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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
484,078 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
484,078 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Feb 2016
...confuzed
> bubble2 3,308 Posts
650 Reputation
dazedxxx
01-15-2023 at 06:36 PM.
01-15-2023 at 06:36 PM.
Quote from khronos :
I just looked inside the bank window. They were all goofing off

That was the cleaning crew since they are closed on sundays, and don't reopen until tuesday.
Reply
Joined May 2009
L4: Apprentice
> bubble2 435 Posts
53 Reputation
dtm1017
01-15-2023 at 06:37 PM.
01-15-2023 at 06:37 PM.
Couldn't finish the application because it said my Experian report was frozen. Should I unfreeze for the soft pull?
Reply
Joined Feb 2016
...confuzed
> bubble2 3,308 Posts
650 Reputation
dazedxxx
01-15-2023 at 06:39 PM.
01-15-2023 at 06:39 PM.
Quote from dtm1017 :
Couldn't finish the application because it said my Experian report was frozen. Should I unfreeze for the soft pull?

Yeah, I think i had to unlock that one for another bank account I opened. Just do a temporary thaw.
Reply
Joined Jan 2019
New User
> bubble2 19 Posts
10 Reputation
Bhawish01
01-15-2023 at 06:40 PM.
01-15-2023 at 06:40 PM.
Quote from johndoe35 :
To compare 3-month treasury yield is currently 4.57% but you'll get 23% from Chase. Ally is garbage.

Chase refer a friend also works with this is I refer friends? Or my friend must go directly to site? How do I get my referral and he gets his 900? Any clue?
Reply
Joined Feb 2016
...confuzed
> bubble2 3,308 Posts
650 Reputation
dazedxxx
01-15-2023 at 06:43 PM.
01-15-2023 at 06:43 PM.
Quote from Bhawish01 :
Chase refer a friend also works with this is I refer friends? Or my friend must go directly to site? How do I get my referral and he gets his 900? Any clue?

Probably refer your friend, then have him go into the bank with your referral, plus the email from this deal, and explain it all to the personal banker, and ask if the banker will make it work.
Reply
Last edited by dazedxxx January 15, 2023 at 06:49 PM.
Joined Apr 2008
L3: Novice
> bubble2 192 Posts
31 Reputation
wakerider017
01-15-2023 at 07:06 PM.
01-15-2023 at 07:06 PM.
Probably a dumb question - but I just took advantage of the $900 promo from the Chase Business Ink credit card. Is it safe to assume I could also do this promo and earn another $900, being that I have never had a Chase checking or savings account?
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,287 Posts
2,718 Reputation
cgigate
01-15-2023 at 08:20 PM.
01-15-2023 at 08:20 PM.
Quote from dtm1017 :
Couldn't finish the application because it said my Experian report was frozen. Should I unfreeze for the soft pull?

Open checking or saving account should not need credit check...
3
Reply

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Joined Jan 2007
L10: Grand Master
> bubble2 28,287 Posts
2,718 Reputation
cgigate
01-15-2023 at 08:21 PM.
01-15-2023 at 08:21 PM.
Quote from wakerider017 :
Probably a dumb question - but I just took advantage of the $900 promo from the Chase Business Ink credit card. Is it safe to assume I could also do this promo and earn another $900, being that I have never had a Chase checking or savings account?

Chase credit card promo has nothing to do with banking account promotion...
Reply
Joined Mar 2009
L10: Grand Master
> bubble2 6,574 Posts
6,797 Reputation
freebies4me2
01-15-2023 at 08:50 PM.
01-15-2023 at 08:50 PM.
Quote from ieee488 :
Good to know! Thanks.
I had thought that Zelle wouldn't let someone have more than one Zelle account.
Can have multiple. Need Different phone number and email.
Reply
Joined Oct 2008
L4: Apprentice
> bubble2 356 Posts
45 Reputation
slickdude99
01-15-2023 at 09:07 PM.
01-15-2023 at 09:07 PM.
Can I close my existing Checking account and open Checking+Savings for $900?
Reply
Joined Jan 2010
L3: Novice
> bubble2 187 Posts
22 Reputation
JSchuck
01-15-2023 at 09:30 PM.
01-15-2023 at 09:30 PM.
Quote from tenderidol :
Wow! Look at this genius. Everyone in this thread has not seen that secret clause and Schucky boy caught it. Thanks you, you saved so much lives today. Roll Eyes (Sarcastic)

All you have to do is read. Everyone was talking apy for 900 with 15k.
Reply
Joined Jan 2010
L3: Novice
> bubble2 187 Posts
22 Reputation
JSchuck
01-15-2023 at 09:36 PM.
01-15-2023 at 09:36 PM.
Quote from wealthisachoice :
YES you have to complete requirements for BOTH---what is the requirement for checking?
What is the requirement for Savings---never saw a certain $$$ amount for checking--only a DD.

Wake up and re-read it.

The OP has added further details.
Reply
Last edited by JSchuck January 16, 2023 at 04:44 AM.
Joined Mar 2008
L5: Journeyman
> bubble2 515 Posts
97 Reputation
chils41
01-15-2023 at 09:48 PM.
01-15-2023 at 09:48 PM.
Quote from Dudavis88 :
What is the interest rate on the savings?
Edit: found it 0.01%APY

15 months 3.5% APY
Reply
Joined Feb 2016
...confuzed
> bubble2 3,308 Posts
650 Reputation
dazedxxx
01-15-2023 at 10:27 PM.
01-15-2023 at 10:27 PM.
Quote from cgigate :
Open checking or saving account should not need credit check...

That is incorrect they do check your credit with a soft pull. It needs to be not locked, a banker at chase verified this.
Reply

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Joined Feb 2016
...confuzed
> bubble2 3,308 Posts
650 Reputation
dazedxxx
01-15-2023 at 10:30 PM.
01-15-2023 at 10:30 PM.
Quote from slickdude99 :
Can I close my existing Checking account and open Checking+Savings for $900?

Yes, if you really want it...but you better hurry as you need to have no banking accounts with chase for 90 days.

The banks don't reopen until January 17, and the offer is only good until April 19. Also you cannot have claimed a banking account promo with Chase in the last 2 years (I do not know if credit card promos apply, best to ask if you claimed one, or read the fine print).
Reply
Last edited by dazedxxx January 15, 2023 at 10:39 PM.
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