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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,347 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,347 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Jun 2021
L2: Beginner
> bubble2 95 Posts
10 Reputation
MoneyPrinter
01-15-2023 at 04:08 PM.
01-15-2023 at 04:08 PM.
Quote from dazedxxx :
tell me more about your username...Smilie

911911911911
1
Reply
Joined Aug 2017
L6: Expert
> bubble2 1,141 Posts
183 Reputation
ifelseyesno
01-15-2023 at 04:09 PM.
01-15-2023 at 04:09 PM.
Quote from sexydude :
I got below response after trying to open account online. Is it normal or something was flagged for review?

We're reviewing your application for Chase Total Checking® and Chase SavingsSM
You're all set for now. We'll send a response to the email address you provided on your application within 1 to 2 business days

Usually this means you will need to call or go to a branch to provide ID
1
Reply
Joined Apr 2011
L5: Journeyman
> bubble2 833 Posts
416 Reputation
sexydude
01-15-2023 at 04:42 PM.
01-15-2023 at 04:42 PM.
Quote from ifelseyesno :
Usually this means you will need to call or go to a branch to provide ID
thanks.. I will give them a call and find out.
Reply
Joined Sep 2018
L6: Expert
> bubble2 1,299 Posts
126 Reputation
gathermewool
01-15-2023 at 05:04 PM.
01-15-2023 at 05:04 PM.
Am I missing something or can I setup DD to a new Chase checking account, wait 16 days, and then transfer the DD and $300 out and close the account, minus what appears to be a fee to transfer. Maybe the fee can be waived if the account is closed? Still reading.

Edit: just saw the 6 month early termination loss of bonus. Still reading to see how many checks I need to deposit to keep the bonus.
2
Reply
Last edited by gathermewool January 15, 2023 at 05:15 PM.
Joined Dec 2013
L6: Expert
> bubble2 1,498 Posts
392 Reputation
VincentV2528
01-15-2023 at 05:08 PM.
01-15-2023 at 05:08 PM.
My wife is under my checking account as a joint owner. Is she eligible for this promotion?
Reply
Joined Sep 2013
L4: Apprentice
> bubble2 388 Posts
58 Reputation
jlwren
01-15-2023 at 05:14 PM.
01-15-2023 at 05:14 PM.
Quote from addictedsaver :
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.
Yes, really poor math. at 4%, one would earn ~$125 for 3 months. So, if you're only doing the savings part, is it really worth an extra $75? Not to me
2
Reply
Joined Feb 2016
...confuzed
> bubble2 3,295 Posts
650 Reputation
dazedxxx
01-15-2023 at 05:26 PM.
01-15-2023 at 05:26 PM.
Quote from jlwren :
Yes, really poor math. at 4%, one would earn ~$125 for 3 months. So, if you're only doing the savings part, is it really worth an extra $75? Not to me

Um, but he mentions $900 dollars you would earn, nothing about just savings account.....FAIL

Its about getting all the money, not just the savings bonus.
1
Reply
Last edited by dazedxxx January 15, 2023 at 05:31 PM.

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Joined Feb 2016
...confuzed
> bubble2 3,295 Posts
650 Reputation
dazedxxx
01-15-2023 at 05:30 PM.
01-15-2023 at 05:30 PM.
Quote from gathermewool :
Am I missing something or can I setup DD to a new Chase checking account, wait 16 days, and then transfer the DD and $300 out and close the account, minus what appears to be a fee to transfer. Maybe the fee can be waived if the account is closed? Still reading.

Edit: just saw the 6 month early termination loss of bonus. Still reading to see how many checks I need to deposit to keep the bonus.

Let us know if you find out otherwise, the other SD'er that answered my post said just 1, or at the least after you get the money.
Reply
Joined Dec 2006
L11: Expert
> bubble2 2,703 Posts
233 Reputation
kitkat1
01-15-2023 at 05:34 PM.
01-15-2023 at 05:34 PM.
Is it better to go directly to bank to open account or just open online? Is branch busy? do we need appointment
Reply
Joined May 2021
L3: Novice
> bubble2 782 Posts
107 Reputation
ImagineNoReligion
01-15-2023 at 05:56 PM.
01-15-2023 at 05:56 PM.
Quote from rshakelford :
So considering you dont qualify for the offer if you're a current customer and
1) have had an account with them in the past 90 days AND
2) offer expires on 04/19

what's the fastest way to zero out my current checking account and close it? I know getting cash out of the ATM is one option but I'd rather not deal with that

transferring funds to another one of my bank accounts will take 3 business days
Go to the branch and close the account. They'll give you a check. Deposit it at the bank from which you'll be funding the new savings account.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
01-15-2023 at 05:59 PM.
01-15-2023 at 05:59 PM.
Quote from kitkat1 :
Is it better to go directly to bank to open account or just open online? Is branch busy? do we need appointment
I walked into my Chase branch back in December to open an account.
The rep told me she had an appointment and told me to come back in a hour.
I went to Target to buy some stuff and went back.
So I guess make an appointment if you don't want to wait.
Reply
Joined May 2021
L3: Novice
> bubble2 782 Posts
107 Reputation
ImagineNoReligion
01-15-2023 at 06:00 PM.
01-15-2023 at 06:00 PM.
Quote from tivoboy :
Other than what is says about the overall macro economy, banks WANT long rates lower… they borrow long and lend short (where rates are higher comparatively).
You've got it backwards, buddy. They borrow short and lend long, and that's why bank runs are so dangerous.
Reply
Joined Jan 2015
peeing outdoors
> bubble2 1,899 Posts
939 Reputation
khronos
01-15-2023 at 06:00 PM.
01-15-2023 at 06:00 PM.
Quote from kitkat1 :
Is it better to go directly to bank to open account or just open online? Is branch busy? do we need appointment
I just looked inside the bank window. They were all goofing off
1
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
01-15-2023 at 06:01 PM.
01-15-2023 at 06:01 PM.
Quote from gathermewool :
Am I missing something or can I setup DD to a new Chase checking account, wait 16 days, and then transfer the DD and $300 out and close the account, minus what appears to be a fee to transfer. Maybe the fee can be waived if the account is closed? Still reading.

Edit: just saw the 6 month early termination loss of bonus. Still reading to see how many checks I need to deposit to keep the bonus.

I answered someone else who asked this same question.

The answer is one direct deposit.

I just did this offer last month for the $300 for the checking account. I didn't have the $15K for the savings account.
Reply
Last edited by ieee488 January 15, 2023 at 07:14 PM.

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Joined Jun 2018
L5: Journeyman
> bubble2 656 Posts
72 Reputation
OlivePenguin524
01-15-2023 at 06:23 PM.
01-15-2023 at 06:23 PM.
Quote from ifelseyesno :
Usually this means you will need to call or go to a branch to provide ID
I got the same thing applying for an Amazon card ... I have my credit locked, so that might have something to do with it too.
Reply
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