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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
484,078 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
484,078 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Aug 2009
L6: Expert
> bubble2 1,639 Posts
164 Reputation
dcguy703
01-18-2023 at 11:56 AM.
01-18-2023 at 11:56 AM.
I have a chase Ink credit card so i have a chase business login. when i signup for this offer i try to login with my business login but it says some information is missing and doesnt let me proceed to open an account
Reply
Last edited by dcguy703 January 18, 2023 at 12:09 PM.
Joined Dec 2007
L5: Journeyman
> bubble2 713 Posts
125 Reputation
ChaChing23
01-18-2023 at 11:57 AM.
01-18-2023 at 11:57 AM.
Quote from StingyCurmudgeon :
Does opening multiple bank accounts in a short period of time affect credit report, or anything else, that I should be aware of?
Sometimes ChexSystems. Sometimes Early Warning Services (EWS).
1
Reply
Last edited by ChaChing23 January 18, 2023 at 12:06 PM.
Joined Jul 2012
L3: Novice
> bubble2 189 Posts
22 Reputation
wakkorules
01-18-2023 at 11:59 AM.
01-18-2023 at 11:59 AM.
Hi all! First time opening up a new Chase account for a bonus. I'm already a Chase customer (have a checking account and a couple credit cards).

When I click open an account for both checking and savings for the full bonus, I get a message that says "The coupon code you entered can only be redeemed for your savings account. Please choose 'continue' to complete your application with the coupon applied to your savings account only."

Is this because I already have a checking account with them? Should I not log into my current Chase account? I figure they will know that I am already banking with them when I submit my personal info/SSN for the new account. Any tips appreciated. Thanks in advance!
Reply
Joined Dec 2013
L3: Novice
> bubble2 129 Posts
44 Reputation
dealzzdevil
01-18-2023 at 12:13 PM.
01-18-2023 at 12:13 PM.
How are some people finding that they are ineligible ? The offer does not seem to be targeted.
Unless of course you already have open chase accounts.
Reply
Joined Nov 2014
L2: Beginner
> bubble2 48 Posts
14 Reputation
mismocanibalismo
01-18-2023 at 12:23 PM.
01-18-2023 at 12:23 PM.
The fine print for the savings account says that you must "keep a balance at the beginning of each day of $300 or more in your savings account" in order to avoid the maintenance fee. Does anyone know if there's a grace period, or do I need to put $300 in the account immediately? I had planned to deposit my $15k as close to 30 days after coupon redemption as possible in order to minimize lost interest from my high yield savings.
Reply
Joined Dec 2015
L10: Grand Master
> bubble2 14,210 Posts
1,640 Reputation
Pro
Spaceman6969
01-18-2023 at 12:30 PM.
01-18-2023 at 12:30 PM.
Man math is so hard as an adult (hated college and did major and then graduated with BA degree in Business Administration)

however I'm willing to do this. All I need to do is follow the instruction. Hopefully I don't mess up.
2
Reply
Joined Jul 2022
Deal Hopper
> bubble2 141 Posts
58 Reputation
RogerKangaroo
01-18-2023 at 12:31 PM.
01-18-2023 at 12:31 PM.
Quote from Sumt0n3 :
It said: Chase Total Checking®
For new Chase checking customers: Open a new Chase Total Checking® account1 and set up direct deposit." You sure the DD don't needs to be a total of $500 a month?
$500/month direct deposit is to keep the checking account fee free. I plan to take my savings down to $300 and leave a biweekly $250 going to the checking to keep them both fee free for the the remaining period of the six month requirement.
Reply

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Joined Sep 2006
WE LIKE IKE!!!
> bubble2 3,269 Posts
222 Reputation
willygee
01-18-2023 at 12:34 PM.
01-18-2023 at 12:34 PM.
Can anyone comment how their service compares to other big banks (boa, wf, etc)?
Reply
Joined Jan 2018
New User
> bubble2 2 Posts
10 Reputation
boshaus
01-18-2023 at 12:38 PM.
01-18-2023 at 12:38 PM.
I did the 600 deal a week ago. I contacted them to see if I could get the 900 deal instead. They applied the new coupon to the account but didn't tell me it'd reset the need to deposit 15k (which I had already done). Irritating but I think I can put 15k more in and then move the original 15k out.
1
1
Reply
Joined Feb 2007
L8: Grand Teacher
> bubble2 3,316 Posts
po-90260
01-18-2023 at 12:46 PM.
01-18-2023 at 12:46 PM.
After receiving the Chase bonuses close the accounts. You may have to go into a branch to do it. Tell them that their interest rates suck.

Discover Bank is paying 2.74% according to my statement.
1
Reply
Joined Sep 2018
L2: Beginner
> bubble2 67 Posts
18 Reputation
MatthewL7094
01-18-2023 at 01:02 PM.
01-18-2023 at 01:02 PM.
Does an allotment split off a primary direct deposit payment count as a direct deposit?
Reply
Joined May 2006
L6: Expert
> bubble2 1,668 Posts
973 Reputation
SDPirates
01-18-2023 at 01:02 PM.
01-18-2023 at 01:02 PM.
This looks like a good deal, my money is just lying in PNC with $0.01 thru 0.05 interest between different accounts Smilie

Thanks OP.
Reply
Joined Oct 2011
L4: Apprentice
> bubble2 368 Posts
111 Reputation
polarisi
01-18-2023 at 01:09 PM.
01-18-2023 at 01:09 PM.
Perfect timing! I was going to get the Chase Private Client checking (no fee with platinum business checking account) anyway. Now, free $900 less $125 opportunity cost. Thanks!
Reply
Joined Sep 2008
L2: Beginner
> bubble2 53 Posts
18 Reputation
bumpdizzle
01-18-2023 at 01:14 PM.
01-18-2023 at 01:14 PM.
Cool deal, but that $900 is definitely going to be reported to the IRS and taxed as income.
Reply

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Joined Mar 2008
L5: Journeyman
> bubble2 791 Posts
296 Reputation
cvrefugee
01-18-2023 at 01:16 PM.
01-18-2023 at 01:16 PM.
The same day I opened the accounts I scheduled a $15K transfer from an external account. Later on I received a phone call from Chase informing me the transfer was rejected with no additional information. I asked if there was a daily transfer limit, but the Chase rep had no answer.

Instead I had to link my Chase Savings account to my source account and push the money through that way, but with a daily $3K limit (source account limit). Anyone else encounter this issue?
Reply
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