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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,571 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,571 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Dec 2015
L4: Apprentice
> bubble2 489 Posts
65 Reputation
Waiting4Hope
01-18-2023 at 05:48 PM.
01-18-2023 at 05:48 PM.
Quote from Nebel :
I haven't applied for this yet, but in doing some research it seems people run into issues when trying to pull money into the Chase account. Sometimes the account even becomes locked and requires you to call Chase and then they need to call your funding bank to do some additional verification. It appears pushing the money to Chase or doing a mobile deposit into the account via a check from your other bank are the least pain free methods. Here is a useful link for reference.

https://www.doctorofcredit.com/ps...nt-lockup/

This might happen when Source and receiving bank owner info doesn't match. It happened with me once so sharing
Reply
Joined Jan 2023
L2: Beginner
> bubble2 45 Posts
18 Reputation
HonestFang731
01-18-2023 at 05:55 PM.
01-18-2023 at 05:55 PM.
Quote from calislickdealin :
signed up and after account creation received this error message regarding the savings account:

"Important:Your account was opened, but we're having trouble applying your offer. We'll send you an email once it's been applied."

Anyone have experience with this?
same error no email Frown no code either hope its not scam
Reply
Joined Feb 2011
L9: Master
> bubble2 4,110 Posts
2,632 Reputation
Pro
iyg
01-18-2023 at 05:56 PM.
01-18-2023 at 05:56 PM.
Quote from chadog900 :
it has to be closed for 90 days, which right now is a tight window for the end of this promo. I would bet another one like this would come up again later this year though.
Their 4 years rule doesn't apply to this?
Reply
Joined Mar 2005
L8: Grand Teacher
> bubble2 3,327 Posts
1,776 Reputation
Pro
JL5
01-18-2023 at 06:02 PM.
01-18-2023 at 06:02 PM.
Quote from christian_beltran :
Who has $15K readily available to do this and what do you do for a living!?
Yes, I have $15k readily available...
As to what I do for a living - I have a job!

Oh, and I live WAY below my means, don't have ANY debt, pay off my credit cards in full every month while enjoying the benefits of hotel & airline miles...and every bank bonus out there I can find.

I'm also old - but was young once and lived paycheck to paycheck, ran up credit card debt, financed vehicles, etc...but learned a long time ago to use money to make money and not finance someone else's lifestyle!​
1
Reply
Joined Dec 2018
New User
> bubble2 11 Posts
10 Reputation
vanderleov
01-18-2023 at 06:04 PM.
01-18-2023 at 06:04 PM.
Applied for the $900 and got this message: Your account was opened, but we're having trouble applying your offer. We'll send you an email once it's been applied.

Anyone else? What was the outcome? Thanks
Reply
Joined Mar 2005
L8: Grand Teacher
> bubble2 3,327 Posts
1,776 Reputation
Pro
JL5
01-18-2023 at 06:05 PM.
01-18-2023 at 06:05 PM.
Quote from hjelten :
Could my wife and I open 2 separate checking and savings accounts to get a $900 bonus each? Also, could I do 2 $500 direct deposits from my paycheck into my wife's account and my account and have it qualify for the bonuses?
I was able to find all the answers to your questions in the 1st few pages of this thread.
Reply
Joined Feb 2019
L3: Novice
> bubble2 242 Posts
18 Reputation
Ethernyx66
01-18-2023 at 06:09 PM.
01-18-2023 at 06:09 PM.
Not available for existing chase customers:

"Bonus/Account Information: Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account."
Reply

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Joined Jul 2017
L5: Journeyman
> bubble2 560 Posts
62 Reputation
chadog900
01-18-2023 at 06:09 PM.
01-18-2023 at 06:09 PM.
Quote from iyg :
Their 4 years rule doesn't apply to this?
I've never heard of that rule. I just read the fine print on the promo. Most banks have a policy of no closed account within 3 months to 1 year for new promos. This one is 90 days.
Reply
Joined Aug 2007
L3: Novice
> bubble2 180 Posts
27 Reputation
lupohki
01-18-2023 at 06:12 PM.
01-18-2023 at 06:12 PM.
Quote from candelabra :
Just an FYI here, early on Chase didn't have a problem with ACHs from a corporate account (what I used) counting as direct deposit. Now they seem to have a problem with it. I'm not sure what they count as direct deposit, as that is what we use for payroll, but maybe they want something from a payroll company (ADP etc). I have no idea, and neither did the clueless people on the support line. Oh and they tell you the app will show you what you need to do to complete the bonus, and for my wifes account, it just wasnt there, and again, it threw them off their script. Good luck

Anyone else have the ACH not counting as direct deposit issue? Hopefully, that's not true as my deposits are ACH.
Reply
Joined Jan 2011
L5: Journeyman
> bubble2 620 Posts
54 Reputation
betterthanhalf
01-18-2023 at 06:13 PM.
01-18-2023 at 06:13 PM.
Quote from iyg :
Their 4 years rule doesn't apply to this?
I think their credit cards are 4 years. This looks likes it's 2 years.
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-18-2023 at 06:17 PM.
01-18-2023 at 06:17 PM.
Quote from lupohki :
Anyone else have the ACH not counting as direct deposit issue? Hopefully, that's not true as my deposits are ACH.

Chase is more strict now with direct deposit requirement.
Reply
Joined Dec 2010
The Natural
> bubble2 419 Posts
39 Reputation
subiemat
01-18-2023 at 06:28 PM.
01-18-2023 at 06:28 PM.
My wife and I have a joint account. I'm primary... Would she qualify for this if she got her own? Can I remove her then have her do it? Does she need to wait a period of time?
Reply
Joined Nov 2017
L3: Novice
> bubble2 170 Posts
70 Reputation
smarty75
01-18-2023 at 06:37 PM.
01-18-2023 at 06:37 PM.
Quote from vanderleov :
Applied for the $900 and got this message: Your account was opened, but we're having trouble applying your offer. We'll send you an email once it's been applied.

Anyone else? What was the outcome? Thanks
Got the same message. Waiting for the email from them. Hope they fix it
Reply
Joined Feb 2016
L3: Novice
> bubble2 126 Posts
18 Reputation
affordabletech
01-18-2023 at 07:03 PM.
01-18-2023 at 07:03 PM.
Quote from Ethernyx66 :
Not available for existing chase customers:

"Bonus/Account Information: Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account."

Well this sucks.
Reply

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Joined Nov 2018
L5: Journeyman
> bubble2 520 Posts
29 Reputation
Hope4Best
01-18-2023 at 07:16 PM.
01-18-2023 at 07:16 PM.
I would try and wait for another deal and transfer 15000 to another account
Reply
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