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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired
$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.
Thanks to Community Member addictedsaver for posting this deal.
Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.
Offers/Instructions:
Thanks to Community Member addictedsaver for posting this deal.
Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.
Offers/Instructions:
- $300 Bonus when you open a New Chase Total Checking Account:
- Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
- Have your direct deposit made to this account within 90 days of coupon enrollment.
- Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
- After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
- $200 Bonus when you open a New Chase Savings Account:
- Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
- Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
- Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
- The new money cannot be funds held by you at Chase or its affiliates.
- After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
- $900 Bonus when you open BOTH of the above accounts:
- Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
- After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.
- Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
Original Post
Written by
Edited January 14, 2023
at 10:28 PM
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.
Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.
To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;
AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.
To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;
2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;
AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.
To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.
To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
Open link in incognito if it doesn't work
https://account.chase.c
Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.
To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;
AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.
To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;
2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;
AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.
To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.
To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
Open link in incognito if it doesn't work
https://account.chase.c
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If you close either account within 6 months of account opening, you will forfeit the bonus.
$900 / $15,500 = 0.058
0.058 * 4 quarters = 23%
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Our community has rated this post as helpful. If you agree, why not thank dbcmeplease
Credit to OP for this deal. It is a deal. But as others have indicated, funding the account through a chase-initiated transfer has been terrible. Spent 2.5 hours this morning (through breakfast, shower and gym workout) without resolution.
Micro deposits of external verified. When I tried the transfers (one at a time) both said "pending review" then within seconds were then rejected. One excuse after another with each rep who transferred me to the next rep and so on. Last rep said we need to initiate a 3 way call with my external account to verify my identify, ownership and verify available funds. Did that. Initiated transfer, rejected again. Rep had no answers about why. Suggested (as reported here) initiate transfer from external or so a wire ….
In summary, terrible opening experience. Chase bank has procedures, even when followed won't necessarily get the funds to the account as their website suggests.
The only thing equally important as getting this damn account open was to run to SD and report on this experience so others don't fall into the same mess. :-)
1. It won't allow ACH from your other banks;
2. It won't let you Zelle into the savings account;
3. It won't let you mobile deposit more than $5000 in a 30-day period.
For those who don't have a Chase branch nearby and a checkbook, think twice before diving into this deal.
p.s. Not sure if wire works or not. I don't know what the consequences of a failed wire are.
1. It won't allow ACH from your other banks;
2. It won't let you Zelle into the savings account;
3. It won't let you mobile deposit more than $5000 in a 30-day period.
For those who don't have a Chase branch nearby and a checkbook, think twice before diving into this deal.
p.s. Not sure if wire works or not. I don't know what the consequences of a failed wire are.
Here is the requirement
Direct deposit is an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Depositing a check in branch or through the Chase Mobile® app is not considered a direct deposit. Person to Person payments (such as Zelle®) are also not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account
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OR a balance at the beginning of each day of $1,500 or more in this account,
OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
Does this mean its just needs to be 500 or more one time?
Good thing I did exactly that just in case, but their shitty business practices ain't earning me as a loyal customer. In fact, I left them over a decade ago, and I come back to find they are way worse. I miss Washington Mutual Bank.
1. It won't allow ACH from your other banks;
2. It won't let you Zelle into the savings account;
3. It won't let you mobile deposit more than $5000 in a 30-day period.
For those who don't have a Chase branch nearby and a checkbook, think twice before diving into this deal.
p.s. Not sure if wire works or not. I don't know what the consequences of a failed wire are.
Credit to OP for this deal. It is a deal. But as others have indicated, funding the account through a chase-initiated transfer has been terrible. Spent 2.5 hours this morning (through breakfast, shower and gym workout) without resolution.
Micro deposits of external verified. When I tried the transfers (one at a time) both said "pending review" then within seconds were then rejected. One excuse after another with each rep who transferred me to the next rep and so on. Last rep said we need to initiate a 3 way call with my external account to verify my identify, ownership and verify available funds. Did that. Initiated transfer, rejected again. Rep had no answers about why. Suggested (as reported here) initiate transfer from external or so a wire ….
In summary, terrible opening experience. Chase bank has procedures, even when followed won't necessarily get the funds to the account as their website suggests.
The only thing equally important as getting this damn account open was to run to SD and report on this experience so others don't fall into the same mess. :-)
I had the same experience. Open account and linked account via micro deposits. Tried to do a transfer and got flagged as fraud. Had to verify myself then three way call to external bank for them to ask three questions. Do I have access/own account, is it older then 6 months and does it have enough money to do the transfer?
Agent asked why I wanted to transfer the money.......(because I am a crazy person for thinking bank accounts are where money would be....?)
they have some real smart people working over at Chase.
Seems like the money is the price of us working out their new dumb rules.
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It just CANT be sitting in the checking for 3 months and then transfer to savings.