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Marcus Online Savings: $100 Bonus and 3.30% APY (need $10K)

+33 Deal Score
23,597 Views
Get $100 when you enroll and deposit $10,000 or more in new funds into a new or existing Online Savings Account. You must first enroll, then deposit within 10 calendar days of enrollment, and maintain at least $10,000 of those new funds, plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days after the 10-day Funding Period. Enroll by 2/15/23.

Full Details

To qualify for the $100 Cash Bonus (the "Offer"), you must enroll a Marcus Online Savings Account ("Account") in this Offer at https://www.marcus.com/us/en/savi...vingsbonus or by calling Marcus at 1-855-730-SAVE (1-855-730-7283) by 11:59 pm ET on 2/15/23. Upon successful enrollment, you will receive a confirmation of your enrollment via email or U.S. mail.

After enrolling, you must deposit $10,000 or more in new funds from an external account into your Account within 10 calendar days of enrollment (the "Funding Period"). The Account balance plus a minimum of $10,000 in new funds (the "Required Dollar Amount") must be maintained in your Account for 90 consecutive days from the end of the Funding Period. The Account balance is based on the starting current balance reflected on your account at 12 am ET the day you enroll. Once the Funding Period has ended, your Account balance may not drop below the Required Dollar Amount at any point until after the 90 consecutive days have passed. You may make multiple deposits within the Funding Period to reach the Required Dollar Amount. Internal transfers do not count for purposes of this Offer.

If you choose to enroll a different Marcus Online Savings Account in this Offer, you must deposit $10,000 or more in new funds from an external account into the newly enrolled Account within 10 calendar days of enrollment in this Offer, even if you reached the Required Dollar Amount in a previously enrolled account.

The $100 bonus will be deposited into your enrolled Account within 14 calendar days after fulfilling the above requirements. To receive your bonus, your Account must be open and in good standing at the time the bonus is deposited in your Account. The bonus will be treated as interest for tax reporting purposes.

Offer available to new and existing customers. Each customer is limited to one cash bonus under this Offer. This Offer can only be applied once to an account. If an Account has multiple owners, the Account is limited to being enrolled for this Offer under only one of the Account owners and receiving only one cash bonus. Remaining Account owners may be eligible to use another eligible Account to enroll in this Offer. This Offer may be combined with other promotional offers available to Marcus Online Savings Account customers.

https://www.marcus.com/us/en/savi...vingsbonus
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Deal
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+33
23,597 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jul 2018
Divided We Fall
> bubble2 1,505 Posts
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BenedictDonald
01-18-2023 at 09:15 AM.
01-18-2023 at 09:15 AM.
Wondering if I move 10k out today, and after the transfer is completed then come back and click through the offer link, will that qualify if I add back the 10k or is there a lookback period? I don't see anything specific in the terms of this offer. Guess I'll take the chance unless someone else has proof otherwise.
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Joined May 2017
L3: Novice
> bubble2 146 Posts
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Omeganuts79
01-18-2023 at 09:21 AM.
01-18-2023 at 09:21 AM.
Quote from BenedictDonald :
Wondering if I move 10k out today, and after the transfer is completed then come back and click through the offer link, will that qualify if I add back the 10k or is there a lookback period? I don't see anything specific in the terms of this offer. Guess I'll take the chance unless someone else has proof otherwise.
most likely they are tracking it by your SS#
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Joined May 2015
L5: Journeyman
> bubble2 638 Posts
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Original Poster
addictedsaver
01-18-2023 at 09:23 AM.
01-18-2023 at 09:23 AM.
Quote from BenedictDonald :
Wondering if I move 10k out today, and after the transfer is completed then come back and click through the offer link, will that qualify if I add back the 10k or is there a lookback period? I don't see anything specific in the terms of this offer. Guess I'll take the chance unless someone else has proof otherwise.
It should work. Nothing against it in the terms of the offer.
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Joined Mar 2016
L4: Apprentice
> bubble2 338 Posts
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idlezork
01-18-2023 at 11:31 AM.

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01-18-2023 at 11:31 AM.
Was waiting for this and thought maybe they are not doing it this year because their profit plunged Stick Out Tongue This will be my 4th year doing this. I like it because the process is pretty easy and smooth. Set a reminder in like December to move $10K elsewhere so when January rolls around, you have the fund to do the offer again.
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Joined Apr 2006
L3: Novice
> bubble2 221 Posts
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davieb
01-18-2023 at 11:59 AM.
01-18-2023 at 11:59 AM.
Works for me... Registered for the promo and the money is scheduled to be transferred tomorrow. Easy $100!
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Joined Dec 2007
L5: Journeyman
> bubble2 797 Posts
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kamputar
01-18-2023 at 12:07 PM.
01-18-2023 at 12:07 PM.
FDIC insured? Didn't see a mention but might have overlooked.
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Joined Mar 2004
L10: Grand Master
> bubble2 6,659 Posts
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practicalme
01-18-2023 at 12:19 PM.
01-18-2023 at 12:19 PM.
Quote from kamputar :
FDIC insured? Didn't see a mention but might have overlooked.
Yes Marcus is an FDIC member.
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Joined Apr 2006
L3: Novice
> bubble2 161 Posts
yuuuuuuuu
01-18-2023 at 12:37 PM.
01-18-2023 at 12:37 PM.
Quote from BenedictDonald :
Wondering if I move 10k out today, and after the transfer is completed then come back and click through the offer link, will that qualify if I add back the 10k or is there a lookback period? I don't see anything specific in the terms of this offer. Guess I'll take the chance unless someone else has proof otherwise.

Yes that works. I did that last year. I withdrew more than then 10k minimum before adding the offer a few days later so that I could dip below the original balance if needed. (Ie take out 30k, add offer, deposit 30k, then eligible to withdraw 20k to stay above 10k threshold).
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Joined Nov 2008
Banned Shill
> bubble2 8,081 Posts
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Hrshycro
01-18-2023 at 01:31 PM.
01-18-2023 at 01:31 PM.
Kind of weak compared to the Chase deal...
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Joined Nov 2014
L7: Teacher
> bubble2 2,166 Posts
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TurtlePerson2
01-18-2023 at 01:37 PM.

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01-18-2023 at 01:37 PM.
Quote from laveeyang :
10k buy t-bond
That's probably the best option for most everyone. If you've got $10,000 that you don't mind being tied up, then treasury bonds are paying 4.63% for 3 months or a bit more for a year. Yes, if you open the account and do the 90 days and then close it, you'll be slightly ahead, but that seems like a lot of work to make only a little bit more money. Also, the treasury income will not be taxable at the state/municipal level.
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Joined Feb 2008
L9: Master
> bubble2 4,325 Posts
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Namelessme
01-18-2023 at 01:48 PM.
01-18-2023 at 01:48 PM.
Assuming I am calculating correctly, for the 3 month hold, this is paying the equivalent of 7.33%

So... it's better than any treasury bill, CD or I-Bond.
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Joined Nov 2019
L9: Master
> bubble2 4,624 Posts
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QueensGambit
01-18-2023 at 01:49 PM.

Our community has rated this post as helpful. If you agree, why not thank QueensGambit

01-18-2023 at 01:49 PM.
Isn't slickdeals owned by Goldman Sachs?
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Joined Apr 2016
L4: Apprentice
> bubble2 1,443 Posts
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StefanoM3235
01-18-2023 at 01:49 PM.
01-18-2023 at 01:49 PM.
Quote from laveeyang :
10k buy t-bond

aren't t bond tied for a long time?
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