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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,493 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,493 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Nov 2008
L7: Teacher
> bubble2 2,001 Posts
510 Reputation
gt5oh
01-14-2023 at 11:12 PM.
01-14-2023 at 11:12 PM.
Quote from ifelseyesno :
I've been trying to google the same thing.

There are many posts about people used wrong name or typos in the name and still get their direct deposit, and websites saying most banks dont care, however none of the cases I come across are specific to Chase
Open a joint account?
Reply
Joined Jan 2016
L5: Journeyman
> bubble2 600 Posts
181 Reputation
singhster
01-14-2023 at 11:15 PM.
01-14-2023 at 11:15 PM.
This is the time to open. Thanks op!!
Reply
Joined Jan 2018
L2: Beginner
> bubble2 54 Posts
14 Reputation
SSSSSJ
01-14-2023 at 11:29 PM.
01-14-2023 at 11:29 PM.
If I transfer fund from my bofa checking to chase checking.will it be called as direct deposit?
2
Reply
Joined Aug 2005
L5: Journeyman
> bubble2 633 Posts
129 Reputation
deal_master
01-14-2023 at 11:52 PM.
01-14-2023 at 11:52 PM.
Quote from shooooooooter :
Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
Where is this information? didn't see in the Bonus/Account Information section at the link?
Reply
Joined Aug 2014
L4: Apprentice
> bubble2 432 Posts
26 Reputation
AmazingDeals88
01-15-2023 at 12:03 AM.
01-15-2023 at 12:03 AM.
I have a chase business account, can I open a chase personal account and get the bonus?
1
Reply
Joined Mar 2012
L3: Novice
> bubble2 199 Posts
22 Reputation
yudaman
01-15-2023 at 12:03 AM.
01-15-2023 at 12:03 AM.
Just want to make sure...after the 90 day requirement is met, do I still need to keep the account open for another 3 months? Can I move the $15k to another bank and still keep the chase accounts open?
Reply
Joined Aug 2018
L2: Beginner
> bubble2 66 Posts
10 Reputation
GreenMoney6014
01-15-2023 at 12:21 AM.
01-15-2023 at 12:21 AM.
authorize the Social Security Administration (SSA) to verify and disclose to JPMorgan Chase Bank, N.A. through Early Warning Services, LLC, their service provider for the purpose of this transaction whether the name, Social Security Number (SSN) and date of birth I have submitted matches information in SSA records. My consent is for a one-time validation within the next 90 days.

Does anyone know what this "Early Warning Services LLC" is? Is this another company which handles SSN related processing? Too many places SSN is exposed.
Difficult to keep track of all credit agencies and now Chexsystems and so on
Reply

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Joined Dec 2008
L9: Master
> bubble2 5,877 Posts
494 Reputation
Pro
regcustomer88
01-15-2023 at 12:28 AM.
01-15-2023 at 12:28 AM.
I have chase from last 10-15 years. Do you guys occasionally close bank accounts every few years and open new ones for bonuses ? Isn't this a bit complicated to deal with?
Reply
Joined Jan 2015
L3: Novice
> bubble2 229 Posts
60 Reputation
christian_beltran
01-15-2023 at 12:43 AM.
01-15-2023 at 12:43 AM.
Who has $15K readily available to do this and what do you do for a living!?
4
5
Reply
Joined Sep 2006
L6: Expert
> bubble2 1,527 Posts
311 Reputation
my3cents
01-15-2023 at 12:58 AM.
01-15-2023 at 12:58 AM.
Quote from Arcanlaw :
Yeah sorry, I didn't think I'd need to simplify this so much since it seems like common sense.

Yes, you get $900. But you're giving up $115+ by doing nothing - you're not trading one for the other, you are jumping through hoops for $785. Still a decent profit, just be aware of their crap "savings account" since most would assume it pays *some* amount of interest.
And I think you're paying income tax on $900. So $785 becomes maybe $500 (or more or less depending on your tax bracket).
1
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Joined Sep 2014
L3: Novice
> bubble2 281 Posts
30 Reputation
arcolog2
01-15-2023 at 02:07 AM.
01-15-2023 at 02:07 AM.
I always wanted to help fund JP Morgan's s*x trafficking! Now I get $900?!
1
4
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Joined Mar 2020
L4: Apprentice
> bubble2 337 Posts
58 Reputation
easybeart
01-15-2023 at 02:20 AM.
01-15-2023 at 02:20 AM.
Should I take a $15k loan out for this to qualify for the minimum deposit?
2
1
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Joined Jun 2013
L3: Novice
> bubble2 145 Posts
38 Reputation
krowchingpanda
01-15-2023 at 02:28 AM.
01-15-2023 at 02:28 AM.
Been holding out on applying for any Chase offers as I was waiting for this kind of offer. Last time I saw this offer was in 2019, but forgot to apply in time. Just got a $600 offer in the mail a couple months ago, but my patience paid off. Definitely will be applying this time!
Reply
Joined May 2009
L10: Grand Master
> bubble2 6,367 Posts
jkloisdafoiwdaf
01-15-2023 at 02:39 AM.
01-15-2023 at 02:39 AM.
Quote :
The coupon code you entered can only be redeemed for your savings account.
dafaq
1
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