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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,571 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,571 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Feb 2021
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> bubble2 5 Posts
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Musial6
01-16-2023 at 02:03 PM.
01-16-2023 at 02:03 PM.
Folks - if you are going to trash the interest rate and use numbers to justify your point, please get the math correct. Too many people just dont understand the math and are posting incorrect data. If you are not positive, just dont post.
Reply
Joined Feb 2016
...confuzed
> bubble2 3,300 Posts
650 Reputation
dazedxxx
01-16-2023 at 02:06 PM.
01-16-2023 at 02:06 PM.
Quote from Musial6 :
Folks - if you are going to trash the interest rate and use numbers to justify your point, please get the math correct. Too many people just dont understand the math and are posting incorrect data. If you are not positive, just dont post.

How about they just ask themselves how can I invest $15K and make $900 in 90 days with no risk. Then figure out if its a good deal (or not), and just skip figuring out percentages.

But I'm guessing if they are having a hard time figuring that out, they probably don't have 15k to tie up for 90 days.
Reply
Last edited by dazedxxx January 16, 2023 at 02:17 PM.
Joined Jun 2010
L6: Expert
> bubble2 1,277 Posts
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Pro
incarnate
01-16-2023 at 02:15 PM.
01-16-2023 at 02:15 PM.
Quote from ANC96 :
Hmm.. I was accepted, no problem.
Tried to do one for my daughter and it said with the information I put in the account was denied? The personal info was correct. My daughter has never had any chase account (she's 26),,, she has good credit.. I don't understand. Why would it be refused?
Because it's illegal for you to open an account under your adult daughter's name.
2
Reply
Joined Feb 2016
...confuzed
> bubble2 3,300 Posts
650 Reputation
dazedxxx
01-16-2023 at 02:20 PM.
01-16-2023 at 02:20 PM.
Quote from incarnate :
Because it's illegal for you to open an account under your adult daughter's name.

While that may be true....I'm sure the computer can't tell the difference. That is not what's rejecting the application.
1
Reply
Joined Jul 2011
L10: Grand Master
> bubble2 15,596 Posts
2,175 Reputation
Pro
desi_babu_2010
01-16-2023 at 02:26 PM.
01-16-2023 at 02:26 PM.
bummer....
~8/1/2022.
i took promotion $600.
checking account & savings account
Reply
Joined Aug 2017
L2: Beginner
> bubble2 52 Posts
14 Reputation
gu015
01-16-2023 at 03:09 PM.
01-16-2023 at 03:09 PM.
Quote from desi_babu_2010 :
bummer....
~8/1/2022.
i took promotion $600.
checking account & savings account
i did 600 promotion in oct...just got the bonus...
Reply
Joined Jan 2007
L3: Novice
> bubble2 196 Posts
38 Reputation
ANC96
01-16-2023 at 03:40 PM.
01-16-2023 at 03:40 PM.
Quote from incarnate :
Because it's illegal for you to open an account under your adult daughter's name.
True... however, I'm pretty sure they don't know it was me and not her. So do you have any helpful info to share?
And just to confirm, I was opening one for my daughter, with her permission, for her. And she would be funding her 15k, as I am funding my own account.
Reply

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Joined Jan 2019
L3: Novice
> bubble2 210 Posts
14 Reputation
ShaZam9
01-16-2023 at 03:50 PM.
01-16-2023 at 03:50 PM.
When is this valid until?
Reply
Joined Nov 2007
L3: Novice
> bubble2 188 Posts
34 Reputation
mailtoal
01-16-2023 at 03:51 PM.
01-16-2023 at 03:51 PM.
Quote from Arcanlaw :
No, the $15k is only on the savings side. checking side just needs the dd of $500 total.
All I can find is a direct deposit above $1. Where is $500 listed? I was planning to direct deposit of $100 until I get a bonus in my account.
Reply
Joined Jan 2007
L3: Novice
> bubble2 196 Posts
38 Reputation
ANC96
01-16-2023 at 04:01 PM.
01-16-2023 at 04:01 PM.
Quote from mailtoal :
All I can find is a direct deposit above $1. Where is $500 listed? I was planning to direct deposit of $100 until I get a bonus in my account.
Its to avoid the monthky fees:

Terms for Chase Total Checking:
Account details include:
$12 monthly service fee OR $0 with one of the following each monthly statement period:
Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network
OR a balance at the beginning of each day of $1,500 or more in this account
OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying deposits Footnote9(Opens Overlay)/investments Footnote10
Reply
Joined Jul 2022
New User
> bubble2 1 Posts
10 Reputation
CoolClover4284
01-16-2023 at 04:34 PM.
01-16-2023 at 04:34 PM.
Quote from ANC96 :
True... however, I'm pretty sure they don't know it was me and not her. So do you have any helpful info to share?
And just to confirm, I was opening one for my daughter, with her permission, for her. And she would be funding her 15k, as I am funding my own account.
Banks often have fraud prevention that can detect if multiple applications come from the same IP address. It could be that the application for your daughter was automatically rejected for being suspected as fraudulent.
Reply
Joined Aug 2017
L3: Novice
> bubble2 151 Posts
37 Reputation
vintagestx
01-16-2023 at 04:50 PM.
01-16-2023 at 04:50 PM.
Quote from mailtoal :
All I can find is a direct deposit above $1. Where is $500 listed? I was planning to direct deposit of $100 until I get a bonus in my account.
$500 is the monthly DD amount to avoid the $12 fee.
Reply
Joined Jan 2007
L3: Novice
> bubble2 196 Posts
38 Reputation
ANC96
01-16-2023 at 04:55 PM.
01-16-2023 at 04:55 PM.
Quote from CoolClover4284 :
Banks often have fraud prevention that can detect if multiple applications come from the same IP address. It could be that the application for your daughter was automatically rejected for being suspected as fraudulent.
Thanks, that could be. But since it's one per person, not household, I doubt that would be the case since husbands/wives could likely be at the same ip address. But who knows.
I sent the code to her email address and she's gonna see if she can go down tomorrow to see why it was denied.
Reply
Joined Jul 2005
L6: Expert
> bubble2 1,541 Posts
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h2deal
01-16-2023 at 04:57 PM.
01-16-2023 at 04:57 PM.
Damn, I just opened both accounts 3 weeks ago when the combined bonus was $600...
Reply

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Joined Dec 2016
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> bubble2 91 Posts
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damzeni1
01-16-2023 at 05:12 PM.
01-16-2023 at 05:12 PM.
Quote from johndoe35 :
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%

Your math is off. It's $900 after 90 days + 15 days until deposit is made. Return is lower than 2% a month.
2
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