Did this coupon
work for you?
work for you?
Sorry, this deal has expired.
Get notified of deals like this in the future.
Add Deal Alert for this Item
Frontpage
Advertiser Disclosure
Capital One: 11-Month 360 CD Expired
5% APY
(No Minimum Deposit)
Update: this extremely popular deal is still available.
Capital One is offering a 11-Month 360 Certificate of Deposit at 5% APY with no minimum deposit.
Thanks to Community Member ginger_ale for finding this deal.
Capital One is offering a 11-Month 360 Certificate of Deposit at 5% APY with no minimum deposit.
Thanks to Community Member ginger_ale for finding this deal.
Original Post
Written by
Edited February 24, 2023
at 12:11 AM
No minimum balance required.
Expires 3/15/23
https://www.capitalone.
Full CD Disclosure
https://www.capitalone.
Expires 3/15/23
https://www.capitalone.
Full CD Disclosure
https://www.capitalone.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Check Out Similar Financial Tools & Services Deals
View All
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
775 Comments
Your comment cannot be blank.
Featured Comments
When they offer the new 4 week and 8 week and 13 week t-bill (they auction on diff days and diff weeks) go in and buy one of each of them with whatever money you can spare. Let's use 5k for each.
I would buy a 4 week t-bill with NO Rollover for 5k
I would buy an 8 week t-bill with NO Rollover for 5k
I would buy a 13 week t-bill WITH Rollover for 5k
Then after 4 weeks when that first on comes up, buy another 13 week t-bill with the 5k WITH Rollover.
Then after 8 weeks when the second comes up, buy another 13 week t-bill with the 5k WITH Rollover.
Now you will have 3 13 week t-bills rolling every 4 weeks or so and rolling into a new one with the proceeds. This way every 4 weeks you are capturing an increasing rate and not locked into anything longer than 13 weeks. You benefit from the rate hikes, can cash out at any time, and you have state tax shelter from the earned interest.
I can almost guarantee that the above will yield you more net income (taking in tax break) at the end of 11months then the 5% locked CD
just my 2cents
Fidelity Fixed Income Page [fidelity.com]
Follow the above link and scroll down to the row "U.S. Treasury." Choose the duration you want and click on it. You can then click "buy" to start a trade of a specific treasury bill/bond.
Fidelity's Intro to Treasuries [fidelity.com]
Sign up for a Slickdeals account to remove this ad.
Not sure if there's compound interest that one can earn for keeping it locked in longer.
This isn't that.
Not sure if there's compound interest that one can earn for keeping it locked in longer.
https://www.capitalone.
Sign up for a Slickdeals account to remove this ad.
Our community has rated this post as helpful. If you agree, why not thank TurtlePerson2
Also consider that you'll forfeit the interest on your CD if you withdraw early. If you need liquidity, then the treasury is probably a better bet, even if you could make slightly more money on the CD.
Also, keep in mind that the CapitalOne CD is 5% APY, while the 4.75% treasury bond is the actual interest rate. This means that if you sequentially buy two 6 month treasuries at 4.75%, then you'll actually end up with a 4.81% return for the year.
Not sure if there's compound interest that one can earn for keeping it locked in longer.
https://www.bankrate.co
This isn't that.
Our community has rated this post as helpful. If you agree, why not thank xmonger
For example, if you are doing a 500k CD, do 5 100k accounts. That way, if you need 100k or less before term you only get 1/5 the penalty as you only have to break one smaller CD.
For example, if you are doing a 500k CD, do 5 100k accounts. That way, if you need 100k or less before term you only get 1/5 the penalty as you only have to break one smaller CD.
This is smart thinking. Repped.
For example, if you are doing a 500k CD, do 5 100k accounts. That way, if you need 100k or less before term you only get 1/5 the penalty as you only have to break one smaller CD.
https://www.bankrate.co
Thank you. I calculated $91.48 earned if kept in for 11 months at the 5% rate. Then, the CD percent will either go up or down a bit after that.
Sign up for a Slickdeals account to remove this ad.
For example, if you are doing a 500k CD, do 5 100k accounts. That way, if you need 100k or less before term you only get 1/5 the penalty as you only have to break one smaller CD.
Exactly what I do, have more CDs with less amounts so you can break only what you need