Here's the best AA offer at present - 80K points on the Barclay business CC with $2,000 spend and no fee for the first year. No hassle to getting a business card as using it for your eBay or Amazon sales qualifies you. I got two cards for myself and my wife with no questions asked. An extra bonus is that i believe business cards do not count against the Chase 5/24 limit.
https://cards.barclaycardus.com/b...astercard/
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Barclays - Bank Advertiser
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Nothing NADA. You just have to make a few general selections from some drop downs that describe the business.
Point transfers are pricey, even between spouses e.g 10,000pts =$150. I wouldn't risk losing the bonus if the automatically do a nam comparison on the application.
You can build up her points by getting one or two of the Citi AA cards. There's a SD post for the CC cards here
https://slickdeals.net/f/16383643-60k-110k-american-airline-points-0-2500-spend-0-annual-fee-for-year-1?v=1&src=SiteSearch
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Seems they discriminate against high SS# vs age (I believe that's how you know it's an immigrant)
But I had the Barclay's consumer card just over a year ago.
I'm pretty sure Barclays combines the 2 hard pulls into 1 hard pull cause it was in the same day. That is why i tried it and surprisingly it worked. That is 140K points for 1 hard pull. Amazing. JAL biz class is great way to spend them.
What do they ask in general, in these calls?
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