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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,571 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,571 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Jul 2017
L5: Journeyman
> bubble2 560 Posts
62 Reputation
chadog900
01-18-2023 at 04:34 PM.
01-18-2023 at 04:34 PM.
Quote from iyg :
Can I cancel my current accounts and open a new one? I did a similar offer last year.
it has to be closed for 90 days, which right now is a tight window for the end of this promo. I would bet another one like this would come up again later this year though.
Reply
Joined Jul 2017
L5: Journeyman
> bubble2 560 Posts
62 Reputation
chadog900
01-18-2023 at 04:36 PM.
01-18-2023 at 04:36 PM.
Quote from tank_shooter9 :
On the mobile app if you click on the account. Right below the box showing balance there should be a section with gift box icon saying "Your new account bonus". Click on that to track the status.
do you see anything for the $400 show up? I see 200 and 300 for the account specific bonuses.
Reply
Joined May 2019
L5: Journeyman
> bubble2 851 Posts
71 Reputation
RajA3
01-18-2023 at 04:41 PM.
01-18-2023 at 04:41 PM.
Quote from Nebel :
I haven't applied for this yet, but in doing some research it seems people run into issues when trying to pull money into the Chase account. Sometimes the account even becomes locked and requires you to call Chase and then they need to call your funding bank to do some additional verification. It appears pushing the money to Chase or doing a mobile deposit into the account via a check from your other bank are the least pain free methods. Here is a useful link for reference.

https://www.doctorofcredit.com/ps...nt-lockup/

This. My account got locked while transferring the remaining 14900 after transferring 100 successfully first. Will try to do the check method if i can find the checks somewhere.
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-18-2023 at 04:48 PM.
01-18-2023 at 04:48 PM.
Quote from Brooky03 :
You're getting $600 for the $15k deposit, not $900. $300 occurs just for opening a checking account with qualifying direct deposits.

4% ROI. You don't just multiply it by 4 and call 16% your ROI (or 23% based on the faulty math). That's not how ROI works.

4% return with no risk and your money only being tied up for 3 months is a good deal still.

You get $900 with checking and savings by tying up $15K for 3 months.
You will not get $600 with savings only.
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-18-2023 at 04:50 PM.
01-18-2023 at 04:50 PM.
Quote from LeszekS4354 :
Check out treasure bonds directly on treasurydirect .com or with your broker. Currently 4 weeks bond yields 4.3% and 8 weeks treasury bond gives you over 4.6%. Really easy to setup and manage purchasing bonds for period you want similar to cd as you lock monies for certain period of time. Once time runs out you can renew if not you get monies back to the account they were transferred from.

You still won't earn anything close to $900 with $15K in 3 months.
Reply
Joined Nov 2017
L1: Learner
> bubble2 103 Posts
38 Reputation
plinmd
01-18-2023 at 04:51 PM.
01-18-2023 at 04:51 PM.
Quote from dealzzdevil :
Anyone got this response: "Your account was opened, but we are having trouble applying the offer".
What does it mean ? If I don't get this offer I don't want to go through this hassle.

I received the same message. I called Chase customer service, and the rep asked me for the code, added it to my accounts manually, and confirmed the promo dollar amounts.
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-18-2023 at 04:53 PM.
01-18-2023 at 04:53 PM.
Quote from bumpdizzle :
Cool deal, but that $900 is definitely going to be reported to the IRS and taxed as income.

Just like any other interest or income, yes.
Reply

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Joined Jul 2014
L5: Journeyman
> bubble2 585 Posts
223 Reputation
vikkee57
01-18-2023 at 05:07 PM.
01-18-2023 at 05:07 PM.
Was shopping for a new iPhone and didn't wanna pay $900. Thanks Chase.
Reply
Joined Jun 2006
L5: Journeyman
> bubble2 735 Posts
530 Reputation
Pro
illegal_alien
01-18-2023 at 05:09 PM.
01-18-2023 at 05:09 PM.
Quote from plinmd :
I received the same message. I called Chase customer service, and the rep asked me for the code, added it to my accounts manually, and confirmed the promo dollar amounts.

And how do we get the code? I also got the message.
Reply
Joined Nov 2017
L1: Learner
> bubble2 103 Posts
38 Reputation
plinmd
01-18-2023 at 05:12 PM.
01-18-2023 at 05:12 PM.
Quote from illegal_alien :
And how do we get the code? I also got the message.

There's an option to email yourself the coupon on the promotion page, and the email contains your unique coupon code.
Reply
Joined Jun 2019
New User
> bubble2 16 Posts
10 Reputation
JuanB8
01-18-2023 at 05:14 PM.
01-18-2023 at 05:14 PM.
What if you already have an account with Chase?
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-18-2023 at 05:16 PM.
01-18-2023 at 05:16 PM.
Quote from JuanB8 :
What if you already have an account with Chase?

If you have or had an account within last 90 days, you're not eligible for this bonus.
Reply
Joined Apr 2015
L3: Neverending
> bubble2 833 Posts
176 Reputation
hjelten
01-18-2023 at 05:17 PM.
01-18-2023 at 05:17 PM.
Could my wife and I open 2 separate checking and savings accounts to get a $900 bonus each? Also, could I do 2 $500 direct deposits from my paycheck into my wife's account and my account and have it qualify for the bonuses?
Reply
Joined May 2011
L3: Novice
> bubble2 149 Posts
32 Reputation
calislickdealin
01-18-2023 at 05:18 PM.
01-18-2023 at 05:18 PM.
signed up and after account creation received this error message regarding the savings account:

"Important:Your account was opened, but we're having trouble applying your offer. We'll send you an email once it's been applied."

Anyone have experience with this?
Reply

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Joined May 2015
L5: Journeyman
> bubble2 639 Posts
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Original Poster
addictedsaver
01-18-2023 at 05:44 PM.
01-18-2023 at 05:44 PM.
Quote from hjelten :
Could my wife and I open 2 separate checking and savings accounts to get a $900 bonus each? Also, could I do 2 $500 direct deposits from my paycheck into my wife's account and my account and have it qualify for the bonuses?

Yes you can both get the bonus.
Reply
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