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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,347 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Dec 2005
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> bubble2 1,252 Posts
231 Reputation
gscharp
01-13-2023 at 03:52 PM.
01-13-2023 at 03:52 PM.
Quote from shooooooooter :
Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
Still not a bad deal but great catch. Thanks for coming back and posting about it.

Quote from Arcanlaw :
True - I was referring to the $12 monthly fee that's waived if your dd totaled more than $500 but now I see as long as you have over $5k across both accounts you'd be good.
Also a good thing to point out in case someone ends up leaving just the checking open after the required period (6 mo. apparently) is up.
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,424 Posts
452 Reputation
fangtl
01-13-2023 at 04:12 PM.
01-13-2023 at 04:12 PM.
Quote from shooooooooter :
Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
Can you direct me to where you saw this?
Reply
Joined Jul 2011
L5: Journeyman
> bubble2 644 Posts
142 Reputation
jrdub
01-13-2023 at 04:22 PM.
01-13-2023 at 04:22 PM.
Quote from Arcanlaw :
Yep.

https://www.chase.com/personal/sa...rest-rates

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.
…I'll gladly be "dumb" for $785 profit (before taxes).
1
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,424 Posts
452 Reputation
fangtl
01-13-2023 at 04:42 PM.

Our community has rated this post as helpful. If you agree, why not thank fangtl

01-13-2023 at 04:42 PM.
Quote from johndoe35 :
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
No…23% return would be $3565.

Using your example, if I invested $10000 in mutual fund on 1/1 and it gained 5% this month, then I can claim to have a 60% ROI by multiplying it by 12 month.

Chase is not giving anyone 4 quarters of $900 promos. It's a one time return of 5.8% for three months, which is still pretty decent.
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Joined Apr 2006
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> bubble2 1,424 Posts
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fangtl
01-13-2023 at 05:07 PM.

Our community has rated this post as helpful. If you agree, why not thank fangtl

01-13-2023 at 05:07 PM.
Quote from johndoe35 :
What do you think 3-month treasury yield currently at 4.57% is?

Do you think they give you 4.57% after 3 months?

Are you a complete noob when it comes to calculating APY?

Did you take any finance class in HS or at least college?
Revisit your original post. This is not an apr equation, you stated return on investment. Don't annualize a quarterly payout if it doesn't hold the same rate for the other 3 quarters.
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Joined Mar 2012
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> bubble2 2,164 Posts
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djsvetljo
01-13-2023 at 05:12 PM.
01-13-2023 at 05:12 PM.
Will my spouse work be able to direct deposit to this new account under my name? I guess it will baunce cause of name miss match.
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Joined Sep 2006
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> bubble2 851 Posts
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dingdong123
01-13-2023 at 05:38 PM.
01-13-2023 at 05:38 PM.
Did 600 bonus one 120 days back. This is great offer. Looking at other bank offers.
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Joined Jul 2006
L7: Teacher
> bubble2 2,304 Posts
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johndoe35
01-13-2023 at 06:52 PM.
01-13-2023 at 06:52 PM.
Quote from fangtl :
Not an apy equation either. Math does not work whether you borrow or earn. Let's not argue facts, it's not a 23% return, no one is getting $3656 off their $15500 deposit after a year. You believe what you believe, no hair off my back.
I can't believe I'm sitting here arguing over this simple fact. Relative APY is 23% return on investment. Holy mary mother of god. lol
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> bubble2 7 Posts
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wilfredtfs
01-13-2023 at 07:29 PM.
01-13-2023 at 07:29 PM.
Anyone else got denied from opening an account?
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Joined Jul 2006
L10: Grand Master
> bubble2 8,001 Posts
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bigbearballs
01-13-2023 at 07:35 PM.
01-13-2023 at 07:35 PM.
'Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.'

How can we check the last time we got a bonus?
Reply
Joined Aug 2017
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> bubble2 1,141 Posts
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ifelseyesno
01-13-2023 at 08:05 PM.
01-13-2023 at 08:05 PM.
Quote from djsvetljo :
Will my spouse work be able to direct deposit to this new account under my name? I guess it will baunce cause of name miss match.
I've been trying to google the same thing.

There are many posts about people used wrong name or typos in the name and still get their direct deposit, and websites saying most banks dont care, however none of the cases I come across are specific to Chase
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Joined Aug 2017
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> bubble2 1,141 Posts
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ifelseyesno
01-13-2023 at 08:06 PM.
01-13-2023 at 08:06 PM.
Quote from bigbearballs :
'Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.'

How can we check the last time we got a bonus?

call and ask
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