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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,919 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,919 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Jul 2017
L5: Journeyman
> bubble2 561 Posts
62 Reputation
chadog900
01-18-2023 at 01:21 PM.
01-18-2023 at 01:21 PM.
Quote from shooooooooter :
Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
where did you see this language? no such verbiage exists in the promo link fine print.

The account just has to remain open for the bonus to be paid out, but there is nothing stating a clawback or forfeit of bonus for not meeting some time threshold.
Reply
Joined Dec 2013
L3: Novice
> bubble2 129 Posts
44 Reputation
dealzzdevil
01-18-2023 at 01:24 PM.
01-18-2023 at 01:24 PM.
Quote from chadog900 :
where did you see this language? no such verbiage exists in the promo link fine print.

The account just has to remain open for the bonus to be paid out, but there is nothing stating a clawback or forfeit of bonus for not meeting some time threshold.
Yes based on past experience you can close once the bonus had been deposited. Usually they won't care about early closure. Assuming you move funds out after bonus, why will they care to have accounts with Zero balances...lol
Reply
Last edited by dealzzdevil January 18, 2023 at 01:38 PM.
Joined Nov 2012
L3: Novice
> bubble2 117 Posts
13 Reputation
623baller
01-18-2023 at 01:27 PM.
01-18-2023 at 01:27 PM.
can i open both accounts under a living trust?
Reply
Joined Feb 2019
L6: Expert
> bubble2 1,144 Posts
86 Reputation
SelfPropelledFive
01-18-2023 at 01:29 PM.
01-18-2023 at 01:29 PM.
sorry, silly question, what if you dont have a job and you just have 15000 cash lying around, anyway to "direct deposit" yourslf?
Reply
Joined Jan 2011
L5: Journeyman
> bubble2 622 Posts
54 Reputation
betterthanhalf
01-18-2023 at 01:32 PM.
01-18-2023 at 01:32 PM.
Quote from RelaxedChannel427 :
Did anyone get the message "your account was opened, but we're having trouble applying your offer. We'll send you an email once it's been applied."
I also got this message. I called in and they said there was a checking account offer but not the savings account offer. They didn't know if the +$400 bonus was applied either. I sent a secure message and guess I'll wait a bit for an email.
Reply
Joined Nov 2020
New User
> bubble2 18 Posts
14 Reputation
ElatedShop6439
01-18-2023 at 01:37 PM.
01-18-2023 at 01:37 PM.
You can put your money in Chase and you may NEVER SEE THEM AGAIN! FYI... They are thief's ! BEWARE ! I wouldnt keep my used toilet paper in there... But thats me.
4
Reply
Joined Dec 2013
L3: Novice
> bubble2 129 Posts
44 Reputation
dealzzdevil
01-18-2023 at 01:41 PM.
01-18-2023 at 01:41 PM.
Quote from ElatedShop6439 :
You can put your money in Chase and you may NEVER SEE THEM AGAIN! FYI... They are thief's ! BEWARE ! I wouldnt keep my used toilet paper in there... But thats me.
laugh out loud...care to explain or give specific instances ?
Reply

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Joined Feb 2006
L10: Grand Master
> bubble2 19,690 Posts
8,878 Reputation
tenderidol
01-18-2023 at 01:47 PM.
01-18-2023 at 01:47 PM.
Quote from bumpdizzle :
Cool deal, but that $900 is definitely going to be reported to the IRS and taxed as income.
Isn't that true for all legally earned interest?
Reply
Joined Mar 2019
L3: Novice
> bubble2 223 Posts
30 Reputation
Brooky03
01-18-2023 at 01:49 PM.
01-18-2023 at 01:49 PM.
You're getting $600 for the $15k deposit, not $900. $300 occurs just for opening a checking account with qualifying direct deposits.

4% ROI. You don't just multiply it by 4 and call 16% your ROI (or 23% based on the faulty math). That's not how ROI works.

4% return with no risk and your money only being tied up for 3 months is a good deal still.
Reply
Joined Apr 2006
L5: Journeyman
> bubble2 575 Posts
61 Reputation
aznboy
01-18-2023 at 02:00 PM.
01-18-2023 at 02:00 PM.
If I go and close it tomorrow, I'll be right at 90 days before I open up a new account for the promo... I feel like they wouldn't honor it as being in the 90th day -_-
Reply
Joined Oct 2018
L2: Beginner
> bubble2 60 Posts
18 Reputation
LeszekS4354
01-18-2023 at 02:00 PM.
01-18-2023 at 02:00 PM.
Quote from addictedsaver :
How much would you earn with $15K in a CD in 90 days?

Check out treasure bonds directly on treasurydirect .com or with your broker. Currently 4 weeks bond yields 4.3% and 8 weeks treasury bond gives you over 4.6%. Really easy to setup and manage purchasing bonds for period you want similar to cd as you lock monies for certain period of time. Once time runs out you can renew if not you get monies back to the account they were transferred from.
Reply
Joined Dec 2014
L3: Novice
> bubble2 231 Posts
62 Reputation
kyledkat
01-18-2023 at 02:08 PM.
01-18-2023 at 02:08 PM.
If I have a checking sand savings account with Chase that I've had for 8+ years now, there's nothing really stopping me from opening new accounts and baking the $900, right?
Reply
Joined Oct 2018
L2: Beginner
> bubble2 60 Posts
18 Reputation
LeszekS4354
01-18-2023 at 02:08 PM.
01-18-2023 at 02:08 PM.
Quote from Jackalope :
Sure, if you have $250,000 to deposit and let sit for 90 days!

https://account.chase.com/consume...lsrc=aw.ds

Treasurydirect.com treasury bonds will yield $885 monthly on $250k. 4 week is currently 4.35 and 8 weeks 4.6%. Also interest is tax free on state level.
Reply
Joined Oct 2018
L2: Beginner
> bubble2 60 Posts
18 Reputation
LeszekS4354
01-18-2023 at 02:09 PM.
01-18-2023 at 02:09 PM.
Also , for those that are looking for high rate account, mysavingsdirect .com offers 4.35%.
1
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Joined Jan 2011
L5: Journeyman
> bubble2 622 Posts
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betterthanhalf
01-18-2023 at 02:24 PM.
01-18-2023 at 02:24 PM.
How do I track the bonus status from the app?
Reply
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