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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,347 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,347 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Nov 2021
L2: Beginner
> bubble2 45 Posts
10 Reputation
harmonicpinch
04-21-2023 at 10:04 AM.
04-21-2023 at 10:04 AM.
Quote from VET86 :
My 90day passed on 4/20 now it says offer expired. After how many days usually bonus would be posted?
**The $15k needs to be in for exactly 90 days!**

It's not from the start of the enrollment as some people thought.

I just talked to support and that's what they said. Can anybody else confirm?

For me I hit 15k on 2/7. Thus I should be good after 5/6.
1
Reply
Joined May 2019
L2: Beginner
> bubble2 46 Posts
14 Reputation
Pramod13
04-21-2023 at 10:21 AM.
04-21-2023 at 10:21 AM.
Quote from fangtl :
I received the bonus today, got an email saying, "Congratulations FANGTL! You've earned your bonus"

Someone mentioned we need to keep $5000 in there for 6 month to avoid a early termination fee/clawback. I still can't seem to find any documentation on that, if anyone can provide a link or source that'd be much appreciated.
What was the date you deposited 15k? I deposited 15K on 1/20. The offer status in app says it's expired.
I think you only need to deposit $300 in savings and $1500 in checking to make sure the account is active for 6 months (no such written in documents, but to make sure to pass 6months to close account without any issue).
1
Reply
Last edited by Pramod13 April 21, 2023 at 10:23 AM.
Joined May 2019
L2: Beginner
> bubble2 46 Posts
14 Reputation
Pramod13
04-21-2023 at 10:23 AM.
04-21-2023 at 10:23 AM.
Quote from harmonicpinch :
**The $15k needs to be in for exactly 90 days!**

It's not from the start of the enrollment as some people thought.

I just talked to support and that's what they said. Can anybody else confirm?

For me I hit 15k on 2/7. Thus I should be good after 5/6.
I deposited 15k on 1/20. the offer page says its expired. Hopefully th money comes within a week or 2 like the offer said
Reply
Joined Dec 2017
L2: Beginner
> bubble2 29 Posts
10 Reputation
bstromski
04-21-2023 at 10:37 AM.
04-21-2023 at 10:37 AM.
Quote from Pramod13 :
I deposited 15k on 1/20. the offer page says its expired. Hopefully th money comes within a week or 2 like the offer said
Same with me, except I deposited on 1/19
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,424 Posts
452 Reputation
fangtl
04-21-2023 at 10:47 AM.
04-21-2023 at 10:47 AM.
Quote from Pramod13 :
What was the date you deposited 15k? I deposited 15K on 1/20. The offer status in app says it's expired.
I think you only need to deposit $300 in savings and $1500 in checking to make sure the account is active for 6 months (no such written in documents, but to make sure to pass 6months to close account without any issue).
Deposited on 1/19, got the email on 4/20.

I just called them and ask if I can close the account, and the phone rep did not mention a early termination fee, I am going to wait for my next DD to hit and close it out in person.
Reply
Joined Jan 2007
L3: Novice
> bubble2 196 Posts
38 Reputation
ANC96
04-21-2023 at 04:37 PM.
04-21-2023 at 04:37 PM.
You get the $300 into your new checking account and the $200 into your new savings account. When the extra $400 bonus comes in, in which account does it show up?
The confirmation just says: After you have completed all requirements, we will deposit the remaining bonus due into your new account within 15 days"
It doesn't say which account. Just curious.
Reply
Joined Apr 2023
New User
> bubble2 2 Posts
10 Reputation
OliveSquirrel7817
04-21-2023 at 09:14 PM.

Our community has rated this post as helpful. If you agree, why not thank OliveSquirrel7817

04-21-2023 at 09:14 PM.
I hit the 15k mark on 1/20, got the offer expired message on 4/17. Was hoping for an update in the app on 4/21 and didn't get one.

Once the clock switched to 4/22, the app switch to a "nice, you hit all the marks" message along with info the $200 bonus would hit by 4/25.

No additional info on the $400 additional yet though
1
Reply

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Joined Mar 2011
L2: Beginner
> bubble2 78 Posts
30 Reputation
fadedreality
04-22-2023 at 10:09 AM.
04-22-2023 at 10:09 AM.
Hi! Does anyone have a spare code? My wife and I just got married and are hoping to open joint accounts Smilie
Reply
Joined Jan 2006
L4: Apprentice
> bubble2 457 Posts
137 Reputation
GaryReno
04-22-2023 at 10:46 AM.
04-22-2023 at 10:46 AM.
Quote from fadedreality :
Hi! Does anyone have a spare code? My wife and I just got married and are hoping to open joint accounts Smilie
Chase promo code expires 4/19, Love must really be blind.
Reply
Joined Dec 2017
L2: Beginner
> bubble2 29 Posts
10 Reputation
bstromski
04-22-2023 at 10:46 AM.
04-22-2023 at 10:46 AM.
Quote from fadedreality :
Hi! Does anyone have a spare code? My wife and I just got married and are hoping to open joint accounts Smilie
Pretty sure this offer expired on the 19th
Reply
Joined May 2019
L2: Beginner
> bubble2 46 Posts
14 Reputation
Pramod13
04-22-2023 at 01:40 PM.
04-22-2023 at 01:40 PM.
Quote from fadedreality :
Hi! Does anyone have a spare code? My wife and I just got married and are hoping to open joint accounts
That offer is expired. However they have new offer of $600 bonus.
https://slickdeals.net/f/16599386-chase-checking-savings-open-new-accounts-get-up-to-600-bonus?src=jfy&prop=rcmid-3013358061da52af19e23e7a88a8fd6a​
Reply
Joined Jul 2017
L1: Learner
> bubble2 11 Posts
10 Reputation
andrez.vm
04-22-2023 at 03:09 PM.
04-22-2023 at 03:09 PM.
Quote from camar0rs :
just got my +$400 in checking and +$200 in savings, $900 Smilie

When did you deposit the 15k? Also did you at anytime saw a tracker or anything for the additional $400 or it just showed up?
Reply
Joined Nov 2018
New User
> bubble2 12 Posts
10 Reputation
Jetsisoverspending
04-22-2023 at 06:58 PM.
04-22-2023 at 06:58 PM.
Deposited 1/17

Earlier this week the offer showed expired in the app like others have mentioned.

Today I just checked the app/offer page and the offer shows "Nice! You hit all the marks, so the $200 bonus should arrive by 4/25/2023.

I imagine the $400 to be right behind it.
Reply
Joined Aug 2021
L3: Novice
> bubble2 159 Posts
193 Reputation
euuser28684342
04-23-2023 at 08:52 AM.
04-23-2023 at 08:52 AM.
Hit 15k on 02/17 and "your new account bonus" page shows "expired". Should I just keep waiting? It was showing keep the balance until 04/22 previously and changed overnight to expired.
Please advise. Thanks!
(I got the $300 checking bonus previously)
Reply
Last edited by NotWindows April 23, 2023 at 08:57 AM.

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Joined Nov 2004
k-rad!
> bubble2 191 Posts
47 Reputation
spalt
04-24-2023 at 08:50 AM.
04-24-2023 at 08:50 AM.
Where is the "bonus tracker"? My original "get your bonus in just a few steps" email says i needed to maintain a $15k bonus through 4/15 (which I did) which I guess was based on the "coupon enrollment date" of 1/15, but didn't hear anything on 4/15. I got the checking account bonus. I sent them an email via their secure messaging and got a reply last Friday that someone was looking into it...
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