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Wells Fargo Bank: Open Checking Account w/ Direct Deposit Totaling $1000 and Get Expired

$325 Bonus
+31 Deal Score
96,814 Views
Wells Fargo is offering a $325 Bonus (deposited to your checking account) when you open an Eligible Checking account and Make Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member sdiscool for finding this deal.
  • Open a new checking account by February 27, 2023.
  • Make qualifying direct deposits totaling $1000 or more within 90 days of account opening.
  • The $325 bonus will be added to your new account within 30 days.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start the application. When you apply online from the page, your bonus offer code will automatically be applied. If you choose to apply in-person at a Wells Fargo branch, ensure to generate your offer code and bring it to the Wells Fargo representative.

Original Post

Written by
Edited February 14, 2023 at 12:58 AM by
Enjoy all the great features that come with a new Wells Fargo checking account and qualify for a $325 bonus.* This offer is for new checking customers only.

https://bonusoffer.wf.com/welcomebonus
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Deal
Score
+31
96,814 Views
$325 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

247 Comments

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not here. haven;t had an acct w these dirtbags in 10+ yrs. opening it online I got a "more info is needed, go to a branch" so.. get f'ed WF
I don't like WF with all illegal crap they have pulled recently.

That said they are the 3rd or 4th biggest bank the USA & in the top 20 in the world. They are not going out of biz soon.
how long before we can close this account after receiving bonus

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Joined Sep 2003
Worlds Most Modest Man
> bubble2 19,432 Posts
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beowulf7
03-04-2023 at 02:30 PM.
03-04-2023 at 02:30 PM.
Quote from CoolAndy2000 :
I did the initial deposit by directly visiting branch next day. That I guess will be best in case ppl are still waiting for a transfer to show up!
Yeah, if you make a cash deposit to your new WF account. But if you deposited a check from your other bank account to WF, I bet it would still take several business days to clear. Really slow process, no doubt.
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Joined Sep 2011
Price Compare, Always
> bubble2 19,107 Posts
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bluekiwi
03-07-2023 at 09:36 PM.
03-07-2023 at 09:36 PM.
opened an account shortly after deal was posted, already received and activated debit card, did initial funding at time of opening and no account showing up when logged in???
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Joined Oct 2016
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> bubble2 165 Posts
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watag
03-08-2023 at 06:46 AM.
03-08-2023 at 06:46 AM.
Just created one, not too bad. Uses bonus code upon signing up, opening deposit not showing up but said 4-7 biz days or w/e. Free money.
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Joined Sep 2003
Worlds Most Modest Man
> bubble2 19,432 Posts
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beowulf7
03-10-2023 at 11:27 AM.
03-10-2023 at 11:27 AM.
Has anyone's DD come through yet on WF? I checked today and it doesn't appear. The app also says "If you see incorrect balances or missing transactions, this may be due to a technical issue and we apologize. Your accounts continue to be secure and we're working quickly on a resolution."

WF really needs to get their act together! shake head
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Joined Nov 2016
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> bubble2 55 Posts
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supersood
03-10-2023 at 06:45 PM.
03-10-2023 at 06:45 PM.
Quote from beowulf7 :
Has anyone's DD come through yet on WF? I checked today and it doesn't appear. The app also says "If you see incorrect balances or missing transactions, this may be due to a technical issue and we apologize. Your accounts continue to be secure and we're working quickly on a resolution."

WF really needs to get their act together!
Made my account today and deposited $500 from another checking account. I'm currently seeing the same message as you as well. Let's hope it fully transfers sometime next week. Gonna be pretty upset if they start charging fees for not having money in the account even though we deposited, let's see.
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Joined Jun 2019
L6: Expert
> bubble2 1,087 Posts
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dchang0
03-11-2023 at 04:51 AM.
03-11-2023 at 04:51 AM.
Quote from rafoyon :
All these banks giving you money so that they can keep your money is a sign something is about to happen, right?
You got a crystal ball or something? Your post is from 2/22, and 3/10, Silicon Valley Bank just failed. There might be contagion to other banks.

Quote from breitlingtim :
No...banks balance sheets are actually better than ever. They want more money to deploy more money in the next year. The more money they can hold, the more money they can lend and make money off higher interest rates. Not everything in doom and gloom.
This comment didn't age well... Silicon Valley Bank's balance sheets seemed pretty good just a few days ago, and then in a mere 48 hours they failed due to a good old fashioned bank run.

Remember people: a bank doesn't have to lose 100% of its funds to fail. It can lose 5% or 10% or 15% and suddenly be unable to service its customers, which then in the era of social media triggers a bank run in which it loses a lot more than 5%. It all depends on how close to the edge they are running where a slight hit can trigger a panic.

Those of you who advised taking Wells Fargo's money and running, note that it is very possible for a bank to fail faster than you can go stand in line to get all your money out.
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Last edited by dchang0 March 11, 2023 at 04:56 AM.
Joined Sep 2003
Worlds Most Modest Man
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beowulf7
03-13-2023 at 03:18 PM.
03-13-2023 at 03:18 PM.
Quote from supersood :
Made my account today and deposited $500 from another checking account. I'm currently seeing the same message as you as well. Let's hope it fully transfers sometime next week. Gonna be pretty upset if they start charging fees for not having money in the account even though we deposited, let's see.
It took almost a full week for mine to show up.

My DD did eventually appear on my account with the date of 3/10. I guess they don't post until the following day, which is odd, b/c for my other 2 bank accounts, they post on the day of (Friday).
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Joined Sep 2003
Worlds Most Modest Man
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beowulf7
03-15-2023 at 10:20 PM.
03-15-2023 at 10:20 PM.
A follow up to my above post. Did anyone else get this kind of email?

We sincerely apologize for any inconvenience involving your direct deposit transaction from March 10, 2023. The issue has been corrected. We are reaching out to you to confirm that Wells Fargo will automatically refund fees that may have been assessed as a result of this issue. If you have any questions, please contact us.

Again, our apologies. Thank you for being a valued customer of Wells Fargo.
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Joined Dec 2018
Master of my Own Domain
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HonestMammoth473
03-16-2023 at 12:14 AM.
03-16-2023 at 12:14 AM.
My wife and I each opened separate accounts. Her initial deposit took 6 days to show up. Today is day 7 for mine and I am still waiting. I recall the same issues when we did a WF checking bonus 4 years ago. Apparently, they're still one of the slowest banks to process transfers. Last time I also had to spend 2 hours at the local branch in order to get money in or out of my account as my account had been red-flagged because I had too many linked bank accounts (2!). It seems WF thinks no one could possibly have 3 bank accounts. We swore we would never return after that, but they lured us back with the $650 carrot. We've got to make up the insane increases in cost of living somewhere.
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Joined Nov 2016
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supersood
03-16-2023 at 01:26 PM.
03-16-2023 at 01:26 PM.
Quote from beowulf7 :
It took almost a full week for mine to show up.

My DD did eventually appear on my account with the date of 3/10. I guess they don't post until the following day, which is odd, b/c for my other 2 bank accounts, they post on the day of (Friday).

Just got my initial deposit in my Wells Fargo account, took almost 6 days.
Took way longer than I was expecting. Gonna set up direct deposit to put $1k in it to qualify and just leave it in there until the bonus hits. Hopefully goes smooth
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Joined Jan 2015
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christian_beltran
03-17-2023 at 10:31 AM.
03-17-2023 at 10:31 AM.
I did an ATM cash deposit of $25 after receiving my debit card. Depositing cash was one of the options they gave me to fund the new account.
After reading your responses, I'm wondering if my deposit qualifies as an "opening deposit."

Thoughts?
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Joined Oct 2022
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kraze_956
03-17-2023 at 11:25 PM.
03-17-2023 at 11:25 PM.
Quote from christian_beltran :
I did an ATM cash deposit of $25 after receiving my debit card. Depositing cash was one of the options they gave me to fund the new account.
After reading your responses, I'm wondering if my deposit qualifies as an "opening deposit."

Thoughts?

It should..i did the same thing.. except i opened the account early in the morning and then went down to the branch and deposited the $25. I called customer service and they said that was fine. That was one of the options when I signed up.
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Joined Jan 2015
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christian_beltran
03-18-2023 at 11:13 AM.
03-18-2023 at 11:13 AM.
For those asking, the T&C say the bonus will show up 90 days after all requirements are met.
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Joined Oct 2016
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watag
03-18-2023 at 12:31 PM.
03-18-2023 at 12:31 PM.
my initial deposit took about 3-5 biz days and it finally showed up. then direct deposit showed up immediately after they were submitted on a thursday.
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Joined Nov 2011
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CoolAndy2000
03-21-2023 at 09:37 AM.
03-21-2023 at 09:37 AM.
Does anybody know if Robinhood transfer works? In Account, the category shows as Direct deposit. But don't know if it met the requirements
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