) . How you guys redeem the gift cards?
My property tax has $3.95 debit card fees on website but if i use $200 at a time, then it does not make sense Frown
Please let me know. Will appreciate. Thanks.
same question.anyone figured out a way to cashout of these staples vanilla visa card?
walmart,bluebird, cashier check method still works?
1
Reply
Joined Nov 2011
L6: Expert
> bubble2 1,116 Posts
66 Reputation
whoismorpheus
01-12-2023 at 06:45 PM.
01-12-2023 at 06:45 PM.
How many days is it taking to receive the card? I applied on Wednesday and got approved last Thursday but haven't received it yet.
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Joined Feb 2010
L3: Novice
> bubble2 106 Posts
40 Reputation
Satchmoe
01-13-2023 at 11:16 AM.
01-13-2023 at 11:16 AM.
Applied and went under review, is there something I could have done to avoid review? Or fairly standard.
Reply
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