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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,949 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,949 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined May 2007
L10: Grand Master
> bubble2 8,371 Posts
3,084 Reputation
diavolo33
01-20-2023 at 05:00 AM.
01-20-2023 at 05:00 AM.
Quote from stuff4dave :
YMMV, but my credit reports are currently frozen, but I was still able to open a new checking/savings account without unfreezing. I just logged into my existing chase.com account for my credit cards during the application process, and then it said my new checking/savings accounts were good to go.

Not sure if this will apply for everyone, but that's how it worked for me.

I tried this and got a message that I need to unfreeze Experian. I believe it varies by state.
Reply
Joined May 2016
Just browsing
> bubble2 1,211 Posts
153 Reputation
dam091
01-20-2023 at 06:16 AM.
01-20-2023 at 06:16 AM.
In for 10
Reply
Joined Nov 2014
L3: Novice
> bubble2 116 Posts
158 Reputation
SaveOurSelves
01-20-2023 at 06:20 AM.
01-20-2023 at 06:20 AM.
Chase offers 0.1% interest vs. others offering around 4%. Pick ur poison.
3
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,690 Posts
8,878 Reputation
tenderidol
01-20-2023 at 06:51 AM.
01-20-2023 at 06:51 AM.
Quote from dam091 :
In for 10
You wish.
1
Reply
Joined Sep 2017
New User
> bubble2 4 Posts
10 Reputation
soriano12nyx
01-20-2023 at 06:58 AM.
01-20-2023 at 06:58 AM.
Quote from SaveOurSelves :
Chase offers 0.1% interest vs. others offering around 4%. Pick ur poison.
You would get $900 in 3 months
vs.
Approx. $150-160 total in interest at 4% for holding $15,000 in 3 months?

Not even close. No poison

Reply
Joined May 2016
Just browsing
> bubble2 1,211 Posts
153 Reputation
dam091
01-20-2023 at 07:44 AM.
01-20-2023 at 07:44 AM.
Quote from tenderidol :
You wish.

I do wish
Reply
Joined Jul 2005
L6: Expert
> bubble2 1,543 Posts
231 Reputation
h2deal
01-20-2023 at 09:01 AM.
01-20-2023 at 09:01 AM.
I was just successfully able to change from the $600 offer to this $900 code via secure messaging.
1
Reply

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Joined Jul 2006
MSRP is for suckers!
> bubble2 2,414 Posts
482 Reputation
abstraxion
01-20-2023 at 09:04 AM.
01-20-2023 at 09:04 AM.
Careful with this deal, I'm a long time Chase customer and was signed into my account to apply for this deal. They then locked down all my account and forced me to go into a branch with multiple forms of ID to unlock.
1
Reply
Joined May 2006
L5: Journeyman
> bubble2 804 Posts
146 Reputation
hbasavar
01-20-2023 at 09:51 AM.
01-20-2023 at 09:51 AM.
For folks who got the error message ... "Your account was opened but we're having trouble applying your offer. We will send you an email once it's been applied."

1. Do not wait for an email or a phone call from chase ... as that may not happen.
2. Called the customer service and found that there was no code applied on the account. Was advised to take the code to the nearest branch and they could apply it. You can request a code to be emailed to you from the offer page.
3. Went with all the info to the nearest branch and they were able to put that code and print out confirmation of the requisites to comply now.

At least we have something in writing that the code was applied and are good. Some have success applying the code through sending a secure message. But I am not sure what kind of confirmation you receive back from them that the code was really applied and confirmed.

Thought I should share if that helps someone.
Reply
Last edited by hbasavar January 20, 2023 at 10:10 AM.
Joined Jan 2018
L2: Beginner
> bubble2 69 Posts
12 Reputation
Confused_Ape741
01-20-2023 at 10:11 AM.
01-20-2023 at 10:11 AM.
also got the error for savings account..

just sent them a secure msg w/ my coupon code and they applied it
Reply
Joined Jun 2018
New User
> bubble2 15 Posts
10 Reputation
RajeshR1097
01-20-2023 at 10:23 AM.
01-20-2023 at 10:23 AM.
Quote from h2deal :
I was just successfully able to change from the $600 offer to this $900 code via secure messaging.

I have also sent secured message and they says it's approved with new code. But how can we confirm or track if it's applied? Any thoughts?
Reply
Joined Jul 2005
L6: Expert
> bubble2 1,543 Posts
231 Reputation
h2deal
01-20-2023 at 10:24 AM.
01-20-2023 at 10:24 AM.
Quote from RajeshR1097 :
I have also sent secured message and they says it's approved with new code. But how can we confirm or track if it's applied? Any thoughts?

You should be able to track your progress in the mobile app on the account screen.
Reply
Joined Sep 2013
L3: Novice
> bubble2 181 Posts
95 Reputation
GottaLoveIttt
01-20-2023 at 11:16 AM.
01-20-2023 at 11:16 AM.
Quote from Observer247 :
I also see a $2000 offer at https://account.chase.com/consume...2694/Brand
If my math is correct and I read the bonus qualification correctly (holding $250k for 130 days (90days+40days)), the return is only 2.2624%.
Reply
Joined Jan 2018
L2: Beginner
> bubble2 55 Posts
14 Reputation
SSSSSJ
01-20-2023 at 11:24 AM.
01-20-2023 at 11:24 AM.
Quote from dazedxxx :
If it says you must be a citizen, or hold a green card what are you expecting without meeting those conditions...looks like they stated the terms.

Read it again.it says can't open the account online . I went to the branch today and both checking/savings accounts were opened.Banker applied the promotional code that I received in my email.Super smooth process.
Reply

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Joined Feb 2016
...confuzed
> bubble2 3,308 Posts
650 Reputation
dazedxxx
01-20-2023 at 11:26 AM.
01-20-2023 at 11:26 AM.
Quote from SSSSSJ :
Read it again.it says can't open the account online . I went to the branch today and both checking/savings accounts were opened.Banker applied the promotional code that I received in my email.Super smooth process.

You found a way....great!
Reply
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