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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,279 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,279 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Apr 2015
L3: Novice
> bubble2 292 Posts
131 Reputation
Korbo
04-24-2023 at 10:39 AM.
04-24-2023 at 10:39 AM.
Quote from VinnyC6199 :
Deposited 1/17

Earlier this week the offer showed expired in the app like others have mentioned.

Today I just checked the app/offer page and the offer shows "Nice! You hit all the marks, so the $200 bonus should arrive by 4/25/2023.

I imagine the $400 to be right behind it.
Similar here. My status had changed to gray "expired" the other week, but today I reached my 90 days and it changed to green and checked-off. Whew.
Reply
Joined Jul 2022
L2: Beginner
> bubble2 34 Posts
67 Reputation
VET86
04-24-2023 at 10:49 AM.
04-24-2023 at 10:49 AM.
Quote from NotWindows :
Hit 15k on 02/17 and "your new account bonus" page shows "expired". Should I just keep waiting? It was showing keep the balance until 04/22 previously and changed overnight to expired.
Please advise. Thanks!
(I got the $300 checking bonus previously)
It's 90 days from 15k deposit so have to wait
Reply
Joined Jan 2017
L1: Learner
> bubble2 19 Posts
22 Reputation
jetswu87
04-25-2023 at 05:38 AM.
04-25-2023 at 05:38 AM.
Quote from Korbo :
Similar here. My status had changed to gray "expired" the other week, but today I reached my 90 days and it changed to green and checked-off. Whew.
Same. Reward deposit shows pending as of this morning, deposited 1/17.
Reply
Joined Jun 2016
L3: Novice
> bubble2 152 Posts
95 Reputation
sabby007
04-25-2023 at 06:01 AM.
04-25-2023 at 06:01 AM.
15K on 1/19, today 4/25 it shows $200+$400 pending on the savings account.
Happy rewards🎉
Reply
Joined Jun 2016
L3: Novice
> bubble2 152 Posts
95 Reputation
sabby007
04-25-2023 at 06:06 AM.
04-25-2023 at 06:06 AM.
Quote from ANC96 :
You get the $300 into your new checking account and the $200 into your new savings account. When the extra $400 bonus comes in, in which account does it show up?
The confirmation just says: After you have completed all requirements, we will deposit the remaining bonus due into your new account within 15 days"
It doesn't say which account. Just curious.

$400 bonus will show up on your savings account
1
Reply
Joined Aug 2013
New User
> bubble2 2 Posts
10 Reputation
nguyhd3
04-25-2023 at 07:00 AM.
04-25-2023 at 07:00 AM.
Quote from sabby007 :
$400 bonus will show up on your savings account
I got my bonus in the checking account
Reply
Joined Jan 2007
L3: Novice
> bubble2 196 Posts
38 Reputation
ANC96
04-25-2023 at 07:28 AM.
04-25-2023 at 07:28 AM.
I made my 15k deposit with a bank check on Feb 8th.
Just got both the $200 in account in savings and $400 in checking this morning.
(Got the $300 a while back in March ish).
My bonus section on my app had disappeared completely. I had to delete the app and reinstall it, then I saw it again. It too, like everyone else's, said expired. Now they both say something along the lines of Congratuations, you earned a "$" bonus.
Hope everyone else's comes in as easily too.
Reply

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Joined Nov 2021
L2: Beginner
> bubble2 45 Posts
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harmonicpinch
04-25-2023 at 07:34 AM.
04-25-2023 at 07:34 AM.
Even though the $200 + $400 is "pending" transaction — are we good to transfer the money out? (Pulling from the external account)
Reply
Joined Jun 2012
L5: Journeyman
> bubble2 825 Posts
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whyzir
04-25-2023 at 08:42 AM.
04-25-2023 at 08:42 AM.
Quote from harmonicpinch :
Even though the $200 + $400 is "pending" transaction — are we good to transfer the money out? (Pulling from the external account)
Yes, I just tried and transferred the $400 pending in my checking out to another bank today. All my bonus is now showing. I opened the accounts Jan 16, thr $15k deposit on Feb 7. I plan to take my $15.2k out tomorrow and keep the accounts open for another 3 months, even tho nobody can confirm the "claw back" terms is still valid. Someone brave enough should try it and let us know, otherwise parking $10 in checking and $250 DD monthly for another 3 months seems easy enough.
1
Reply
Joined Dec 2017
L2: Beginner
> bubble2 29 Posts
10 Reputation
bstromski
04-25-2023 at 04:55 PM.
04-25-2023 at 04:55 PM.
What's the minimum requirements to keep both accounts open for the extra 3m? I have a direct deposit landing in the checking and automatically getting transferred out after a couple days to my primary bank.
Reply
Last edited by bstromski April 25, 2023 at 06:40 PM.
Joined May 2019
L2: Beginner
> bubble2 46 Posts
14 Reputation
Pramod13
04-25-2023 at 05:13 PM.
04-25-2023 at 05:13 PM.
Quote from bstromski :
What's the minimum requirements to keep both accounts open for the extra 3m? I have a direct deposit landing in the checking and automatic as Lucy getting transferred out after a couple days.
Automatic payment of $500 per month or 1500$ (a day) in checking, $300 in saving or $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or
Reply
Joined May 2019
L2: Beginner
> bubble2 46 Posts
14 Reputation
Pramod13
04-25-2023 at 05:13 PM.
04-25-2023 at 05:13 PM.
Hit 90 days yesterday, both 200 and 400 bonus cane in savings account.
Reply
Joined Dec 2017
L2: Beginner
> bubble2 29 Posts
10 Reputation
bstromski
04-25-2023 at 06:53 PM.
04-25-2023 at 06:53 PM.
Quote from Pramod13 :
Automatic payment of $500 per month or 1500$ (a day) in checking, $300 in saving or $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or
So direct deposit into checking, then transferred out after clearing, keeping .01 in the checking account and $300 in the savings account would suffice here?
Reply
Joined Oct 2007
L1: Learner
> bubble2 297 Posts
24 Reputation
Slick_Jedi
04-25-2023 at 07:15 PM.
04-25-2023 at 07:15 PM.
Quote from bstromski :
So direct deposit into checking, then transferred out after clearing, keeping .01 in the checking account and $300 in the savings account would suffice here?
Yes, that's my plan too for the next 3 months until I can close at the 6 month mark
1
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Joined Mar 2009
L10: Grand Master
> bubble2 6,574 Posts
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freebies4me2
04-26-2023 at 09:54 AM.
04-26-2023 at 09:54 AM.
Deposited 15K on 2/6/23. Got the $200 in saving and $400 bonus deposited in checking. $300 received 2 months ago after 1st DD in checking.
Reply
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