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expiredpersian_mafia | Staff posted Dec 30, 2022 06:27 AM
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expiredpersian_mafia | Staff posted Dec 30, 2022 06:27 AM

Target: Apply for a new Credit, Debit or Reloadable RedCard, Get One-Time Coupon

w/ Approval (Exclusions Apply)

$40 off $40+

Target
418 Comments 151,536 Views
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Deal Details
Update: This popular deal is still available.

Target offers a one-time coupon for $40 Off a future qualifying $40+ purchase when approved for a Credit, Debit or Reloadable RedCard between January 1, 2023 and January 14, 2023. Offer valid online and in-store [Store Locator].

Thanks to Deal Editor persian_mafia for sharing this deal.
  • Note: The coupon will be mailed to approved cardholders with their RedCard and will be valid through 03/15/23. See coupon exclusions in Deal Editor's notes below.
About Target RedCard:
  • A Target RedCard entitles you to 5% off most items, free shipping for online orders (excludes select items), and an extended return period.

Editor's Notes

Written by citan359 | Staff
  • About this deal:
    • Offer excludes alcohol, Apple products, Barbie camper and houses, Beats Fit Pro, Beats Flex, Beats Powerbeats Pro, Beats Studio Buds, Bose, Bratz Collector and Designer Dolls, Bullseye's Playground, Cards Against Humanity, Casper, clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Do-a-Dot, DSLR cameras & lenses, Dyson, Elf on the Shelf, face masks (Dolan, Sanctuary & Sugar Fix brands), Fisher Price Laugh n Learn, Fitbit, Funko Standard Pop, gift cards, GilletteLabs Heated Razor Starter Kit by Gillette – 3ct, Google, Hair Appliances, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Sorry, Trouble), Healthy Roots Dolls, Hot Wheels Ultimate Garage, Honest Baby, HP Inc., Infant Optics, Instant Pot, JBL, LEGO, Levi's Red Label, LG OLED and QNED TVs, limited-time designer partnerships, Luvable Friends, Mega Bloks, Meta Oculus and Portal, mobile contracts, Motrin, Ninja, Nintendo hardware and Switch games, Polder, Peg Perego, Philips Avent, Plan B, power shave, power dental, prepaid cards, Play-Doh Ice Cream Truck Playset, PlayStation consoles and accessories, Revival, Samsung TVs, Shark, simplehuman, Sonos, Sony Electronics, Take Action, Target Optical, Tempur-Sealy, Trading Cards, Tylenol pain relief, Tylenol PM, Ulta Beauty at Target Brands, Unlocked phones, Vera Bradley handbags, Weber, and What Do You Meme? game.
  • Please refer to the offer page for complete terms and conditions and the forum thread for additional details and discussion.

Original Post

Written by persian_mafia | Staff
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Update: This popular deal is still available.

Target offers a one-time coupon for $40 Off a future qualifying $40+ purchase when approved for a Credit, Debit or Reloadable RedCard between January 1, 2023 and January 14, 2023. Offer valid online and in-store [Store Locator].

Thanks to Deal Editor persian_mafia for sharing this deal.
  • Note: The coupon will be mailed to approved cardholders with their RedCard and will be valid through 03/15/23. See coupon exclusions in Deal Editor's notes below.
About Target RedCard:
  • A Target RedCard entitles you to 5% off most items, free shipping for online orders (excludes select items), and an extended return period.

Editor's Notes

Written by citan359 | Staff
  • About this deal:
    • Offer excludes alcohol, Apple products, Barbie camper and houses, Beats Fit Pro, Beats Flex, Beats Powerbeats Pro, Beats Studio Buds, Bose, Bratz Collector and Designer Dolls, Bullseye's Playground, Cards Against Humanity, Casper, clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Do-a-Dot, DSLR cameras & lenses, Dyson, Elf on the Shelf, face masks (Dolan, Sanctuary & Sugar Fix brands), Fisher Price Laugh n Learn, Fitbit, Funko Standard Pop, gift cards, GilletteLabs Heated Razor Starter Kit by Gillette – 3ct, Google, Hair Appliances, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Sorry, Trouble), Healthy Roots Dolls, Hot Wheels Ultimate Garage, Honest Baby, HP Inc., Infant Optics, Instant Pot, JBL, LEGO, Levi's Red Label, LG OLED and QNED TVs, limited-time designer partnerships, Luvable Friends, Mega Bloks, Meta Oculus and Portal, mobile contracts, Motrin, Ninja, Nintendo hardware and Switch games, Polder, Peg Perego, Philips Avent, Plan B, power shave, power dental, prepaid cards, Play-Doh Ice Cream Truck Playset, PlayStation consoles and accessories, Revival, Samsung TVs, Shark, simplehuman, Sonos, Sony Electronics, Take Action, Target Optical, Tempur-Sealy, Trading Cards, Tylenol pain relief, Tylenol PM, Ulta Beauty at Target Brands, Unlocked phones, Vera Bradley handbags, Weber, and What Do You Meme? game.
  • Please refer to the offer page for complete terms and conditions and the forum thread for additional details and discussion.

Original Post

Written by persian_mafia | Staff

Community Voting

Deal Score
+154
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Top Comments

persian_mafia
35065 Posts
142381 Reputation
I have my credit frozen through all credit bureaus and applied last month and got approved. No hard or soft pull on reloadable
pirezza
971 Posts
450 Reputation
You can use the code online first and then use it in store. To be safe, try doing both purchases within the same day.

Source: Did this with two coupons earlier this month.
LilyHa
5 Posts
10 Reputation
It's not worth it if they pull your credit, there's so many other cards that will give you better incentives. If they pull your credit then mind as well get more with a credit card right?!

417 Comments

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Jan 02, 2023 01:51 AM
103 Posts
Joined Nov 2012
sdniceJan 02, 2023 01:51 AM
103 Posts
Quote from CrimsonTest571 :
The reloadable can not be loaded in the app but must be loaded in the store only? So to use it to purchase at Target you have to load it in store first then use for the 5% Cashback?
Per their T&Cs, you can either reload at the store or by auto-depositing your paycheck. I first did a reload at the store. The clerk had no idea how to reload, had to be instructed by the manager. I guess Target would really like you to visit the store and browse.

However, I was able to set up ACH transfers from my bank account and it works fine. You need to get the account number and 9-digit routing number from your account.
Jan 02, 2023 02:27 AM
9,273 Posts
Joined May 2015
texstJan 02, 2023 02:27 AM
9,273 Posts
Why are Plan B, Tylenol and Motrin excluded?
1
Jan 02, 2023 02:32 AM
1,705 Posts
Joined Dec 2011
mike808Jan 02, 2023 02:32 AM
1,705 Posts
Note that because the reloadable and debit cards do not do a credit pull, they also do not report your spend or payment history to the credit bureaus. They will not help you build credit.

For the person with Target GCs, it's easiest just to load them in the app. You can pick which GCs are "active" to pay in the app. For example, to force a portion to go to your RedCard. However, Target has closed almost all of the stacking tricks that used to work.
Jan 02, 2023 02:38 AM
4,522 Posts
Joined Nov 2013

This comment has been rated as unhelpful by Slickdeals users.

Jan 02, 2023 02:52 AM
1,952 Posts
Joined Apr 2009
thebatgurlJan 02, 2023 02:52 AM
1,952 Posts

Our community has rated this post as helpful. If you agree, why not thank thebatgurl

Quote from luckydog97 :
Why are people opening a credit card, dinging their credit, and risking racking up another massive interest honey pot for another megacorp…for $40?

Do people realize at say 30% interest they'll owe that $40 back on even a meager $1000 balance in like 6 weeks lol?

Do people ever stop and ask, huh, why are they giving me free stuff to open this credit card today…why are they so interested in me charging this to their line of credit today?

Some things people do, make absolutely zero sense…they know that…and exploit the masses.
I think most people (including myself) want to get the reloadable Redcard and don't plan to ever use it. Just to get the $40 coupon. It doesn't ding your credit and it's not a credit card, if you do use it. You can load money on it for kids in college etc. No interest.
1
Jan 02, 2023 02:53 AM
7 Posts
Joined Nov 2017
tysmetzJan 02, 2023 02:53 AM
7 Posts
Quote from luckydog97 :
Why are people opening a credit card, dinging their credit, and risking racking up another massive interest honey pot for another megacorp…for $40?

Do people realize at say 30% interest they'll owe that $40 back on even a meager $1000 balance in like 6 weeks lol?

Do people ever stop and ask, huh, why are they giving me free stuff to open this credit card today…why are they so interested in me charging this to their line of credit today?

Some things people do, make absolutely zero sense…they know that…and exploit the masses.
You can ask why people make any number of bad choices. But assuming you just get the reloadable (without a credit pull based on other replies), it sounds like a free $40 Target gift card.

Even if you got the credit card for 5% off, if you only shop within your means and pay in full every month, it only sounds like a win for a responsible shopper. Please correct me if I'm missing something.
Jan 02, 2023 02:57 AM
3 Posts
Joined Apr 2018
gazoonegggsJan 02, 2023 02:57 AM
3 Posts
How to you get the coupon ? Is it emailed to you ? How long after sign up ?
1

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Jan 02, 2023 03:07 AM
2,145 Posts
Joined Feb 2008
shojusJan 02, 2023 03:07 AM
2,145 Posts
Quote from gazoonegggs :
How to you get the coupon ? Is it emailed to you ? How long after sign up ?
Been explained over and over in this thread. The coupon is mailed to you with your card, which takes approx 2 weeks to get.
Jan 02, 2023 03:19 AM
1,727 Posts
Joined Dec 2003
lifeatragedyJan 02, 2023 03:19 AM
1,727 Posts
Still haven't used this from the last promo. What are you guys using this on?
Jan 02, 2023 03:20 AM
2,147 Posts
Joined Dec 2003
DealGuyJan 02, 2023 03:20 AM
2,147 Posts
Questions on Reloadable card :

1. Do I have to wait for the card to be shipped/delivered before I can start using it online?

2. Can I reload the money from my bank account as an when needed instantly?
Jan 02, 2023 03:24 AM
106 Posts
Joined Jul 2022
VioletDeer172Jan 02, 2023 03:24 AM
106 Posts
Quote from lifeatragedy :
Still haven't used this from the last promo. What are you guys using this on?
I got some bright home clear storage containers, expo markers, bar keepers friend, scrubbing bubbles toilet gel stamp, borax, Lysol toilet bowl cleaner.
Jan 02, 2023 03:38 AM
8,269 Posts
Joined Jan 2007
dadabJan 02, 2023 03:38 AM
8,269 Posts
Quote from persian_mafia :
I have my credit frozen through all credit bureaus and applied last month and got approved. No hard or soft pull on reloadable
YMMV. I've my credits frozen as well but won't go through despite answering the security questions.
Jan 02, 2023 03:53 AM
2,145 Posts
Joined Feb 2008
shojusJan 02, 2023 03:53 AM
2,145 Posts
Quote from lifeatragedy :
Still haven't used this from the last promo. What are you guys using this on?
Food and supplies for the home.
Jan 02, 2023 03:54 AM
2,145 Posts
Joined Feb 2008
shojusJan 02, 2023 03:54 AM
2,145 Posts
Quote from dadab :
YMMV. I've my credits frozen as well but won't go through despite answering the security questions.
Which are you applying for?

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Jan 02, 2023 04:02 AM
289 Posts
Joined Mar 2021
SharpRailway9531Jan 02, 2023 04:02 AM
289 Posts
Am I missing something? Where does it say you get this 40 dollar coupon?

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