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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,347 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Jul 2006
L7: Teacher
> bubble2 2,304 Posts
279 Reputation
johndoe35
01-13-2023 at 01:13 PM.

Our community has rated this post as helpful. If you agree, why not thank johndoe35

01-13-2023 at 01:13 PM.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
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Joined Jan 2015
peeing outdoors
> bubble2 1,899 Posts
939 Reputation
khronos
01-13-2023 at 01:25 PM.
01-13-2023 at 01:25 PM.
Quote from ITZY_Yeji :
$500 lost interest in a year. Bank of America is also garbage. Not giving money to these 0% interest scam banks.
why would you keep it there for a year?
1
Reply
Joined Jan 2015
peeing outdoors
> bubble2 1,899 Posts
939 Reputation
khronos
01-13-2023 at 01:25 PM.
01-13-2023 at 01:25 PM.
Quote from googcs :
You are better off earning more in a CD right now.
show us the math
4
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Joined Nov 2016
L1: Learner
> bubble2 21 Posts
10 Reputation
pakyunah
01-13-2023 at 01:27 PM.
01-13-2023 at 01:27 PM.
Quote from Arcanlaw :
Yep.

https://www.chase.com/personal/sa...rest-rates

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.

Umm...what am I missing? You lose $115 for a gain of $900?
3
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Joined Nov 2016
L1: Learner
> bubble2 21 Posts
10 Reputation
pakyunah
01-13-2023 at 01:28 PM.
01-13-2023 at 01:28 PM.
Quote from khronos :
show us the math

But then you don't have access if needed.
1
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Joined Jul 2006
L7: Teacher
> bubble2 2,304 Posts
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johndoe35
01-13-2023 at 01:35 PM.
01-13-2023 at 01:35 PM.
Quote from googcs :
Why put money where you are barely earning anything in interest. You are better off earning more in a CD right now.
Did you pass basic Algebra in HS?
2
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Joined Aug 2016
Nightman
> bubble2 1,493 Posts
561 Reputation
Pro
MBP1
01-13-2023 at 01:41 PM.

Our community has rated this post as helpful. If you agree, why not thank MBP1

01-13-2023 at 01:41 PM.
Quote from WuyiL :
Chase private client offers 2K, which looks better.
That deal requires a $250k deposit to get $2k which is a big difference from $15K which nets you $900
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Joined May 2007
L10: Grand Master
> bubble2 8,342 Posts
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diavolo33
01-13-2023 at 01:50 PM.

Our community has rated this post as helpful. If you agree, why not thank diavolo33

01-13-2023 at 01:50 PM.
Perfect timing - the required deposit period for the Ally offer ends next week.

Recommend emailing the offer to yourself in case the public link is quietly deactivated.
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Joined Nov 2013
L7: Teacher
> bubble2 2,799 Posts
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AJDemineh
01-13-2023 at 01:53 PM.
01-13-2023 at 01:53 PM.
Hmm, i have a joint account with my wife through Chase opened about 15 years ago.
Can she open a separate account to take advantage of this offer?
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
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Original Poster
addictedsaver
01-13-2023 at 01:54 PM.
01-13-2023 at 01:54 PM.
Quote from googcs :
Why put money where you are barely earning anything in interest. You are better off earning more in a CD right now.
How much would you earn with $15K in a CD in 90 days?
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
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Original Poster
addictedsaver
01-13-2023 at 01:55 PM.
01-13-2023 at 01:55 PM.
Quote from AJDemineh :
Hmm, i have a joint account with my wife through Chase opened about 15 years ago.
Can she open a separate account to take advantage of this offer?
I don't think so. But you can close the account now, and open it again after 90 days to get the bonus.
Reply

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Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
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tenderidol
01-13-2023 at 01:56 PM.
01-13-2023 at 01:56 PM.
It's been a while since I opened a checking/savings accounts. What do they use for checking credit scores? Need to unfreeze wife's accounts.
Thanks!
1
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