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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,345 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,345 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Apr 2006
L6: Expert
> bubble2 1,424 Posts
452 Reputation
fangtl
04-20-2023 at 01:30 PM.
04-20-2023 at 01:30 PM.
I received the bonus today, got an email saying, "Congratulations FANGTL! You've earned your bonus"

Someone mentioned we need to keep $5000 in there for 6 month to avoid a early termination fee/clawback. I still can't seem to find any documentation on that, if anyone can provide a link or source that'd be much appreciated.
1
Reply
Joined May 2006
L10: Grand Master
> bubble2 7,246 Posts
3,416 Reputation
wildcouponlady
04-20-2023 at 03:57 PM.
04-20-2023 at 03:57 PM.
Quote from fangtl :
I received the bonus today, got an email saying, "Congratulations FANGTL! You've earned your bonus"

Someone mentioned we need to keep $5000 in there for 6 month to avoid a early termination fee/clawback. I still can't seem to find any documentation on that, if anyone can provide a link or source that'd be much appreciated.
Maintain atleast 15,000 balance for 90 days from coupon enrollment. This info is in my printed packet.
Reply
Joined Dec 2017
L4: Apprentice
> bubble2 473 Posts
359 Reputation
Joedaddy123
04-20-2023 at 04:06 PM.
04-20-2023 at 04:06 PM.
Received the final $400, $200 bonus today for total of $900. What is the strategy to pull my $$$ out.

I want to eventually close savings account and keep the checking account open with $1000 in it
1
Reply
Joined Aug 2018
L4: Apprentice
> bubble2 424 Posts
154 Reputation
Mawsu
04-20-2023 at 04:09 PM.
04-20-2023 at 04:09 PM.
Quote from fangtl :
I received the bonus today, got an email saying, "Congratulations FANGTL! You've earned your bonus"

Someone mentioned we need to keep $5000 in there for 6 month to avoid a early termination fee/clawback. I still can't seem to find any documentation on that, if anyone can provide a link or source that'd be much appreciated.

You can keep minimums to avoid monthly fees (300$ savings /1500$ or 500$ direct deposit for checking). Rest you can move after the bonus. 6 month is safe side to keep the accounts open before closing as some says they may claw back the bonus.
1
Reply
Joined Oct 2007
L1: Learner
> bubble2 297 Posts
24 Reputation
Slick_Jedi
04-20-2023 at 06:06 PM.
04-20-2023 at 06:06 PM.
Quote from dannysporea :
My 90 days since I deposited the 15k was 2 days ago. My bonus tracker still shows the offer expired and no sign of the bonus. I contacted Chase but crickets so far...
Same here. I contacted Chase and they replied within 1 day that I had fulfilled all the terms to get the bonuses and they would arrive within 15 days
Reply
Joined May 2020
L3: Novice
> bubble2 240 Posts
58 Reputation
camar0rs
04-20-2023 at 07:18 PM.
04-20-2023 at 07:18 PM.
just got my +$400 in checking and +$200 in savings, $900 Smilie
Reply
Joined Sep 2005
L2: Beginner
> bubble2 39 Posts
26 Reputation
Titan71
04-20-2023 at 10:44 PM.
04-20-2023 at 10:44 PM.
Quote from Slick_Jedi :
Same here. I contacted Chase and they replied within 1 day that I had fulfilled all the terms to get the bonuses and they would arrive within 15 days

How did you contact them? It is my 93rd days since the 15K deposit posted. Bonus tracker showing "offer expired". Hope that it is just some processing delay and won't need to fight hard for bonuses :-)
Reply

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Joined Nov 2013
L2: Beginner
> bubble2 29 Posts
25 Reputation
dannysporea
04-21-2023 at 04:58 AM.
04-21-2023 at 04:58 AM.
This is turning into a s**t show Frown
I opened both accounts on 1/15, deposited the 15k to savings on 1/18 and now I get this stupid answer from Chase:
Quote :
Thank you for contacting us about the account bonus. Let me share that you are not eligible for the additional bonus because the requiremnt of 1 new money deposit maintained for 90 days. Deposit(s) of $15,000 by April 15, 2023 was not met. You may also call us at 1-800-935-9935 for further assistance; we accept operator relay calls. If you need to contact us again, please send a secure message. Thank you, Vishal Chase Email Servicing
WTF??!!
Reply
Joined Oct 2007
L1: Learner
> bubble2 297 Posts
24 Reputation
Slick_Jedi
04-21-2023 at 05:07 AM.
04-21-2023 at 05:07 AM.
Quote from Titan71 :
How did you contact them? It is my 93rd days since the 15K deposit posted. Bonus tracker showing "offer expired". Hope that it is just some processing delay and won't need to fight hard for bonuses :-)
Secure message via app
Reply
Joined Oct 2007
L1: Learner
> bubble2 297 Posts
24 Reputation
Slick_Jedi
04-21-2023 at 05:10 AM.
04-21-2023 at 05:10 AM.
Quote from dannysporea :
This is turning into a s**t show Frown
I opened both accounts on 1/15, deposited the 15k to savings on 1/18 and now I get this stupid answer from Chase:

WTF??!!
Did you happen to save the tracking numbers from the bonuses? Those should prove your case
1
Reply
Joined Nov 2013
L2: Beginner
> bubble2 29 Posts
25 Reputation
dannysporea
04-21-2023 at 05:22 AM.
04-21-2023 at 05:22 AM.
Quote from Slick_Jedi :
Did you happen to save the tracking numbers from the bonuses? Those should prove your case
What are the tracking numbers?
Reply
Joined Oct 2007
L1: Learner
> bubble2 297 Posts
24 Reputation
Slick_Jedi
04-21-2023 at 05:44 AM.
04-21-2023 at 05:44 AM.
Quote from dannysporea :
What are the tracking numbers?
After opening the accounts, there should have been a page detailing each bonus. There was a tracking number given for each of the 3 bonuses
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,424 Posts
452 Reputation
fangtl
04-21-2023 at 05:44 AM.
04-21-2023 at 05:44 AM.
Quote from wildcouponlady :
Maintain atleast 15,000 balance for 90 days from coupon enrollment. This info is in my printed packet.
It's been 90 days for me and I already got my bonus, There's a top comment which mentions, "Early Account Termination Fee If you close either account within 6 months of account opening, you will forfeit the bonus." Where is that stated in the offer?
Reply
Joined Nov 2013
L2: Beginner
> bubble2 29 Posts
25 Reputation
dannysporea
04-21-2023 at 05:59 AM.
04-21-2023 at 05:59 AM.
Quote from Slick_Jedi :
After opening the accounts, there should have been a page detailing each bonus. There was a tracking number given for each of the 3 bonuses
I opened them online, there was no such page
1
Reply

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Joined Jul 2022
L2: Beginner
> bubble2 34 Posts
67 Reputation
VET86
04-21-2023 at 06:49 AM.
04-21-2023 at 06:49 AM.
Quote from fangtl :
I received the bonus today, got an email saying, "Congratulations FANGTL! You've earned your bonus"

Someone mentioned we need to keep $5000 in there for 6 month to avoid a early termination fee/clawback. I still can't seem to find any documentation on that, if anyone can provide a link or source that'd be much appreciated.
My 90day passed on 4/20 now it says offer expired. After how many days usually bonus would be posted?
Reply
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