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Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months Expired

+74 Deal Score
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Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Thanks to Deal Editor iconian for posting this deal.

Card Details: Slickdeals may be compensated by Chase.

Original Post

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Edited March 20, 2023 at 07:44 AM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Slickdeals may be compensated by Chase.
Created 10-28-2022 at 10:58 AM by iconian | Staff
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Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

390 Comments

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Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)

Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)

Remember the $900 comes back as points, not cash (but can be converted to cash).
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
No, they most certainly don't, and no, it's not income

I've got 7 figures of Chase UR points and 0 1099s.

It's not income.

The IRS agrees it's not income.

If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.



Here's a bunch of sources all telling you you're wrong

https://www.cnbc.com/select/are-c...%2Dtaxable.




https://www.cnet.com/personal-fin...s-taxable/





https://calibrecpa.com/tax-regula...k-rewards/





I could list 20 more- they'd all say the same.



The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus


Like a referral.

And ONLY if those add up to more than $600 in a year.

NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued


Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.


But credit card spend required signups? Not income. No 1099.

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Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,411 Posts
71 Reputation
mcali786
02-19-2023 at 12:46 AM.
02-19-2023 at 12:46 AM.
Weird, upon submission of the applilcation where the wheel spins for decison, I got OFFER UNAVAILABLE message? The info you requested is no longer available yet I did get an alert for an inquiry 'also from Chase credit wise alerts.

Should I wait and call for decision?
Reply
Joined Feb 2023
New User
> bubble2 3 Posts
10 Reputation
Corgi-Coordinator
02-19-2023 at 03:58 PM.
02-19-2023 at 03:58 PM.
Quote from gibsonbass :
Prepay utility bill, cell phone bill, costco cashcard, property tax
Hey is paying property tax fall under 5% cashback on this card?
Reply
Joined Mar 2011
L10: Grand Master
> bubble2 11,063 Posts
1,208 Reputation
gibsonbass
02-19-2023 at 04:44 PM.
02-19-2023 at 04:44 PM.
Quote from Corgi-Coordinator :
Hey is paying property tax fall under 5% cashback on this card?
No. property tax does not fall under utility category.
Reply
Joined Aug 2016
L4: Apprentice
> bubble2 384 Posts
14 Reputation
gerrydavid79
02-19-2023 at 06:24 PM.
02-19-2023 at 06:24 PM.
I applied but got turned down, my credit is like 695 to. this would have been awesome, im planning on spending $6k soon on a new hvac.
Reply
Joined Feb 2008
L7: Teacher
> bubble2 2,067 Posts
107 Reputation
jomarrod
02-19-2023 at 08:26 PM.
02-19-2023 at 08:26 PM.
Did Anyone use it to pay the IRS 2022 taxes?
Reply
Joined Nov 2015
not a custom user title
> bubble2 1,332 Posts
78 Reputation
qsub
02-21-2023 at 11:32 PM.
02-21-2023 at 11:32 PM.
Quote from jomarrod :
Did Anyone use it to pay the IRS 2022 taxes?
Going to use the business unlimited as it's 1.5% cash back. IRS Visa payback is 2.5% I believe.
Reply
Joined Jan 2008
L4: Apprentice
> bubble2 463 Posts
148 Reputation
Chipipay
02-22-2023 at 07:16 AM.
02-22-2023 at 07:16 AM.
Quote from DANIELP8588 :
Property tax!
I like that!!!!​

In my county, there is a huge 'convenience' fee if CC is used to pay for prop tax, could be up to $200+
Reply

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Joined Aug 2009
L6: Expert
> bubble2 1,655 Posts
1,166 Reputation
shystalips
02-22-2023 at 08:00 AM.
02-22-2023 at 08:00 AM.
Quote from shystalips :
DO NOT just redeem for statement credit if you have one of the sapphire cards. There are a ton of transfer partners for higher redemptions. That and many of us jedi's know there are ways (that I would rather not mention here) to get that increased 1.25 or 1.5x redemption for cashApplause
Strategy is no longer available, sorry we'll see if it is brought backPeace
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,655 Posts
1,166 Reputation
shystalips
02-22-2023 at 08:00 AM.
02-22-2023 at 08:00 AM.
Quote from almondjoy247 :
repped… can you please let me know the ways to make use of sapphire points instead of statement credit?
No longer available, sorry
Reply
Joined Jun 2014
L4: Apprentice
> bubble2 367 Posts
28 Reputation
mevorabuddy
02-22-2023 at 08:39 AM.
02-22-2023 at 08:39 AM.
I applied and got approved after they called me. Luckily I was given $45k in limit. I think this seems like a card to keep as we spend alot of online ads so hoping to run throught he 150k limit for 3X points
Reply
Joined Apr 2014
L6: Expert
> bubble2 1,020 Posts
90 Reputation
rypajo
02-22-2023 at 09:55 AM.
02-22-2023 at 09:55 AM.
Instant approval here. Hoping to get the card quick for some wedding expenses.
Reply
Joined Nov 2010
L2: Beginner
> bubble2 39 Posts
164 Reputation
p8ntguy
02-23-2023 at 07:39 AM.
02-23-2023 at 07:39 AM.
Does anyone know how long the 3 months really is? Is it 3 calendar months, 90 days, or 3 statements?

My first statement closed with 12 days in the billing cycle. Half of those 12 days, the card was in transit. I'm essentially going to have to max out the card the next 2 statements to hit the SUB if the 3 months is 3 statements.
Reply
Joined May 2006
L5: Journeyman
> bubble2 986 Posts
171 Reputation
checkthat
02-23-2023 at 07:44 AM.
02-23-2023 at 07:44 AM.
I applied a little over a week ago and was approved. But i haven't received my card. Does it send to personal address or business address?
Reply
Joined Apr 2014
L6: Expert
> bubble2 1,020 Posts
90 Reputation
rypajo
02-23-2023 at 07:45 AM.
02-23-2023 at 07:45 AM.
Quote from p8ntguy :
Does anyone know how long the 3 months really is? Is it 3 calendar months, 90 days, or 3 statements?

My first statement closed with 12 days in the billing cycle. Half of those 12 days, the card was in transit. I'm essentially going to have to max out the card the next 2 statements to hit the SUB if the 3 months is 3 statements.

Calendar days from delivery and then whatever billing period that falls into is what has always worked for me. You can also chat or call to confirm.
Reply

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Joined Apr 2014
L6: Expert
> bubble2 1,537 Posts
212 Reputation
DayaO
02-23-2023 at 10:04 AM.
02-23-2023 at 10:04 AM.
How long it takes for them to review? Also, if they call - do they ask like what kind of business?? What do they ask?? I applied yesterday as sole proprietor & ssn, in review now...looking for a big purchase asap... Kinda curious with timeline if approved
Reply
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