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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,865 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,865 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Nov 2010
L9: Master
> bubble2 4,221 Posts
759 Reputation
wealthisachoice
01-15-2023 at 12:02 PM.
01-15-2023 at 12:02 PM.
Quote from JSchuck :
You guys are all missing the details. It is not just 15k to get the $900. It is 30k. So cut all of your return calculations in half.

Quoting OP:
To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
YES you have to complete requirements for BOTH---what is the requirement for checking?
What is the requirement for Savings---never saw a certain $$$ amount for checking--only a DD.

Wake up and re-read it.
Reply
Joined Mar 2010
Supreme Bashar
> bubble2 323 Posts
62 Reputation
rhpt
01-15-2023 at 12:15 PM.
01-15-2023 at 12:15 PM.
How long do you have to keep the checking and savings account open after the $900?
Reply
Joined Feb 2016
...confuzed
> bubble2 3,308 Posts
650 Reputation
dazedxxx
01-15-2023 at 12:22 PM.
01-15-2023 at 12:22 PM.
If i meet all the requirements do I have to have direct deposit for the whole 90 days, and say I lose funding/job for that DD do i just get charged a fee, or do I lose out on some/all of the bonuses.

I see they pay out after 15 days
of meeting requirements, but what happens if i lose my dd after payout?

Thanks read the whole thread, and couldn't find that information.
Reply
Joined Apr 2010
L4: Apprentice
> bubble2 457 Posts
299 Reputation
just4shoppin
01-15-2023 at 12:23 PM.
01-15-2023 at 12:23 PM.
Damn.. I just opened last week for $600 offer. Can i upgrade to this offer ?
Reply
Joined Feb 2016
...confuzed
> bubble2 3,308 Posts
650 Reputation
dazedxxx
01-15-2023 at 12:23 PM.
01-15-2023 at 12:23 PM.
Quote from rhpt :
How long do you have to keep the checking and savings account open after the $900?

It was said 6 months total.
Reply
Joined Mar 2010
Supreme Bashar
> bubble2 323 Posts
62 Reputation
rhpt
01-15-2023 at 12:24 PM.

Our community has rated this post as helpful. If you agree, why not thank rhpt

01-15-2023 at 12:24 PM.
Quote from just4shoppin :
Damn.. I just opened last week for $600 offer. Can i upgrade to this offer ?
Another post said if you opened your account in the past 21 days, Chase will upgrade the offer
1
Reply
Joined Jun 2016
L3: Novice
> bubble2 154 Posts
95 Reputation
sabby007
01-15-2023 at 12:28 PM.
01-15-2023 at 12:28 PM.
Apart from not having a Chase account for 90 days, important thing to notice is that :

"You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date"
Reply

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Joined Mar 2005
Renaissance Man
> bubble2 6,229 Posts
1,938 Reputation
PedroR
01-15-2023 at 12:31 PM.
01-15-2023 at 12:31 PM.
Quote from Lanmanna :
You're still making 785 bucks.
youre spoiling their party
Reply
Joined Oct 2008
L4: Apprentice
> bubble2 356 Posts
45 Reputation
slickdude99
01-15-2023 at 12:41 PM.
01-15-2023 at 12:41 PM.
Can I close my existing Checking account and open Checking+Savings for $900?
Reply
Joined Dec 2016
L3: Novice
> bubble2 298 Posts
61 Reputation
malmskd
01-15-2023 at 01:22 PM.
01-15-2023 at 01:22 PM.
Quote from aquint5554 :
Not a bad deal for a few months commitment. I personally wouldn't keep the checking account after fulfillment. As someone that has Schwab , their checking is much checking/savings out there

Agreed. I have a Schwab checking account for 20 years and it's my "anchor or bill pay" account (free unlimited ATMs anywhere, free checks, etc). I open and close other checking accounts for the bonuses.
Reply
Joined Dec 2016
L3: Novice
> bubble2 298 Posts
61 Reputation
malmskd
01-15-2023 at 01:24 PM.
01-15-2023 at 01:24 PM.
Quote from ieee488 :
So, set up two (2) Zelle accounts?
One for the old checking account and one for the Chase checking account?

I already have Zelle connected to checking #1.

Yep, a Zelle account only needs an email or cell phone number, so designate one email to checking #1 and another email address to checking #2.
1
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
01-15-2023 at 01:31 PM.
01-15-2023 at 01:31 PM.
Quote from malmskd :
Yep, a Zelle account only needs an email or cell phone number, so designate one email to checking #1 and another email address to checking #2.
Good to know! Thanks.
I had thought that Zelle wouldn't let someone have more than one Zelle account.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
01-15-2023 at 01:34 PM.

Our community has rated this post as helpful. If you agree, why not thank ieee488

01-15-2023 at 01:34 PM.
Quote from dazedxxx :
If i meet all the requirements do I have to have direct deposit for the whole 90 days, and say I lose funding/job for that DD do i just get charged a fee, or do I lose out on some/all of the bonuses.

I see they pay out after 15 days
of meeting requirements, but what happens if i lose my dd after payout?

Thanks read the whole thread, and couldn't find that information.
I only did three weekly direct deposits and stopped it.
No clawback of the payout.
All you need is one direct deposit.
3
Reply
Joined Sep 2014
L3: Novice
> bubble2 136 Posts
18 Reputation
vazgen112
01-15-2023 at 01:51 PM.
01-15-2023 at 01:51 PM.
Hate deals that aren't any good for existing customers.
3
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Joined Nov 2017
New User
> bubble2 6 Posts
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Shabby1994
01-15-2023 at 02:00 PM.
01-15-2023 at 02:00 PM.
Just here to correct the math of a lot of people. Please don't calculate ROI for 900$ in exchange of parking $15K USD.

A new customer will get 300 for opening a checking, 200 for opening savings if they park $15K. and then 400 if they do both.

This is still a better ROI (I have Marcus that gives me 5.3%) but for people who don't have 15K to park, its still a good deal for them given that they can still make 300$
1
1
1
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Last edited by Shabby1994 January 15, 2023 at 02:05 PM.
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