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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,249 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,249 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Nov 2010
L9: Master
> bubble2 4,220 Posts
759 Reputation
wealthisachoice
01-13-2023 at 08:06 PM.
01-13-2023 at 08:06 PM.
Link is not working?? Dead already? I doubt if it's dead==chase needs the $$$
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 8,001 Posts
1,213 Reputation
bigbearballs
01-13-2023 at 08:07 PM.
01-13-2023 at 08:07 PM.
Quote from ifelseyesno :
call and ask

I don't want to tip them off, you know!
Reply
Joined Nov 2013
L5: Journeyman
> bubble2 518 Posts
34 Reputation
YawY
01-13-2023 at 08:23 PM.
01-13-2023 at 08:23 PM.
Are we all doing DD from employers or there are other easy DDs?
Reply
Joined Aug 2008
L2: Beginner
> bubble2 48 Posts
58 Reputation
thesamurai
01-13-2023 at 08:36 PM.

Our community has rated this post as helpful. If you agree, why not thank thesamurai

01-13-2023 at 08:36 PM.
Quote :
Will my spouse work be able to direct deposit to this new account under my name? I guess it will baunce cause of name miss match.
I did a $100 DD from my employer to my college daughter's new Chase accounts for the last $600 bonus with Chase. It worked without issue.
1
Reply
Joined Jul 2013
L3: Novice
> bubble2 103 Posts
34 Reputation
deal4q
01-13-2023 at 08:50 PM.
01-13-2023 at 08:50 PM.
Ding it! Just opened the total combo three days ago with the $600 promo. Anyone knows if customer service ever matches offer?
Reply
Joined Dec 2016
L2: Beginner
> bubble2 25 Posts
10 Reputation
BTree
01-13-2023 at 09:16 PM.
01-13-2023 at 09:16 PM.
Quote from addictedsaver :
yes, just google "what counts as direct deposit for bank bonuses". a few sites have information about ACHs working

Can we have this account created for house wife as primary and husband as joint owner to make up direct deposit?
Reply
Joined Nov 2012
L2: Beginner
> bubble2 52 Posts
52 Reputation
Odiu
01-13-2023 at 09:37 PM.
01-13-2023 at 09:37 PM.
Quote from wilfredtfs :
Anyone else got denied from opening an account?
Yep not sure why, don't know if I should try a different browser or in person.
Reply

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Joined Feb 2010
L6: Expert
> bubble2 1,509 Posts
376 Reputation
nojmplease
01-14-2023 at 05:15 AM.
01-14-2023 at 05:15 AM.
Wow - this offer was only $600 combined a few days ago. I couldn't sign up (keep getting a "it looks like you need to fill out more profile info" error message, despite having the info filled out) so I guess that worked out after all. I'll try to get this one to work instead!
Reply
Joined Nov 2018
L2: Beginner
> bubble2 81 Posts
22 Reputation
rfhjr
01-14-2023 at 05:30 AM.
01-14-2023 at 05:30 AM.
Quote from BTree :
Can we have this account created for house wife as primary and husband as joint owner to make up direct deposit?
Most bank deposit account online applications only a accept single applicants name. You can add a joint owner but in most cases both individuals will have to go to a branch in order to do this.
Reply
Joined Nov 2015
L4: Apprentice
> bubble2 363 Posts
52 Reputation
yxs8016
01-14-2023 at 05:37 AM.
01-14-2023 at 05:37 AM.
Damn, did it when the total bonus was $600. That sucks. I hope they'd match this new bonus for me, which is unlikely...
Reply
Joined Jan 2011
L5: Journeyman
> bubble2 722 Posts
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mysore99
01-14-2023 at 06:00 AM.

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01-14-2023 at 06:00 AM.
Quote from ifelseyesno :
"Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government"

is there any other way for direct deposit for a house wife?
If you are expecting Tax refund, that will count as Direct Deposit.
1
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Joined Nov 2013
L6: Expert
> bubble2 1,358 Posts
223 Reputation
hizzaah
01-14-2023 at 06:37 AM.
01-14-2023 at 06:37 AM.
Had to open in incognito to get the right offer to appear. Emailed ourselves codes - thanks OP
Reply
Joined Nov 2008
L7: Teacher
> bubble2 2,964 Posts
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automated
01-14-2023 at 07:04 AM.
01-14-2023 at 07:04 AM.
I did this deal last month and am still waiting for bonus to post, when total for both activities was only $600. Anyone had any success getting chase to match current offers?
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Joined May 2015
L5: Journeyman
> bubble2 639 Posts
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Original Poster
addictedsaver
01-14-2023 at 07:27 AM.

Our community has rated this post as helpful. If you agree, why not thank addictedsaver

01-14-2023 at 07:27 AM.
Quote from mpdclarke :
You will pay $220 or so in taxes on that interest, plus you would lose $125 in interest on that money.

You should still net over $500, but it is a bit less appealing. Not a bad deal, though. Especially if you plan to keep the new checking account.

You pay tax on all interest. It's not a reason not to go after the highest interest available.

Also it's better to close both checking and savings after you get the bonus and repeat after 2 years. This $900 bonus is rare but $600 is usually available.
1
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