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Citi® Double Cash Card: Earn 2% on Every Purchase and 0% Intro APR on Balance Transfers for 18 Months

+37 Deal Score
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Citi® is offering 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases and 0% intro APR on Balance Transfers for 18 months with the Citi® Double Cash Card.

Card Details:
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Rates & Fees

Read our review on the Citi® Double Cash Card

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Apr 2011
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CompulsiveBuyer
12-05-2022 at 10:33 AM.

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12-05-2022 at 10:33 AM.
My go-to card when I need online protection since they're one of the few cards left that offer virtual account numbers. The Citi apps makes it easy to create and use them.
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Joined Aug 2014
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arpitha.mamidala01
12-14-2022 at 09:38 AM.
12-14-2022 at 09:38 AM.
My everyday card... Literally i use this for everything... Its like 2% discount on any purchase for life..
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Joined Apr 2020
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SlickCrowd6832
12-16-2022 at 06:48 PM.

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12-16-2022 at 06:48 PM.
This was my everyday card UNTIL PAYPAL came out with their version. Paypal is 2% cash back PLUS 1% more if you go through paypal online.
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Joined Mar 2014
L3: Novice
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GoddessParis
12-19-2022 at 07:29 AM.
12-19-2022 at 07:29 AM.
Can the accumulated cash back be transferred for travel points, I.e. mileage or hotel rewards?
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Joined Sep 2021
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> bubble2 1,149 Posts
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Wyvern1
12-19-2022 at 09:01 PM.
12-19-2022 at 09:01 PM.
wait until the intro bonus comes back
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Joined Jan 2021
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BallsacDeBigBird
12-21-2022 at 06:54 AM.
12-21-2022 at 06:54 AM.
Quote from Wyvern1 :
wait until the intro bonus comes back
When will it come back? Been checking every so often for this card but haven't seen the bonus for a long time.
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Joined Sep 2010
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pbmpharmacist
12-22-2022 at 03:48 AM.

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12-22-2022 at 03:48 AM.
Quote from BallsacDeBigBird :
When will it come back? Been checking every so often for this card but haven't seen the bonus for a long time.
intro bonus was available a few weeks ago, I know because I applied and was denied for having too many cards.
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Joined Jul 2010
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mitchflorida
12-22-2022 at 04:14 AM.
12-22-2022 at 04:14 AM.
Quote from BallsacDeBigBird :
When will it come back? Been checking every so often for this card but haven't seen the bonus for a long time.
wells fargo active cash 2 percent and $200 bonus.
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Joined Dec 2011
summi99
> bubble2 1,819 Posts
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summi99
12-27-2022 at 09:36 PM.
12-27-2022 at 09:36 PM.
What's the minimum credit score required for this card ? Any experiences ?
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Joined Sep 2014
L2: Beginner
> bubble2 90 Posts
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jojodakilla
01-06-2023 at 02:40 PM.
01-06-2023 at 02:40 PM.
This might be a stupid question but I'll ask anyways. You still get 2% even if you pay it off immediately?
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Joined Mar 2019
L2: Beginner
> bubble2 34 Posts
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Jenson96
01-07-2023 at 12:54 PM.
01-07-2023 at 12:54 PM.
What's the difference between having the 5% custom cash or this card instead?
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Joined Nov 2018
L3: Novice
> bubble2 127 Posts
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sa4567
01-07-2023 at 02:44 PM.
01-07-2023 at 02:44 PM.
Quote from jojodakilla :
This might be a stupid question but I'll ask anyways. You still get 2% even if you pay it off immediately?

Yes, doesn't matter
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Joined Nov 2018
L3: Novice
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sa4567
01-07-2023 at 02:47 PM.
01-07-2023 at 02:47 PM.
Quote from Jenson96 :
What's the difference between having the 5% custom cash or this card instead?

Custom cash gives you 5% on up to $500 dollar in purchases every month (billing cycle). This card is 2% unlimited
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