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Discover Cardholders: Restaurants & Wholesale Clubs in April-June 2023 Expired

Earn 5% Back
(Up to $1500 Purchases; Activate Offer Now)
+148 Deal Score
114,086 Views
Discover is offering all Discover Cardholders: 5% Back Bonus at Restaurants and Wholesale Clubs valid from April 1 through June 30, 2023, on up to $1500 in purchases when you login to your account and activate this offer on your qualifying Discover account/card.

Thanks to community member BOGOboy for finding this deal

Note, you must activate this offer on your account and take advantage when this offer is active starting on April 1, 2023.

Qualifying Category
  • 5% Back Bonus (Up to $1500 in purchases)
    • Restaurants
    • Wholesale Clubs

Original Post

Written by
Edited March 1, 2023 at 03:13 PM by
Discover Card just announced April-June 2023 Cash Back categories. You can enroll now to begin saving NEXT month at Restaurants & Wholesale Clubs.

Pro tip: Costco.com accepts Discover, where you can buy Shop cards which can be spent in physical clubs where Discover isn't accepted. Also Restaurants commonly run Mother's/Father's Day gift card promos during Q2.

It was always necessary to enroll to earn, but this is the first year that I can remember where they didn't announce the full calendar far in advance.
Apr–Jun
Restaurants and Wholesale Clubs

Earn 5% Cashback Bonus at Restaurants and Wholesale Clubs, April 1 to-June 30, 2023, on up to $1,500 in purchases when you activate.

https://www.discover.com/credit-c...ndar.html#
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Deal
Score
+148
114,086 Views
Earn 5% Back

198 Comments

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Thanks OP Smilie

Buy the Costco Shop card from Costco online and get the 5% ($75) in one go!

Note that it took 1-2 weeks to get the card by mail Mellow
Too bad costco doesn't take discover (though I think they do online)
When are these cash back credit cards going to adjust the $1500 spend limit for inflation? It should be at least $2k.

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Joined Jun 2017
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> bubble2 1,781 Posts
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bestdeal113
03-01-2023 at 09:46 AM.
03-01-2023 at 09:46 AM.
Gotta load up costco shop card. 😁
1
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Joined Dec 2004
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> bubble2 12,510 Posts
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kensteele
03-01-2023 at 09:52 AM.
03-01-2023 at 09:52 AM.
Quote from kensteele :
just to clarify, a person can shop at costco without an active membership if they use a costco shop card, correct?
Quote from clue :
Correct
Quote from arribasn :
Yes but they do kind of give you the 3rd degree when you do this (at least at my store). You do need to be a costco member to buy GCs as far as I know
Quote from Timless :
buy costco digital cash cards online for use in store.
or buy their physical cash cards online for use at gas stations
Quote from tennis8363 :
I do this often, have a stack of Costco Cash cards. I never get a glare, they just call a supervisor, they do a code 99 or something and I am on my way.

thanks. this is what i plan to do is buy in the store a bunch of costco shop cards for use at the gas pump but i'm afraid my current membership will expire (i do not plan to renew) before i can use them all. i don't need a membership at the pump, correct?

btw, totally 100% samsclub here but willing to explore costco with this deal and the free costco membership i rec'd.
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Joined Oct 2007
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> bubble2 12,650 Posts
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arribasn
03-01-2023 at 09:59 AM.
03-01-2023 at 09:59 AM.
Quote from snoopythebeagle :
Have to use the Costco Visa for the exec purchase.
you should be able to get your Executive membership 2% bonus no matter how you pay
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Joined Oct 2007
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> bubble2 12,650 Posts
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arribasn
03-01-2023 at 10:01 AM.
03-01-2023 at 10:01 AM.
Quote from MrSkeptic :
What wholesale club on the planet takes Discover in store? Right, none.
way back before Amex and before Visa Costco used to only take Discover. Sam's Club takes discover in store now
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Joined Jan 2013
L2: Beginner
> bubble2 36 Posts
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AdamS5706
03-01-2023 at 10:36 AM.
03-01-2023 at 10:36 AM.
Are there ever any sign up bonuses for this card?
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Joined Nov 2005
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> bubble2 39,083 Posts
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Dr. J
03-01-2023 at 10:46 AM.
03-01-2023 at 10:46 AM.
Quote from stc1709 :
they have visa gift cards which ive done before
But then you eat the activation fee, and then you have a CC you need to spend. At BJ's a $200 VGC is $205.45. You'll get the 5% on the activation fee, so you'll wind up paying $195.18 for a $200 GC or ~ 2.4% off. You won't be able to perfectly charge the $1500 (because of the activation fee), but if you could it would be a ~ $36.17 discount.


Probably a better use of this would be to buy GC that typically aren't on sale. For example Disney GC @ BJ's, $500 is $479.99, less discount $455.99 which is a 8.8% discount.

I've never been in any Costco that really had any sort of selection of GC.
1
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Last edited by Dr. J March 1, 2023 at 10:49 AM.
Joined Nov 2022
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> bubble2 5 Posts
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CrimsonChannel493
03-01-2023 at 10:46 AM.
03-01-2023 at 10:46 AM.
Quote from Dr. J :
2% executive, 2% CC = 4%. It's 3% on travel via the CC so already 5% total.
But you will still get 5% + 2% in this case which is higher than those.
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Joined Feb 2014
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> bubble2 78 Posts
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rjzmml
03-01-2023 at 10:51 AM.
03-01-2023 at 10:51 AM.
Is it true that most of the Discover cards double the cash back rewards earned during the first year of purchases for that card?

Would this 5% therefore turn into an effective 10% cash back rewards if you open a new card for the beginning of April?
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Joined Nov 2005
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> bubble2 39,083 Posts
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Dr. J
03-01-2023 at 10:51 AM.
03-01-2023 at 10:51 AM.
Quote from CrimsonChannel493 :
But you will still get 5% + 2% in this case which is higher than those.
Online.

Online Costco is notoriously higher than in-store Costco. That's one of my pet peeves with them - an organization like BJ's can have an app where you can expresspay (scan and go equivalent), and has curbside pickup, AND app prices are true to what's in the store (that is, I can look up store pricing from my phone) BUT Costco, a company literally 10 times the size of BJ's, doesn't have any of that.

As for "buy Shopcard online and use in store", that's a PITA just to scrape a couple %.
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Joined Dec 2004
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kensteele
03-01-2023 at 10:55 AM.
03-01-2023 at 10:55 AM.
Quote from arribasn :
way back before Amex and before Visa Costco used to only take Discover. Sam's Club takes discover in store now
this counts for sams gas, too....correct?
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arribasn
03-01-2023 at 10:57 AM.
03-01-2023 at 10:57 AM.
Quote from AdamS5706 :
Are there ever any sign up bonuses for this card?
There is a friends referral program if you know someone that has a discover card
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