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CIT Bank 13-Month CD, Earn Expired
4.65% APY*
($1,000 Minimum Deposit)
CIT Bank offers 4.55% > now $4.65% APY* on 13-Month CD with a minimum $1,000 Deposit.
Thanks to staff member LD7 for finding this deal.
Features:
Thanks to staff member LD7 for finding this deal.
Features:
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
Original Post
Written by
Edited November 14, 2022
at 12:37 PM
CIT Bank, our partner, offers the following benefits with their 13-Month Term CD.
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- See site for details
in
Finance
CIT Bank
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$920 - ($920 x (25% + 9%)) = $607.2
You can use above example to plug in your real tax bracket percentages to get your own number. It's a bit difficult to show the calculation of interest on here but you can find interest calculator on web.
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Now I can do the Andrews 5% for 7 months.
Another dumb question.
They seem having fees, don't they?
They seem having fees, don't they?
I just put a lot of money into this and the friend who referred me has the max of $1 million in his account. I went through the FAQ with a fine tooth comb. FDIC insured and no maintenance fees.
an alternative is to buy bills/notes directly w/ treasury. few bps lower but eliminates risk of lending to financial institution since govt can just print money for you.
Schwab can buy 1 yr CD for 4.8%
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Should I just close the account and move it to a better earned interest account? I am not a risk taker (never done stock and the alike and my TIAA CREF retirement is traditional). I have been waiting for a real estate bubble to burst to invest in properties and flip them. Have about 200K on hand and 1 million property for collateral if needed. No debt and credit score in the 830 or more depending on hard credit pull to get reward CC.
Thanks!
Should I just close the account and move it to a better earned interest account? I am not a risk taker (never done stock and the alike and my TIAA CREF retirement is traditional). I have been waiting for a real estate bubble to burst to invest in properties and flip them. Have about 200K on hand and 1 million property for collateral if needed. No debt and credit score in the 230 or more depending on hard credit pull to get reward CC.
Thanks!
Current CD rates available through Schwab CD OneSource:
1-3 Month CDs 3.96%
4-6 Month CDs 4.55%
7-9 Month CDs 4.53%
10-18 Month CDs 4.70%
1.5-2.5 Year CDs 4.85%
CD As of Date 11:59 PM EST 11/12/2022
https://www.schwab.com/fixed-inco...es-deposit
Yes I have done it with ME ask well. No fee for CDs or treasuries. I buy one year CD and treasuries. I agree that ME is not good but still you can use them for this purpose. The problem with CDs sold by fidelit
y or ME is that they have a start date which is usually one week from you buy it which is ok for me.
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Buying T-Bills through a Broker
For clients of large firms like Fidelity, Vanguard, and Charles Schwab, placing an order through your broker may be easier than opening a separate TreasuryDirect account. These firms charge no fees for T-bills.
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y or ME is that they have a start date which is usually one week from you buy it which is ok for me.