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Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months Expired

+74 Deal Score
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Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Thanks to Deal Editor iconian for posting this deal.

Card Details: Slickdeals may be compensated by Chase.

Original Post

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Edited March 20, 2023 at 07:44 AM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Slickdeals may be compensated by Chase.
Created 10-28-2022 at 10:58 AM by iconian | Staff
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)

Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)

Remember the $900 comes back as points, not cash (but can be converted to cash).
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
No, they most certainly don't, and no, it's not income

I've got 7 figures of Chase UR points and 0 1099s.

It's not income.

The IRS agrees it's not income.

If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.



Here's a bunch of sources all telling you you're wrong

https://www.cnbc.com/select/are-c...%2Dtaxable.




https://www.cnet.com/personal-fin...s-taxable/





https://calibrecpa.com/tax-regula...k-rewards/





I could list 20 more- they'd all say the same.



The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus


Like a referral.

And ONLY if those add up to more than $600 in a year.

NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued


Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.


But credit card spend required signups? Not income. No 1099.

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Joined Nov 2015
not a custom user title
> bubble2 1,396 Posts
82 Reputation
qsub
03-18-2023 at 01:59 PM.
03-18-2023 at 01:59 PM.
Was able to book 5 nights in Maldives over water bungalow (+$600 seperate upgrade to bungalow cost) for 175,000 points. Bungalows were valued at like $20,000 for the stay.

Using the other roughly 200k points to book flights to Dubai and Maldives. I'll have to pay the taxes/fees on it though.
Reply
Joined Jan 2015
L3: Novice
> bubble2 229 Posts
60 Reputation
christian_beltran
03-18-2023 at 03:18 PM.
03-18-2023 at 03:18 PM.
I was just approved with 9K! How long after you hit $6K in spending do you receive the points? After your statement closes?
Reply
Joined Aug 2006
L2: Beginner
> bubble2 38 Posts
22 Reputation
ruckus49
03-19-2023 at 06:51 AM.
03-19-2023 at 06:51 AM.
how long did it take you guys to get your card? It's been over a week and I still didn't get mine. Wondering if I should call on Monday. Usually chase sends the cards out really fast
Reply
Joined Mar 2006
L8: Grand Teacher
> bubble2 3,244 Posts
709 Reputation
henny
03-19-2023 at 07:48 AM.
03-19-2023 at 07:48 AM.
I have a $900 bonus offer from an invitation that's valid until 5/1. Does Chase grandfather in these invitation offers after they downgrade the bonus offer which they plan to do soon? Does anyone know if the unofficial 115 days grace period for Chase min. spend bonus offers is still in place?
Reply
Joined Jul 2016
L2: Beginner
> bubble2 49 Posts
18 Reputation
optms
03-19-2023 at 09:20 AM.
03-19-2023 at 09:20 AM.
Quote from ruckus49 View quoted comment :
how long did it take you guys to get your card? It's been over a week and I still didn't get mine. Wondering if I should call on Monday. Usually chase sends the cards out really fast
Applied and approved on March 7th.
Shipped on March 9th.
Received on March 16th.
I'm in CA
1
Reply
Joined Sep 2011
Price Compare, Always
> bubble2 20,609 Posts
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This user is an Expert in Tech & Electronics
bluekiwi
03-20-2023 at 05:11 AM.
03-20-2023 at 05:11 AM.
Quote from christian_beltran View quoted comment :
I was just approved with 9K! How long after you hit $6K in spending do you receive the points? After your statement closes?

As soon as the charges post to your account
Reply
Joined Apr 2014
L6: Expert
> bubble2 1,611 Posts
228 Reputation
DayaO
03-20-2023 at 01:37 PM.
03-20-2023 at 01:37 PM.
If I refer this to someone, do they still get this 900 going through my link or there s a special bonus code that needs to be entered during application? Also how much extra do they or I get via referral ..any idea?
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Joined May 2012
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> bubble2 1,049 Posts
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volodath
03-20-2023 at 02:51 PM.
03-20-2023 at 02:51 PM.
Quote from DayaO View quoted comment :
If I refer this to someone, do they still get this 900 going through my link or there s a special bonus code that needs to be entered during application? Also how much extra do they or I get via referral ..any idea?

Deal is dead I believe.

Which is a bugger as I was going to apply today.
Reply
Joined Mar 2015
L3: Novice
> bubble2 847 Posts
178 Reputation
jacksan1
03-20-2023 at 02:52 PM.
03-20-2023 at 02:52 PM.
Quote from ruckus49 View quoted comment :
how long did it take you guys to get your card? It's been over a week and I still didn't get mine. Wondering if I should call on Monday. Usually chase sends the cards out really fast
I applied at 12:33 pm CDT on 3/15 and was approved (received an e-mail notification) at 6:22 pm on the same day.
The card arrived today, 3/20.
Reply
Last edited by jacksan1 March 20, 2023 at 02:55 PM.
Joined Apr 2014
L6: Expert
> bubble2 1,068 Posts
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rypajo
03-20-2023 at 03:46 PM.
03-20-2023 at 03:46 PM.
Offer still in my offers at chase.com so applied. Waiting for the decision. Hopefully, I am one of the 6 hour ones.
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,215 Posts
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Fanime
03-20-2023 at 07:35 PM.
03-20-2023 at 07:35 PM.
Quote from volodath View quoted comment :
Deal is dead I believe.

Which is a bugger as I was going to apply today.
deal is still live via the chase app.
Reply
Joined Mar 2008
L4: Apprentice
> bubble2 409 Posts
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bernardino
03-25-2023 at 09:00 PM.
03-25-2023 at 09:00 PM.
Is there a way to tell if your account has the "90k after $6k spent" bonus BEFORE you spend the money? I applied before the bonus expired and received the card this week, but none of the paperwork mentions the 90k bonus and online account does not seem to mention it either.

// Edit: I called and they confirmed the terms of the 90k bonus
Reply
Last edited by bernardino March 27, 2023 at 09:52 PM.
Joined May 2022
L9: Master
> bubble2 5,476 Posts
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AmusedDime497
04-02-2023 at 07:34 AM.
04-02-2023 at 07:34 AM.
Deal still available?
Reply
Joined May 2022
L9: Master
> bubble2 5,476 Posts
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AmusedDime497
04-02-2023 at 07:35 AM.
04-02-2023 at 07:35 AM.
Quote from Fanime View quoted comment :
deal is still live via the chase app.

Where is it in the app?
Reply

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Joined Jul 2008
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> bubble2 34 Posts
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bao2
04-02-2023 at 12:44 PM.
04-02-2023 at 12:44 PM.
Quote from bernardino View quoted comment :
Is there a way to tell if your account has the "90k after $6k spent" bonus BEFORE you spend the money? I applied before the bonus expired and received the card this week, but none of the paperwork mentions the 90k bonus and online account does not seem to mention it either.

// Edit: I called and they confirmed the terms of the 90k bonus
Or you can use Chase App on cell phone, it is monitoring the spend to 6k, and reward amount after the 6k reached.
Reply
Last edited by bao2 April 2, 2023 at 12:47 PM.
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