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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,249 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,249 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined May 2015
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> bubble2 639 Posts
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Original Poster
addictedsaver
01-14-2023 at 07:29 AM.
01-14-2023 at 07:29 AM.
Quote from deal4q :
Ding it! Just opened the total combo three days ago with the $600 promo. Anyone knows if customer service ever matches offer?

They usually don't, but send a message and ask anyway.
Reply
Joined Jan 2011
L5: Journeyman
> bubble2 722 Posts
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mysore99
01-14-2023 at 07:45 AM.
01-14-2023 at 07:45 AM.
If you are eligible and can do it (have cash and direct deposit), this is a great deal.

I am amazed that so many senior members post without thinking how new comers are misled into thinking this is not a good deal.
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
8,878 Reputation
tenderidol
01-14-2023 at 07:47 AM.
01-14-2023 at 07:47 AM.
Quote from mpdclarke :
You will pay $220 or so in taxes on that interest, plus you would lose $125 in interest on that money.

You should still net over $500, but it is a bit less appealing. Not a bad deal, though. Especially if you plan to keep the new checking account.
This should be analyzed within the context of "I have $15K to park somewhere for 90 days". That way, you can compare the net gain (after taxes, lost savings, etc, etc) between this and an alternative. As the OP mentioned above, you pay taxes on all interest.
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
8,878 Reputation
tenderidol
01-14-2023 at 07:49 AM.

Our community has rated this post as helpful. If you agree, why not thank tenderidol

01-14-2023 at 07:49 AM.
Quote from mysore99 :
If you are eligible and can do it (have cash and direct deposit), this is a great deal.

I am amazed that so many senior members post without thinking how new comers are misled into thinking this is not a good deal.
Crazy, right?
1
Reply
Joined Aug 2017
L6: Expert
> bubble2 1,141 Posts
183 Reputation
ifelseyesno
01-14-2023 at 07:58 AM.

Our community has rated this post as helpful. If you agree, why not thank ifelseyesno

01-14-2023 at 07:58 AM.
Quote from yxs8016 :
Damn, did it when the total bonus was $600. That sucks. I hope they'd match this new bonus for me, which is unlikely...

Yes, they match their own promos within 21 days
2
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Joined Nov 2008
L5: Pokeman
> bubble2 8,959 Posts
676 Reputation
Lanmanna
01-14-2023 at 08:14 AM.
01-14-2023 at 08:14 AM.
Quote from Arcanlaw :
Yep.

https://www.chase.com/personal/sa...rest-rates

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.
You're still making 785 bucks.
1
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Joined Nov 2010
L9: Master
> bubble2 4,220 Posts
759 Reputation
wealthisachoice
01-14-2023 at 08:16 AM.
01-14-2023 at 08:16 AM.
Is anyone able to get to the website for the $900 bonus? I can't find the page--gives an error. If you can--can you give me a link?
Reply

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Joined Feb 2006
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> bubble2 19,681 Posts
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tenderidol
01-14-2023 at 08:16 AM.
01-14-2023 at 08:16 AM.
Quote from Arcanlaw :
Yep.

https://www.chase.com/personal/sa...rest-rates

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.
Quote from Lanmanna :
You're still making 785 bucks.
You and I -and everyone with a shred of common sense- are "dumb" apparently .
2
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Joined May 2019
L6: Expert
> bubble2 1,164 Posts
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Max_CreditCards
01-14-2023 at 08:17 AM.
01-14-2023 at 08:17 AM.
For only the $300 checking bonus it doesn't state anything about keeping the account open for 90 days before receiving the bonus, is that accurate? So i can simply open the account, set up direct deposit, and within 15 days after my first dd hits i will recieve the bonus? Essentially getting the bonus within a few weeks of opening?
Reply
Joined Nov 2008
L5: Pokeman
> bubble2 8,959 Posts
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Lanmanna
01-14-2023 at 08:18 AM.
01-14-2023 at 08:18 AM.
Quote from mpdclarke :
You will pay $220 or so in taxes on that interest, plus you would lose $125 in interest on that money.

You should still net over $500, but it is a bit less appealing. Not a bad deal, though. Especially if you plan to keep the new checking account.
No matter where you put it, you're still paying taxes on your money if it's accruing interest. Only way it's not is if you have it all in a checking account or under your mattress, but then you're losing money to inflation.
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
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tenderidol
01-14-2023 at 08:18 AM.
01-14-2023 at 08:18 AM.
Quote from wealthisachoice :
Is anyone able to get to the website for the $900 bonus? I can't find the page--gives an error. If you can--can you give me a link?
It opens fine in Chrome incognito mode here.
Reply
Joined Nov 2008
L5: Pokeman
> bubble2 8,959 Posts
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Lanmanna
01-14-2023 at 08:20 AM.
01-14-2023 at 08:20 AM.
Quote from tenderidol :
You and I -and everyone with a shred of common sense- are "dumb" apparently .
Some people can't seem to grasp the idea that this bonus is basically functioning as a savings account. No idea why someone would choose $115 over $900. Lol
Reply
Joined Nov 2010
L9: Master
> bubble2 4,220 Posts
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wealthisachoice
01-14-2023 at 08:20 AM.
01-14-2023 at 08:20 AM.
If people would do the math--it's simple--this is a great deal if you have the 15K to sit there for 90 days and you can do a DD. You have to keep your $$$ working for you. Yes you can work for $$$ but stupid not to have your $$$ working for you at the same time. Thanks OP for posting this. Just hoping to get a link to it so I can open up 1 or 2 or 3 accounts Smilie. Several of us did it the last time they had the $900 bonus and that was about 2 years ago.
1
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Joined Nov 2008
L5: Pokeman
> bubble2 8,959 Posts
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Lanmanna
01-14-2023 at 08:22 AM.
01-14-2023 at 08:22 AM.
Quote from Arcanlaw :
Yeah sorry, I didn't think I'd need to simplify this so much since it seems like common sense.

Yes, you get $900. But you're giving up $115+ by doing nothing - you're not trading one for the other, you are jumping through hoops for $785. Still a decent profit, just be aware of their crap "savings account" since most would assume it pays *some* amount of interest.
The hoops are opening an account and funding the checking/savings accounts. Oh wow! That's like 30 minutes worth of work tops. So much work for free money!
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Joined Feb 2006
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> bubble2 19,681 Posts
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tenderidol
01-14-2023 at 08:25 AM.
01-14-2023 at 08:25 AM.
Quote from Lanmanna :
The hoops are opening an account and funding the checking/savings accounts. Oh wow! That's like 30 minutes worth of work tops. So much work for free money!
That reply is such a pathetic attempt at trying to sound "smart"... "need to simplify this so much since it seems like common sense". Thank you your holiness! LMAO
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Last edited by tenderidol January 14, 2023 at 08:29 AM.
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