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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
484,028 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
484,028 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined May 2006
L5: Journeyman
> bubble2 804 Posts
1,056 Reputation
Jackalope
01-23-2023 at 08:07 AM.
01-23-2023 at 08:07 AM.
Quote from silow :
7.5k limit
Isn't Chase's a monthly limit? You can do one physical check in January and one in February. Or, just go to a branch, as you said, and deposit it all at once if you have one local.
Reply
Joined Feb 2020
L2: Beginner
> bubble2 38 Posts
14 Reputation
toedi
01-23-2023 at 08:11 AM.
01-23-2023 at 08:11 AM.
How much $ you set up for the direct deposit? Is $500 enough per month?
Reply
Joined May 2006
L6: Expert
> bubble2 1,668 Posts
973 Reputation
SDPirates
01-23-2023 at 09:13 AM.
01-23-2023 at 09:13 AM.
Thanks OP for this deal, I was able to do it at the branch.
The only issue is when I put a withdrawal from my BofA, they rejected and said they don't know why.
so now, I have to go to branch again to fund the Savings A/c.

Did that happen to anyone for Checking ? I have scheduled part of my pay to be DDed to Chase Checking.

TIA.
Reply
Joined Dec 2011
L5: Journeyman
> bubble2 964 Posts
609 Reputation
silow
01-23-2023 at 10:51 AM.
01-23-2023 at 10:51 AM.
Quote from Jackalope :
Isn't Chase's a monthly limit? You can do one physical check in January and one in February. Or, just go to a branch, as you said, and deposit it all at once if you have one local.
I don't know if it's rolling 30 day or not but good tip on trying it across Jan/Feb.

Edit: Just checked and it states 30 day limit so it might be a rolling window. Fine.... I'll get my ass off the couch....
Reply
Joined Jul 2014
L6: Expert
> bubble2 1,632 Posts
280 Reputation
gddeal
01-23-2023 at 12:11 PM.
01-23-2023 at 12:11 PM.
Quote from Kublakhan :
My spouse and I last did this offer in 2019 when the bonus was $600. Thanks for the easy $1800, Chase.
Did you closed the Checking and Savings account in 2019 after receiving that $600? How are you eligible if you haven't closed it yet?
Reply
Joined Sep 2009
L7: Teacher
> bubble2 2,442 Posts
166 Reputation
PoLusImo
01-23-2023 at 03:24 PM.
01-23-2023 at 03:24 PM.
It is 25.72% to be exact yearly return if you get $900 for investing 15,500 for 90 days.
Quote from johndoe35 :
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
Reply
Joined Dec 2020
New User
> bubble2 2 Posts
10 Reputation
CoolLeopard6350
01-23-2023 at 09:39 PM.
01-23-2023 at 09:39 PM.
Did anyone received email about promotion after opening account? I never received any email although I opened both accounts a week ago and deposited 3+15k,
Reply

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Joined Apr 2015
L4: Apprentice
> bubble2 300 Posts
131 Reputation
Korbo
01-23-2023 at 10:17 PM.
01-23-2023 at 10:17 PM.
Quote from CoolLeopard6350 :
Did anyone received email about promotion after opening account? I never received any email although I opened both accounts a week ago and deposited 3+15k,
Yeah, besides the initial "you opened new accounts" email, there was another one a few days later with steps for fulfilling the bonus conditions.
Reply
Joined Dec 2012
L5: Journeyman
> bubble2 550 Posts
713 Reputation
scorpionguy
01-23-2023 at 10:18 PM.
01-23-2023 at 10:18 PM.
My Mom isn't employed but need to have a bank account. Can i open this account(checking/saving) for her and do the required direct deposits from my employer along with $15k funds from my bank? Will it be eligible for this promo?
Reply
Joined Jun 2009
L5: Journeyman
> bubble2 969 Posts
169 Reputation
matt48
01-23-2023 at 10:24 PM.
01-23-2023 at 10:24 PM.
There are people who do not like to open accounts even when there's a $1000 bonus staring at them in the face even though they could desperately use the money. The reason ? They are not comfortable with opening accounts with a bank they don't use and it's the end of it.

My coworker is a prime example. She got 1 single credit card and does not like to take advantage of this offer because it is an inconvenience for her to withdraw $15000 from her old bank to deposit into this new bank even though she a type of person that would save pennies.

There is a saying there's no such thing as a free lunch and yes you have to get out of your comfort zone to do this to earn the $bonus but what do you expect ? Free $$$ for doing nothing ? This is as "free" as you can get when it comes to satisfying requirements for bonus.
Reply
Last edited by matt48 January 23, 2023 at 10:29 PM.
Joined Nov 2006
L6: Expert
> bubble2 1,055 Posts
91 Reputation
bagofchips
01-24-2023 at 06:59 AM.
01-24-2023 at 06:59 AM.
Can a 16 yr-old open and get the bonus? The parent (who might need to be a joint / secondary / responsible individual) is already a customer.

EDIT: the answer is you have to be at least 18.
Reply
Last edited by bagofchips January 24, 2023 at 09:26 AM.
Joined Jan 2017
L1: Learner
> bubble2 19 Posts
22 Reputation
jetswu87
01-24-2023 at 07:44 AM.
01-24-2023 at 07:44 AM.
Reading through this thread makes my head hurt, it's very simple.

My experience:
  • Opened account January 19. (took less than 5min, but I am a Chase C/C holder)
  • Transferred funds from AMX savings to Chase Savings via the regular transfer tool in chase...Not zelle or any 3rd party.
  • Setup $25 Direct deposit from my payroll to checking account to meet the requirements.

It's 1/24/2023 and I already have the $300 bonus in checking. It'll be 90 days or so before the rest of it hits. I have 15min invested in this entire process for $900.

Do it!
Reply
Last edited by jetswu87 January 24, 2023 at 07:48 AM.
Joined Mar 2011
L2: Beginner
> bubble2 61 Posts
28 Reputation
rexzone1
01-24-2023 at 08:16 AM.
01-24-2023 at 08:16 AM.
Quote from jetswu87 :
Reading through this thread makes my head hurt, it's very simple.

My experience:
  • Opened account January 19. (took less than 5min, but I am a Chase C/C holder)
  • Transferred funds from AMX savings to Chase Savings via the regular transfer tool in chase...Not zelle or any 3rd party.
  • Setup $25 Direct deposit from my payroll to checking account to meet the requirements.

It's 1/24/2023 and I already have the $300 bonus in checking. It'll be 90 days or so before the rest of it hits. I have 15min invested in this entire process for $900.

Do it!
Hi,
Did you already have this offer in your Chase CC offers? I am looking to open Chase checking account. But my Chase offers has $600 bonus offer. I read in one of the comments where they said they didn't get the $900 bonus as they didn't get the offer directly from Chase. So any help you can throw will be much appreciated!
Reply
Joined Aug 2004
L5: Journeyman
> bubble2 842 Posts
34 Reputation
dealkk
01-24-2023 at 10:20 AM.
01-24-2023 at 10:20 AM.
i wonder if referral can stack with this?
Reply

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Joined Jan 2010
L1: Learner
> bubble2 9 Posts
18 Reputation
maiz99
01-24-2023 at 10:49 AM.
01-24-2023 at 10:49 AM.
Quote from hbasavar :
For folks who got the error message ... "Your account was opened but we're having trouble applying your offer. We will send you an email once it's been applied."

1. Do not wait for an email or a phone call from chase ... as that may not happen.
2. Called the customer service and found that there was no code applied on the account. Was advised to take the code to the nearest branch and they could apply it. You can request a code to be emailed to you from the offer page.
3. Went with all the info to the nearest branch and they were able to put that code and print out confirmation of the requisites to comply now.

At least we have something in writing that the code was applied and are good. Some have success applying the code through sending a secure message. But I am not sure what kind of confirmation you receive back from them that the code was really applied and confirmed.

Thought I should share if that helps someone.
I too got the same message "Your account was opened but we're having trouble applying your offer. We will send you an email once it's been applied."

Went to a branch and the agent show me on the screen the $900 total in 2 accounts is good without any extra thing to do. Never received any email about the confirmation of the offer tho.
Reply
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