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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,177 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,177 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Mar 2012
L7: Teacher
> bubble2 2,915 Posts
451 Reputation
cyclops13
07-19-2023 at 07:41 PM.
07-19-2023 at 07:41 PM.
Got my bonus yesterday. Are you guys closing the account right away?
Reply
Joined Mar 2007
L2: Beginner
> bubble2 62 Posts
26 Reputation
androm
07-19-2023 at 08:53 PM.
07-19-2023 at 08:53 PM.
Once I receive the bonus, I can just move money out and, keep 300 in savings + 1500 in checking to avoid service fee right?
Reply
Joined Mar 2007
L2: Beginner
> bubble2 62 Posts
26 Reputation
androm
07-19-2023 at 08:54 PM.
07-19-2023 at 08:54 PM.
Quote from cyclops13 :
Got my bonus yesterday. Are you guys closing the account right away?
I plan to keep it for at least 6 months as a gesture.
Reply
Joined Jun 2012
L5: Journeyman
> bubble2 825 Posts
365 Reputation
whyzir
07-20-2023 at 07:34 AM.
07-20-2023 at 07:34 AM.
Quote from androm :
I plan to keep it for at least 6 months as a gesture.
I received my rebates a few months back, waited 6 months just in case as someone posted earlier, when I called to cancel my checking, on the 181st day, the agent was trying to get me to keep my account open, one of the reasons she mentioned was that they could claw the bonus back, but after seeing I was just past the 6 month date, moved on. So I didn't press her on where exactly that is written in the terms, nobody here has found that either, but it seems to be 'rumor' that's a possibility still, so better safe to keep a few hundred in the accounts just to be safe. I am still keeping my savings account open longer, since that was opened a few weeks after checking technically.
Reply
Joined Jun 2012
L5: Journeyman
> bubble2 825 Posts
365 Reputation
whyzir
07-20-2023 at 07:35 AM.
07-20-2023 at 07:35 AM.
Quote from androm :
Once I receive the bonus, I can just move money out and, keep 300 in savings + 1500 in checking to avoid service fee right?
Or deposit $500 min per month to checking and move it out right away, that way you only need to keep $300 in savings 'locked' until 6 months is up.
Reply
Joined Mar 2007
L2: Beginner
> bubble2 62 Posts
26 Reputation
androm
07-20-2023 at 09:39 AM.
07-20-2023 at 09:39 AM.
Quote from whyzir :
Or deposit $500 min per month to checking and move it out right away, that way you only need to keep $300 in savings 'locked' until 6 months is up.
brilliant
Reply
Joined Nov 2011
L5: Journeyman
> bubble2 652 Posts
270 Reputation
toky00
07-25-2023 at 02:59 PM.
07-25-2023 at 02:59 PM.
Quote from viper3773 :
Frown

Just the way the terms are written is that it was expecting new-to-chase money, and once it goes thru another chase account before savings it's no longer new to chase.
I believe this is false. On Chase's system new money from outside Chase's banking system is considered new money within 30 days or so (forgot the exact duration from what the CPC rep at the branch said) even if you transfer between your Chase accounts.

As long as the funds came from outside of Chase's banking system, it's considered new money for a little bit.

This worked for us when using the funds from a real-estate sale that was deposited into a standard Chase checking account. Then we upgraded to the CPC account for the bonus and opened a Self-managed brokerage for another bonus after the fact.
Reply
Last edited by toky00 July 25, 2023 at 03:01 PM.

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Joined Mar 2016
NewUser18
> bubble2 48 Posts
78 Reputation
NewUser18
07-26-2023 at 06:31 PM.
07-26-2023 at 06:31 PM.
Below is my timeline. Am I cleared to transfer the 15k out?. I thought I have to wait until 8/9 for my 90 day period to end. Appreciate your help.

4/19 - Opened checking / savings
5/9 - Transferred 15k.
7/25 - $600 bonus.
Reply
Joined May 2006
L10: Grand Master
> bubble2 7,246 Posts
3,416 Reputation
wildcouponlady
07-27-2023 at 08:31 AM.
07-27-2023 at 08:31 AM.
I just got my bonus today. Thought it would be in August. Will keep the accounts open just with less cash.
Reply
Joined Nov 2007
L3: Novice
> bubble2 188 Posts
34 Reputation
mailtoal
07-28-2023 at 08:09 AM.
07-28-2023 at 08:09 AM.
Quote from SuperKamiGurus :
Is this for real?
This is correct. I didn't get my bonus since I transferred "new money" to checking first and then transfer to savings. I talked to few customer rep and they all said the same thing. "New money" needs to directly go to Savings account.
Reply
Joined May 2019
L3: Novice
> bubble2 223 Posts
147 Reputation
SuperKamiGurus
07-28-2023 at 08:11 AM.
07-28-2023 at 08:11 AM.
Quote from mailtoal :
This is correct. I didn't get my bonus since I transferred "new money" to checking first and then transfer to savings. I talked to few customer rep and they all said the same thing. "New money" needs to directly go to Savings account.

I got my bonus today. I actually did a direct deposit transfer , not an internal transfer. Either way chase reps helped get the bonuses
Reply
Joined Dec 2014
L3: Novice
> bubble2 147 Posts
107 Reputation
g8888money
08-28-2023 at 12:55 AM.
08-28-2023 at 12:55 AM.
Hi, if anyone has a good code they dont need, i will take it, willing to send ur choice of GC for working code.
Reply
Joined Jan 2007
L3: Novice
> bubble2 196 Posts
38 Reputation
ANC96
08-28-2023 at 01:28 PM.
08-28-2023 at 01:28 PM.
Quote from g8888money :
Hi, if anyone has a good code they dont need, i will take it, willing to send ur choice of GC for working code.
Yea.. I'm pretty sure this deal ended in April. Doesn't this come up as "expired deal" for you?
Reply
Joined Jan 2015
search first
> bubble2 1,676 Posts
296 Reputation
Repost
08-28-2023 at 09:05 PM.
08-28-2023 at 09:05 PM.
Quote from ANC96 :
Yea.. I'm pretty sure this deal ended in April. Doesn't this come up as "expired deal" for you?
It came back
https://slickdeals.net/f/16837034-chase-checking-savings-open-new-accounts-to-get-up-to-900-bonus-ymmv?v=1
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